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Credit Services Association Limited

00089614

active
PRI/LTD BY GUAR/NSC (Private, limited by guarantee, no share capital)
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Going concern doubt noted in accounts (-10)

Details

2 ESH PLAZA SIR BOBBY ROBSON WAY, NEWCASTLE UPON TYNE, NE13 9BA
Incorporated 24/07/1906

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

94120
Activities of professional membership organisations

Officers

Mrs Yvonne Jean Klimaytys

director · Since 18/06/2014

NON-EXECUTIVE DIRECTOR

BRITISH · SCOTLAND · Age 68

Also on 4 other boards

Mr Craig Andrew Hinchliffe

director · Since 19/03/2020

GROUP CFO

BRITISH · ENGLAND · Age 43

Also on 14 other boards

Mr Christopher Michael Leslie

director · Since 23/12/2020

CHIEF EXECUTIVE

BRITISH · ENGLAND · Age 54

Also on 1 other board

Mrs Kathryn Mary Morgan

director · Since 25/02/2021

CUSTOMER OPERATIONS DIRECTOR

BRITISH · ENGLAND · Age 52

Miss Jane Peacock

director · Since 17/03/2021

NON EXECUTIVE DIRECTOR

BRITISH · ENGLAND · Age 66

Also on 1 other board

Mr Timothy David Kirk

director · Since 28/02/2023

COUNTRY OPERATIONS DIRECTOR

BRITISH · SCOTLAND · Age 57

Mr Stuart John Webb

director · Since 27/02/2025

DIRECTOR

BRITISH · ENGLAND · Age 53

Mrs Samantha Barnard

director · Since 27/02/2025

DIRECTOR

BRITISH · ENGLAND · Age 52

Mr Desmond Gerard Hudson

director · Since 27/02/2025

INDEPENDENT NON-EXECUTIVE CHAIR

BRITISH · UNITED KINGDOM · Age 70

Also on 1 other board

Mrs Claire Louise Moore

director · Since 27/02/2025

DIRECTOR

BRITISH · ENGLAND · Age 48

Mr Jaime Andrew Nuwar-Graham

director · Since 27/02/2025

DIRECTOR

BRITISH · ENGLAND · Age 52

Miss Susan Bain

director · Since 27/02/2025

DIRECTOR

BRITISH · SCOTLAND · Age 49

Also on 1 other board

Mrs Samantha Danielle Reed

director · Since 26/02/2026

BRITISH · ENGLAND · Age 38

Mrs Daniela Ferrer Francisco

director · Since 26/02/2026

BRAZILIAN,SPANISH · ENGLAND · Age 46

CompanyRankvs 764+ SIC 94120 peers
57

Financial strength86th percentile among SIC peers · 22/25
Employees23th percentile among SIC peers · 3/15
LiquidityCurrent ratio 1.11× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

have considered a period of twelve months from the date of approval of the financial statements and believe that no further disclosures relating to the company's ability to continue as a going concern need to be made in the financial statements. Related party exemption The company has taken advantage of exemption, under the terms of Financial Reporting Standard 102 'The Fi

Key FinancialsYear ending 30/06/2025

Net Worth

£131k

Balance sheet strength

Cash

£830k

Cash in the bank

Net Current Assets

£129k

Working capital

Current Assets

£1.3M

Current Liabilities

£1.1M

Fixed Assets

£2k

Debtors

£434k

0avg. employees

Tax at Year End

Corp tax£3k

Balance Sheet

Assets less current liabilities£131k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20251.11+£0
20251.11+£65k
20241.07+£51k
20231.02+£1k
20221.01-£125k
20211.17

Derived from filed accounts. Not audited figures.