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Lowe Holdings Limited

00280349

active
Private Limited Company
england wales
Companies House
Health Score
68 / 100

Some Concerns

30/30
Filing
0/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 1 outstanding charge (-2)

Details

CUMNOR ROAD, OXFORD, OX1 5JW
Incorporated 07/10/1933

Compliance

Last accounts

31/01/2025

group

Next accounts due

31/10/2026

On track

Confirmation statement

Last: 30/10/2025

Due 13/11/2026

On track

Industry

70100
Activities of head offices

Officers

Mr Rupert James Graham Lowe

director · Since 30/10/1991

DIRECTOR

ENGLISH · ENGLAND · Age 68

Also on 18 other boards

Mr Guy Jones

director · Since 01/02/2009

ELECTRICAL ENGINEER

BRITISH · ENGLAND · Age 56

Also on 1 other board

Mr Frederick James Lowe

director · Since 01/09/2020

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 35

Also on 2 other boards

Mr Damian Gilchrist Wyles

director · Since 06/12/2021

CHARTERED ACCOUNTANT

BRITISH · ENGLAND · Age 46

Also on 2 other boards

Persons with Significant Control

Mr Rupert James Graham Lowe

75–100% shares
75–100% votes

English · England · Age 68

Cumnor Road, Oxford, OX1 5JW

Notified 06/04/2016

Former PSCs

Mr Patrick Graham Lowe

Ceased 21/11/2022

Charges1 outstanding

Charge
outstanding

RUPERT LOWE · PATRICK LOWE

Created 17/05/2013Registered 29/05/2013
charge
satisfied

LLOYDS TSB BANK PLC

Created 07/03/2008Registered 11/03/2008Satisfied 03/06/2021
charge
satisfied

LLOYDS TSB BANK PLC

Created 22/12/2005Registered 07/01/2006Satisfied 25/04/2021
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 21/03/1997Registered 02/04/1997Satisfied 19/01/2013
charge
satisfied

J BRAND LIMITED

Created 15/01/1996Registered 27/01/1996Satisfied 24/10/1998
charge
satisfied

J BRAND LIMITED

Created 15/01/1996Registered 27/01/1996Satisfied 24/10/1998
charge
satisfied

J BRAND LIMITED

Created 15/01/1996Registered 27/01/1996Satisfied 24/10/1998
charge
satisfied

J BRAND LIMITED

Created 15/01/1996Registered 27/01/1996Satisfied 24/10/1998
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 04/07/1995Registered 21/07/1995Satisfied 11/10/2001
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 04/07/1995Registered 21/07/1995Satisfied 19/01/2013
charge
satisfied

BARCLAYS BANK PLC

Created 04/07/1995Registered 10/07/1995Satisfied 12/01/2013
charge
satisfied

BARCLAYS BANK PLC

Created 04/07/1995Registered 10/07/1995Satisfied 12/01/2013
charge
satisfied

EAGLE STAR INSURANCE COMPANY LIMITED

Created 29/06/1995Registered 29/06/1995Satisfied 12/01/2013
charge
satisfied

EAGLE STAR INSURANCE COMPANY LIMITED

Created 29/06/1995Registered 29/06/1995Satisfied 12/01/2013
charge
satisfied

EAGLE STAR INSURANCE COMPANY LIMITED

Created 29/06/1995Registered 29/06/1995Satisfied 12/01/2013
charge
satisfied

EAGLE STAR INSURANCE COMPANY LIMITED

Created 29/06/1995Registered 29/06/1995Satisfied 12/01/2013
charge
satisfied

LLOYDS BANK PLC

Created 14/08/1989Registered 25/08/1989Satisfied 02/03/1990
charge
satisfied

EAGLE STAR INSURANCE COMPANY LIMITED

Created 16/08/1988Registered 17/08/1988Satisfied 12/01/2013
charge
satisfied

BARCLAYS BANK PLC

Created 16/02/1988Registered 07/03/1988Satisfied 03/04/1996
charge
satisfied

BARCLAYS BANK PLC

Created 06/11/1987Registered 10/11/1987Satisfied 03/04/1996
charge
satisfied

BARCLAYS BANK PLC

Created 16/10/1987Registered 05/11/1987Satisfied 06/02/1989
charge
satisfied

BARCLAYS BANK PLC

Created 16/10/1987Registered 05/11/1987Satisfied 06/02/1989
charge
satisfied

BARCLAYS BANK PLC

Created 16/10/1987Registered 29/10/1987Satisfied 25/08/1988
charge
satisfied

EAGLE STAR INSURANCE COMPANY LIMITED

Created 04/12/1979Registered 20/10/1987Satisfied 12/01/2013
charge
satisfied

EAGLE STAR INSURANCE COMPANY LIMITED

Created 27/01/1987Registered 28/01/1987Satisfied 12/01/2013
charge
satisfied

EAGLE STAR INSURANCE COMPANY LIMITED

Created 29/09/1986Registered 30/10/1986Satisfied 12/01/2013
charge
satisfied

BARCLAYS BANK PLC

Created 09/10/1981Registered 20/10/1981Satisfied 16/04/1996
charge
satisfied

BARCLAYS BANK LTD

Created 28/07/1978Registered 04/08/1978Satisfied 16/04/1996

CompanyRankvs 1037+ SIC 70100 peers
59

Financial strength54th percentile among SIC peers · 14/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 2.13× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength14/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and the parent company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going co

Key FinancialsYear ending 31/01/2025

Net Worth

£19k

Balance sheet strength

Cash

£73k

Cash in the bank

Net Current Assets

£627k

Working capital

Current Assets

£1.2M

Current Liabilities

£555k

Fixed Assets

£940k

Debtors

£142k

Profit After Tax

£452k

134avg. employees+6

Tax at Year End

Corp tax£6k

Balance Sheet

Assets less current liabilities£1.6M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.13-£2.5M
20241.29-£26k
20233.34+£480k
20226.75+£136k
20216.05+£225k
20202.91+£59k
20192.68

Derived from filed accounts. Not audited figures.