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Polruan Ferry Company Limited

00201065

active
Private Limited Company
england wales
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

TOMS YARD, FOWEY, PL23 1PB
Incorporated 17/10/1924

Compliance

Last accounts

31/03/2025

unaudited abridged

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 10/06/2025

Due 24/06/2026

On track

Industry

50300
Inland passenger water transport

Officers

Paul Toms

director · Since 11/03/2008

BOAT BUILDER

BRITISH · UNITED KINGDOM · Age 53

Also on 1 other board

Mrs Rachel Victoria Toms

director · Since 24/08/2023

DIRECTOR

BRITISH · ENGLAND · Age 50

Also on 8 other boards

Persons with Significant Control

C Toms And Son Ltd

75–100% shares

Toms Yard, East Street, Fowey, PL23 1PB

Reg: 00366970 · Companies House · Limited Company

Notified 06/04/2016

Charges2 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 29/01/2025Registered 29/01/2025
Charge
satisfied

LLOYDS BANK PLC

Created 30/03/2021Registered 01/04/2021Satisfied 03/03/2025
Charge
outstanding

LLOYDS BANK PLC

Created 11/05/2017Registered 11/05/2017
charge
satisfied

COUNCIL FOR SMALL INDUSTRIES IN RURAL AREAS

Created 14/07/1981Registered 21/07/1981
charge
satisfied

COUNCIL FOR SMALL INDUSTRIES IN RURAL AREAS

Created 11/03/1981Registered 12/03/1981
charge
satisfied

COUNCIL FOR SMALL INDUSTRIES IN RURAL AREAS

Created 18/12/1980Registered 20/12/1980

CompanyRankvs 17+ SIC 50300 peers
74

Financial strength85th percentile among SIC peers · 21/25
Employees85th percentile among SIC peers · 13/15
LiquidityCurrent ratio 6.04× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£443k

Balance sheet strength

Cash

£19k

Cash in the bank

Net Current Assets

£380k

Working capital

Current Assets

£456k

Current Liabilities

£76k

Fixed Assets

£78k

Debtors

£437k

9avg. employees+1

Tax at Year End(2022)

Corp tax£65k

Balance Sheet

Assets less current liabilities£458k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20256.04+£133k
20243.99-£1.0M
202317.81+£223k
202213.77+£270k
20210.63+£139k
20200.52+£188k
20190.06+£309k
20172.00

Derived from filed accounts. Not audited figures.