Back to search

A.F.Smith & Sons,Limited

00212266

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

HENDRE FAWR, CARDIGAN, SA43 3LZ
Incorporated 09/03/1926

Compliance

Last accounts

30/09/2025

micro entity

Next accounts due

30/06/2027

On track

Confirmation statement

Last: 24/02/2026

Due 10/03/2027

On track

Industry

47190
Other retail sale in non-specialised stores

Officers

Missie Ghislaine Marie Smith

director · Since 24/02/1991

COMPUTER SYSTEMS ANALYST

BRITISH · WALES · Age 70

Ian Anthony Gardner

secretary · Since 02/06/2003

BRITISH

Persons with Significant Control

Missie Ghislaine Marie Smith

50–75% shares

British · Wales · Age 70

Hendre Fawr, St Dogmaels, Cardigan, SA43 3LZ

Notified 01/10/2016

Mr Ian Anthony Gardner

25–50% shares

British · Wales · Age 57

Hendre Fawr, St Dogmaels, Cardigan, SA43 3LZ

Notified 01/10/2016

Charges0 outstanding

charge
satisfied

LLOYDS TSB BANK PLC

Created 05/09/2003Registered 09/09/2003Satisfied 25/05/2018
charge
satisfied

LLOYDS TSB BANK PLC

Created 31/07/2003Registered 01/08/2003Satisfied 25/05/2018
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 24/01/1985Registered 04/02/1985Satisfied 14/02/2004
charge
satisfied

BARCLAYS BANK PLC

Created 31/08/1982Registered 17/09/1982Satisfied 10/10/1986

CompanyRankvs 1292+ SIC 47190 peers
79

Financial strength92th percentile among SIC peers · 23/25
Employees39th percentile among SIC peers · 6/15
LiquidityCurrent ratio 8.41× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£156k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£155k

Working capital

Current Assets

£176k

Current Liabilities

£21k

Fixed Assets

£864

1avg. employees

Balance Sheet

Assets less current liabilities£156k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20258.41-£15k
202438.31+£6k
20236.26-£26k
20223.40-£48k
20214.03-£59k
202011.40-£46k
201919.49-£60k
201811.00

Derived from filed accounts. Not audited figures.