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Garrard & Co.Limited

00057545

active
Private Limited Company
england wales
Companies House
Health Score
64 / 100

Some Concerns

30/30
Filing
0/30
Financial
34/40
Risk
  • Loss before tax (-10)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 3 outstanding charges (-6)

Details

24 ALBEMARLE STREET, W1S 4HT
Incorporated 27/05/1898

Compliance

Last accounts

31/03/2025

full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 28/06/2025

Due 12/07/2026

On track

Industry

47770
Retail sale of watches and jewellery in specialised stores

Officers

Stephanie Liquori Bond

director · Since 01/11/2016

FINANCE (VP INVESTMENTS)

AUSTRALIAN,AMERICAN · UNITED STATES · Age 47

Also on 3 other boards

Ms Joanne Milner Jameson

director · Since 07/10/2021

CEO

BRITISH · ENGLAND · Age 50

Also on 5 other boards

Persons with Significant Control

Garrard Holdings Limited

75–100% shares

24, 24 Albemarle Street, London, W1S 4HT

Reg: 04144080 · England & Wales · Limited Liability Company

Notified 06/04/2016

Charges3 outstanding

charge
outstanding

YUCAIPA AMERICAN ALLIANCE FUND II, LLC

Created 16/07/2012Registered 26/07/2012
charge
outstanding

YUCAIPA AMERICAN ALLIANCE FUND II, LLC

Created 02/12/2011Registered 08/12/2011
charge
outstanding

YUCAIPA AMERICAN ALLIANCE FUND II, LLC

Created 02/12/2011Registered 08/12/2011
charge
satisfied

YUCAIPA GLOBAL PARTNERSHIP FUND, LP

Created 24/03/2011Registered 30/03/2011Satisfied 07/12/2011
charge
satisfied

YUCAIPA GLOBAL PARTNERSHIP FUND, LP

Created 03/03/2010Registered 09/03/2010Satisfied 07/12/2011
charge
satisfied

HSBC BANK PLC

Created 13/08/2004Registered 26/08/2004Satisfied 05/04/2006
charge
satisfied

HSBC BANK PLC

Created 13/02/2003Registered 18/02/2003Satisfied 05/04/2006
charge
satisfied

LLOYDS BANK PLCAS TRUSTEE FOR THE SECURED CREDITORS

Created 29/06/1995Registered 06/07/1995Satisfied 07/02/1996

CompanyRankvs 911+ SIC 47770 peers
52

Financial strength100th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.38× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 31/03/2025

Net Worth

£26.0M

Balance sheet strength

Cash

£1.3M

Cash in the bank

Profit Before Tax

-£2.2M

Bottom line earnings

Net Current Assets

-£18.2M

Working capital

Current Assets

£11.3M

Current Liabilities

£29.5M

Debtors

£4.2M

Cost of Sales

£4.5M

Admin Expenses

£5.7M

Profit After Tax

-£2.2M

44avg. employees+1

People Costs

Wages & salaries£2.7M

Balance Sheet

Assets less current liabilities-£18.2M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20250.38+£0
20240.40+£0
20230.36

Derived from filed accounts. Not audited figures.