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J.Brand Limited

00279524

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk
  • Going concern doubt noted in accounts (-10)

Details

LOWE & OLIVER LTD, CUMNOR ROAD, OXFORD, OX1 5JW
Incorporated 11/09/1933

Compliance

Last accounts

31/01/2025

full

Next accounts due

31/10/2026

On track

Confirmation statement

Last: 30/12/2025

Due 13/01/2027

On track

Industry

43210
Electrical installation

Officers

Mr Rupert James Graham Lowe

director · Since 18/04/1992

COMPANY DIRECTOR

ENGLISH · ENGLAND · Age 68

Timothy Leslie Oldershaw

director · Since 01/02/1997

ELECTRICAL ENGINEER

BRITISH · UNITED KINGDOM · Age 65

Mr Guy Jones

director · Since 01/05/1998

ELECTRICAL ENGINEER

BRITISH · ENGLAND · Age 56

Also on 1 other board

Daniel Little

director · Since 01/02/2009

ENGINEER

BRITISH · UNITED KINGDOM · Age 48

Mr Damian Gilchrist Wyles

secretary · Since 06/12/2021

Mr Frederick James Lowe

director · Since 05/12/2022

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 35

Also on 1 other board

Mr Justin Lee Rasburn

director · Since 06/03/2026

BRITISH · ENGLAND · Age 48

Persons with Significant Control

Lowe Holdings Limited

75–100% shares

Cumnor Road, Boars Hill, Oxford, OX1 5JW

Reg: 00280349 · Register Of Companies · Limited Company

Notified 17/02/2026

Former PSCs

Mr Patrick Graham Lowe

Ceased 21/11/2022

Mr Rupert James Graham Lowe

Ceased 17/02/2026

Charges0 outstanding

charge
satisfied

RBS INVOICE FINANCE LIMITED

Created 20/03/2007Registered 30/03/2007Satisfied 28/03/2019
charge
satisfied

EAGLE STAR INSURANCE COMPANY LIMITED

Created 06/11/1987Registered 10/11/1987Satisfied 28/03/2019
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 01/07/1987Registered 17/07/1987Satisfied 28/02/2009

CompanyRankvs 1753+ SIC 43210 peers
76

Financial strength99th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.65× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going co

Key FinancialsYear ending 31/01/2025

Turnover

£19.9M

Annual revenue

Net Worth

£2.0M

Balance sheet strength

Cash

£3.7M

Cash in the bank

Profit Before Tax

£358k

Bottom line earnings

Net Current Assets

£2.6M

Working capital

Current Assets

£6.5M

Current Liabilities

£4.0M

Fixed Assets

£148k

Debtors

£2.3M

Cost of Sales

£14.6M

Gross Profit

£5.4M

Admin Expenses

£5.1M

Operating Profit

£256k

Profit After Tax

£303k

167avg. employees+20

Tax at Year End

Corp tax£54k

People Costs

Wages & salaries£8.6M
NI contributions£956k

Balance Sheet

Assets less current liabilities£2.7M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.65+£2.0M
20241.55+£0
20231.70+£0
20221.73+£0
20211.74+£0
20202.02+£0
20192.20

Derived from filed accounts. Not audited figures.