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Lauderdale And Lothians Trust Limited

00398068

active
Private Limited Company
england wales
Companies House
Health Score
82 / 100

Healthy

30/30
Filing
20/30
Financial
32/40
Risk
  • 4 outstanding charges (-8)

Details

17 WALKERGATE, BERWICK-UPON-TWEED, TD15 1DJ
Incorporated 24/08/1945

Compliance

Last accounts

31/03/2025

micro entity

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 30/07/2025

Due 13/08/2026

On track

Industry

70100
Activities of head offices

Officers

Mrs Jane Armstrong Lovett

secretary · Since 09/08/1991

BRITISH · UNITED KINGDOM · Age 68

Also on 17 other boards

Mrs Jane Armstrong Lovett

director · Since 09/08/1991

PRIVATE COOK

BRITISH · UNITED KINGDOM · Age 68

Also on 17 other boards

Mr John Haddon Lovett

director · Since 09/08/1991

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 74

Also on 13 other boards

Persons with Significant Control

Gateway Finance Limited

75–100% shares
75–100% votes
Appoint directors

17, Walkergate, Berwick Upon Tweed, TD15 1DJ

Notified 30/07/2022

Former PSCs

Mr John Haddon Lovett

Ceased 30/07/2022

Charges4 outstanding

charge
outstanding

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 15/04/1998Registered 23/04/1998
charge
outstanding

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND.

Created 19/01/1989Registered 31/01/1989
charge
outstanding

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 11/01/1984Registered 01/02/1984
charge
outstanding

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 20/08/1981Registered 02/09/1981

CompanyRankvs 5831+ SIC 70100 peers
53

Financial strength67th percentile among SIC peers · 17/25
Employees68th percentile among SIC peers · 10/15
LiquidityCurrent ratio 0.51× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength17/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£168k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£83k

Working capital

Current Assets

£88k

Current Liabilities

£172k

Fixed Assets

£251k

2avg. employees

Balance Sheet

Assets less current liabilities£168k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20250.51-£2k
20240.52+£39k
20230.29+£39k
20220.07-£618
20210.07-£3k
20200.06-£3k
20190.10

Derived from filed accounts. Not audited figures.