The Lower Norwood Co-Operative Building Company Limited

00002793

active

Private Limited Company

england wales

Companies House

Health Score

70 / 100

Some Concerns

30/30

Filing

10/30

Financial

30/40

Risk

Current liabilities exceed current assets (-10)
29 outstanding charges (-10)

Details

C/O TAYLOR & EMMET LLP, SHEFFIELD, S1 2PP

Incorporated 08/08/1862

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 03/10/2025

Due 17/10/2026

On track

Industry

68209

Other letting and operating of own or leased real estate

Officers

Miss Elizabeth Frances Paris

director · Since 03/10/1991

SOLICITOR

BRITISH · ENGLAND · Age 76

Claire Nicola Hampshire

secretary · Since 01/10/2006

BRITISH · Age 52

Also on 1 other board

Mr Mark James Renshaw

director · Since 01/12/2007

CHARTERED SURVEYOR

BRITISH · ENGLAND · Age 52

Also on 2 other boards

Mr Mark Andrew Peter Fryer

director · Since 01/10/2016

FINANCIAL CONTROLLER

BRITISH · ENGLAND · Age 55

Also on 1 other board

Mr Richard David Wood

director · Since 25/04/2022

CHARTERED SURVEYOR

BRITISH · ENGLAND · Age 50

Also on 5 other boards

Charges29 outstanding

Charge

outstanding

HANDELSBANKEN PLC

Created 13/09/2024Registered 16/09/2024

Charge

outstanding

HANDELSBANKEN PLC

Created 16/02/2024Registered 23/02/2024

Charge

outstanding

HANDELSBANKEN PLC

Created 16/02/2024Registered 23/02/2024

Charge

outstanding

HANDELSBANKEN PLC

Created 15/07/2022Registered 20/07/2022

Charge

outstanding

HANDELSBANKEN PLC

Created 15/07/2022Registered 20/07/2022

Charge

outstanding

HANDELSBANKEN PLC

Created 15/07/2022Registered 20/07/2022

Charge

outstanding

HANDELSBANKEN PLC

Created 15/07/2022Registered 20/07/2022

Charge

outstanding

HANDELSBANKEN PLC

Created 07/03/2022Registered 16/03/2022

Charge

outstanding

HANDELSBANKEN PLC

Created 07/03/2022Registered 11/03/2022

Charge

outstanding

HANDELSBANKEN PLC

Created 07/03/2022Registered 11/03/2022

Charge

outstanding

HANDELSBANKEN PLC

Created 16/11/2021Registered 26/11/2021

Charge

outstanding

HANDELSBANKEN PLC

Created 16/11/2021Registered 26/11/2021

Charge

outstanding

HANDELSBANKEN PLC

Created 16/11/2021Registered 26/11/2021

Charge

outstanding

HANDELSBANKEN PLC

Created 16/11/2021Registered 26/11/2021

Charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 04/01/2019Registered 18/01/2019

Charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 04/01/2019Registered 18/01/2019Satisfied 26/07/2022

Charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 18/12/2018Registered 21/12/2018

Charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 12/12/2017Registered 12/12/2017Satisfied 26/07/2022

Charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 12/12/2017Registered 12/12/2017Satisfied 26/07/2022

Charge

outstanding

BANK OF CYPRUS UK LIMITED

Created 14/04/2015Registered 29/04/2015

charge

satisfied

BANK OF CYPRUS UK LIMITED

Created 28/03/2013Registered 06/04/2013Satisfied 27/12/2024

charge

satisfied

BANK OF CYPRUS UK LIMITED

Created 28/03/2013Registered 06/04/2013Satisfied 27/12/2024

charge

satisfied

BANK OF CYPRUS UK LIMITED

Created 28/03/2013Registered 06/04/2013Satisfied 27/12/2024

charge

satisfied

BANK OF CYPRUS UK LIMITED

Created 28/03/2013Registered 06/04/2013Satisfied 27/12/2024

charge

satisfied

BANK OF CYPRUS UK LIMITED

Created 28/03/2013Registered 06/04/2013Satisfied 27/12/2024

charge

outstanding

BANK OF CYPRUS UK LIMITED

Created 28/03/2013Registered 06/04/2013

charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 16/01/2007Registered 20/01/2007

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 19/04/2005Registered 29/04/2005Satisfied 03/01/2023

charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 18/04/2005Registered 19/04/2005

charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 25/03/2004Registered 03/04/2004

charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 13/05/2002Registered 21/05/2002

charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 19/12/2001Registered 20/12/2001

charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 21/12/2000Registered 29/12/2000

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 03/11/1999Registered 17/11/1999Satisfied 09/05/2023

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 25/03/1998Registered 01/04/1998Satisfied 03/01/2023

charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 25/03/1998Registered 01/04/1998

charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 25/03/1998Registered 01/04/1998

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 28/03/1990Registered 11/04/1990Satisfied 03/01/2023

charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 08/03/1989Registered 15/03/1989

charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 28/02/1989Registered 06/03/1989

charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 23/07/1987Registered 11/08/1987

charge

satisfied

WESTMINSTER BANK LTD

Created 10/06/1968Registered 24/06/1968Satisfied 22/07/2022

CompanyRankvs 15+ SIC 68209 peers
80

Financial strength100th percentile among SIC peers · 25/25

Employees98th percentile among SIC peers · 15/15

LiquidityCurrent ratio 3.45× · 20/20

Longevity15 years trading (max 15) · 15/15

Filing complianceAll filings up to date · 15/15

Outstanding charges -10

Show leaderboard

1The Lower Norwood Co-Operative Building Company Limited

90

2Liverpool And Chester Property Company Limited

90

3Grange Park Investments Limited

90

4Sherborne Cottage Building Company,Limited(The)

90

5Gaunts Limited

90

6S.E.Redfern Limited

90

7Chisholm & Company (Holdings) Limited

90

8John Horsfall & Sons(Greetland),Limited

90

9British And Foreign Wharf Company Limited(The)

90

10Webb & Son (Combs)Limited

90

How is this score calculated?

Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£20.3M

Balance sheet strength

Cash

£948k

Cash in the bank

Net Current Assets

£865k

Working capital

Current Assets

£1.2M

Current Liabilities

£352k

Fixed Assets

£28.9M

Debtors

£269k

5avg. employees

Tax at Year End

Corp tax£99k

Balance Sheet

Intangible assets£4k

Assets less current liabilities£29.7M

Prepared with Sage Accounts Production Advanced 2023 - FRS102_2023

EstimatesDerived

Year	Current Ratio	Implied Profit
2025	3.45	-£143k
2024	0.78	+£369k
2023	1.54	+£192k
2022	0.34	-£472k
2021	0.64	—

Derived from filed accounts. Not audited figures.