George Bence & Sons Limited

00062473

active

Private Limited Company

Companies House

Health Score

70 / 100

Some Concerns

30/30

Filing

10/30

Financial

30/40

Risk

Loss before tax (-10)
Going concern doubt noted in accounts (-10)
17 outstanding charges (-10)

Details

41-47 FAIRVIEW ROAD, CHELTENHAM, GL52 2EJ

Incorporated 08/06/1899

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

46130

Agents involved in the sale of timber and building materials

Officers

Mr Christopher George Bence

director · Since 31/12/1991

BUILDERS MERCHANT

BRITISH · UNITED KINGDOM · Age 75

Also on 6 other boards

Mr Paul Christopher Bence Bachelor Of Arts

director · Since 23/02/2011

MANAGING DIRECTOR

BRITISH · ENGLAND · Age 46

Also on 4 other boards

Mrs Elaine Emerton-Haines

secretary · Since 05/05/2017

Mr Matthew George Bence

director · Since 05/06/2017

DIRECTOR

BRITISH · UNITED KINGDOM · Age 41

Also on 1 other board

Mr Carlwyn Jon Coombes

director · Since 07/07/2017

COMMERCIAL DIRECTOR

BRITISH · UNITED KINGDOM · Age 49

Persons with Significant Control

Mr Christopher George Bence

75–100% shares

75–100% votes

Appoint directors

British · United Kingdom · Age 75

41-47, Fairview Road, Cheltenham, GL52 2EJ

Notified 30/06/2016

Charges17 outstanding

charge

outstanding

CHRISTOPHER GEORGE BENCE AND MARIA LINDA BENCE

Created 02/07/2010Registered 09/07/2010

charge

outstanding

CHRISTOPHER GEORGE BENCE AND MARIA LINDA BENCE

Created 02/07/2010Registered 09/07/2010

charge

outstanding

CHRISTOPHER GEORGE BENCE AND MARIA LINDA BENCE

Created 02/07/2010Registered 09/07/2010

charge

outstanding

CHRISTOPHER GEORGE BENCE AND MARIA LINDA BENCE

Created 02/07/2010Registered 09/07/2010

charge

outstanding

CHRISTOPHER GEORGE BENCE AND MARIA LINDA BENCE

Created 02/07/2010Registered 09/07/2010

charge

outstanding

CHRISTOPHER GEORGE BENCE AND MARIA LINDA BENCE

Created 02/07/2010Registered 09/07/2010

charge

outstanding

CHRISTOPHER GEORGE BENCE AND MARIA LINDA BENCE

Created 02/07/2010Registered 09/07/2010

charge

outstanding

CHRISTOPHER GEORGE BENCE AND MARIA LINDA BENCE

Created 02/07/2010Registered 09/07/2010

charge

outstanding

CHRISTOPHER GEORGE BENCE AND MARIA LINDA BENCE

Created 02/07/2010Registered 09/07/2010

charge

outstanding

CHRISTOPHER GEORGE BENCE AND MARIA LINDA BENCE

Created 02/07/2010Registered 09/07/2010

charge

outstanding

CHRISTOPHER GEORGE BENCE AND MARIA LINDA BENCE

Created 02/07/2010Registered 09/07/2010

charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 26/06/2006Registered 05/07/2006

charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 26/06/2006Registered 05/07/2006

charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 26/06/2006Registered 05/07/2006

charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 26/06/2006Registered 05/07/2006

charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 26/06/2006Registered 05/07/2006

charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 26/06/2006Registered 05/07/2006

charge

satisfied

LLOYDS TSB BANK PLC

Created 04/06/2004Registered 16/06/2004Satisfied 13/07/2006

charge

satisfied

LLOYDS TSB BANK PLC

Created 26/03/2004Registered 08/04/2004Satisfied 13/07/2006

charge

satisfied

LLOYDS TSB BANK PLC

Created 26/03/2004Registered 08/04/2004Satisfied 13/07/2006

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 25/10/1996Registered 30/10/1996Satisfied 28/09/2005

charge

satisfied

LLOYDS BANK PLC

Created 19/11/1990Registered 26/11/1990Satisfied 13/07/2006

charge

satisfied

LLOYDS BANK PLC

Created 19/11/1990Registered 26/11/1990Satisfied 13/07/2006

charge

satisfied

LLOYDS BANK PLC

Created 19/11/1990Registered 26/11/1990Satisfied 23/03/2000

charge

satisfied

LLOYDS BANK PLC

Created 19/11/1990Registered 26/11/1990Satisfied 13/07/2006

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 12/12/1988Registered 19/12/1988Satisfied 23/09/2005

charge

satisfied

LLOYDS BANK PLC

Created 20/08/1987Registered 27/08/1987Satisfied 23/03/2000

charge

satisfied

LLOYDS BANK PLC

Created 23/12/1986Registered 30/12/1986Satisfied 23/03/2000

charge

satisfied

LLOYDS BANK PLC

Created 06/07/1973Registered 12/07/1973Satisfied 08/01/1994

charge

satisfied

LLOYDS BANK PLC

Created 06/07/1973Registered 12/07/1973Satisfied 23/03/2000

CompanyRankvs 207+ SIC 46130 peers
62

Financial strength98th percentile among SIC peers · 25/25

Employees99th percentile among SIC peers · 15/15

LiquidityCurrent ratio 1.34× · 12/20

Longevity15 years trading (max 15) · 15/15

Filing complianceAll filings up to date · 15/15

Going concern doubt -10Outstanding charges -10

Show leaderboard

1Harris & Bailey Limited

90

2Lbs Builders Merchants Limited

90

3David Cover And Son Limited

90

4Frank Key (Nottingham) Limited

90

5G.H.Brooks & Co.(Harrogate)Limited

90

6E H Smith (Builders Merchants) Limited

90

7John A. Stephens Limited

90

8Hughes Forrest Limited

90

9Joseph Parr (Middlesbrough) Limited

90

10Robert Price (Builders Merchants) Limited

90

207George Bence & Sons Limited

82

How is this score calculated?

Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group and company's ability to continue as a going concern for a period of at least twelve months from when the original financial statements were authorised for issue. Our responsibilities and the responsibilities of the directors with respect

Key FinancialsYear ending 31/12/2024

Turnover

£20.7M

Annual revenue

Net Worth

£7.8M

Balance sheet strength

Cash

£78k

Cash in the bank

Profit Before Tax

-£150k

Bottom line earnings

Net Current Assets

£1.3M

Working capital

Current Assets

£5.1M

Current Liabilities

£3.8M

Fixed Assets

£7.5M

Debtors

£3.5M

Cost of Sales

£15.4M

Gross Profit

£5.3M

Admin Expenses

£3.9M

Operating Profit

-£144k

Profit After Tax

-£143k

99avg. employees+1

People Costs

Wages & salaries£3.2M

NI contributions£319k

Balance Sheet

Bank loans & overdrafts£153k

Assets less current liabilities£8.7M

Prepared with Digita Accounts Production Advanced

EstimatesDerived

Year	Current Ratio	Implied Profit
2024	1.34	-£143k
2023	1.40	+£113k
2022	1.61	+£384k
2021	1.41	+£1.3M
2020	1.34	—

Derived from filed accounts. Not audited figures.