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Ken. Ratcliffe & Son Limited

00359581

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

27 STONE STREET, CARMARTHENSHIRE, SA20 0BZ
Incorporated 29/02/1940

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

46730
Wholesale of wood, construction materials and sanitary equipment

Officers

Mr Phillip Ratcliffe

director · Since 19/03/1993

DIRECTOR

BRITISH · WALES · Age 72

Also on 1 other board

Mr Matthew Charles Ratcliffe

director · Since 11/08/2014

COMPANY DIRECTOR

BRITISH · WALES · Age 49

Persons with Significant Control

Mr Phillip Ratcliffe

50–75% shares

British · Wales · Age 72

27 Stone Street, Carmarthenshire, SA20 0BZ

Notified 06/04/2016

Charges1 outstanding

charge
outstanding

HSBC BANK PLC

Created 22/12/2008Registered 24/12/2008
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 03/11/1999Registered 06/11/1999Satisfied 05/11/2011
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 31/03/1988Registered 08/04/1988Satisfied 05/11/2011

CompanyRankvs 67+ SIC 46730 peers
77

Financial strength91th percentile among SIC peers · 23/25
Employees93th percentile among SIC peers · 14/15
LiquidityCurrent ratio 2.66× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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67Ken. Ratcliffe & Son Limited
87
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£1.8M

Balance sheet strength

Cash

£103k

Cash in the bank

Net Current Assets

£547k

Working capital

Current Assets

£878k

Current Liabilities

£331k

Fixed Assets

£1.3M

Debtors

£169k

19avg. employees+1

Balance Sheet

Bank loans & overdrafts£67k
Assets less current liabilities£1.8M
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20252.66-£13k
20242.75+£54k
20232.89+£60k
20222.59+£135k
20212.86+£158k
20201.76+£21k
20192.05+£133k
20171.74—

Derived from filed accounts. Not audited figures.