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J.J.Bernardes & Son Limited

00387960

active
Private Limited Company
england wales
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

FORGE COTTAGE THE GREEN, CHELMSFORD, CM2 7SJ
Incorporated 02/06/1944

Compliance

Last accounts

31/12/2025

total exemption full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 12/04/2026

Due 26/04/2027

On track

Industry

41100
Development of building projects

Officers

Mr Ian Bernardes

director · Since 12/04/1992

RETIRED

BRITISH · UNITED KINGDOM · Age 74

Also on 2 other boards

Mrs Janet Bernardes

secretary · Since 31/08/2004

BUILDERS MERCHANT

BRITISH · UNITED KINGDOM · Age 73

Also on 5 other boards

Mrs Janet Bernardes

director · Since 31/08/2004

RETIRED

BRITISH · UNITED KINGDOM · Age 73

Also on 5 other boards

Persons with Significant Control

Mr Ian Bernardes

25–50% shares
25–50% votes

British · United Kingdom · Age 74

Forge Cottage, The Green, Chelmsford, CM2 7SJ

Notified 06/04/2016

Mrs Janet Bernardes

25–50% shares
25–50% votes

British · United Kingdom · Age 73

Forge Cottage, The Green, Chelmsford, CM2 7SJ

Notified 06/04/2016

Charges2 outstanding

charge
outstanding

BARCLAYS BANK PLC

Created 11/08/2008Registered 12/08/2008
charge
outstanding

BARCLAYS BANK PLC

Created 25/04/2008Registered 08/05/2008

CompanyRankvs 8446+ SIC 41100 peers
63

Financial strength93th percentile among SIC peers · 23/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 3.19× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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8446J.J.Bernardes & Son Limited
73
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£879k

Balance sheet strength

Cash

£188k

Cash in the bank

Net Current Assets

£129k

Working capital

Current Assets

£188k

Current Liabilities

£59k

Fixed Assets

£750k

Debtors

£515

Balance Sheet

Assets less current liabilities£879k
Signed by Mrs Janet Bernardes 12 March 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20253.19-£11k
20243.73+£28k
20233.52—

Derived from filed accounts. Not audited figures.