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Dick Lovett Limited

00414098

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • Going concern doubt noted in accounts (-10)
  • 1 outstanding charge (-2)

Details

THE COPSE FRANKLAND ROAD, SWINDON, SN5 8YW
Incorporated 02/07/1946

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

45111
Sale of new cars and light motor vehicles
45112
Sale of used cars and light motor vehicles
45200
Maintenance and repair of motor vehicles

Officers

Mr Peter Charles Lovett

director · Since 23/08/1992

DIRECTOR

BRITISH · ENGLAND · Age 76

Also on 3 other boards

Mr Julian Winterburn

secretary · Since 01/04/2018

Also on 15 other boards

Mr Julian Winterburn

director · Since 01/04/2018

FINANCE DIRECTOR

BRITISH · UNITED KINGDOM · Age 56

Also on 15 other boards

Mrs Rebecca Jane Maloney

director · Since 18/12/2023

DIRECTOR

BRITISH · ENGLAND · Age 46

Also on 9 other boards

Mr Russell John Trotman

director · Since 03/04/2025

DIRECTOR

BRITISH · ENGLAND · Age 60

Also on 13 other boards

Persons with Significant Control

Dick Lovett Automobile Limited

75–100% shares

The Copse, Frankland Road, Swindon, SN5 8YW

Reg: 02182711 · Companies House · Limited Company

Notified 10/05/2024

Mrs Rebecca Jane Maloney

Appoint directors
right-to-appoint-and-remove-directors-as-firm

British · England · Age 46

The Copse, Frankland Road, Swindon, SN5 8YW

Notified 18/11/2025

Former PSCs

Mr Peter Charles Lovett

Ceased 18/11/2025

Charges1 outstanding

charge
outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 25/02/2011Registered 03/03/2011
charge
satisfied

PORSCHE FINANCIAL SERVICES GREAT BRITAIN LIMITED

Created 27/07/2009Registered 29/07/2009Satisfied 26/03/2011
charge
satisfied

PORSCHE FINANCIAL SERVICES GREAT BRITAIN LIMITED

Created 07/02/2000Registered 12/02/2000Satisfied 26/03/2011
charge
satisfied

LLOYDS BOWMAKER LIMITED

Created 29/10/1993Registered 01/11/1993Satisfied 17/08/1999
charge
satisfied

LOMBARD NORTH CENTRAL PLC

Created 07/02/1992Registered 11/02/1992Satisfied 01/08/2002
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/12/1991Registered 19/12/1991Satisfied 26/03/2011
charge
satisfied

LLOYDS BOWMAKER LIMITED

Created 11/01/1988Registered 19/01/1988Satisfied 22/11/1991
charge
satisfied

LLOYDS BANK PLC

Created 28/04/1986Registered 08/05/1986Satisfied 17/06/1993
charge
satisfied

LLOYDS BANK PLC

Created 20/12/1983Registered 07/01/1984Satisfied 22/11/1991
charge
satisfied

LLOYDS BANK PLC

Created 20/12/1983Registered 07/01/1984Satisfied 22/11/1991
charge
satisfied

LLOYDS BANK PLC

Created 20/12/1983Registered 07/01/1984Satisfied 17/08/1999
charge
satisfied

MIDLAND BANK PLC

Created 19/02/1982Registered 24/02/1982
charge
satisfied

MIDLAND BANK PLC

Created 14/08/1980Registered 27/08/1980
charge
satisfied

MIDLAND BANK PLC

Created 14/08/1980Registered 21/08/1980
charge
satisfied

SHELL U.K. LIMITED

Created 01/12/1977Registered 05/12/1977Satisfied 01/08/2002

CompanyRankvs 164+ SIC 45111 peers
66

Financial strength100th percentile among SIC peers · 25/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.61× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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164Dick Lovett Limited
82
How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 31/12/2024

Net Worth

£23.2M

Balance sheet strength

Cash

£7.0M

Cash in the bank

Profit Before Tax

£5.9M

Bottom line earnings

Net Current Assets

£19.6M

Working capital

Current Assets

£51.4M

Current Liabilities

£31.8M

Fixed Assets

£4.6M

Debtors

£9.4M

Cost of Sales

£257.5M

Admin Expenses

£9.0M

Profit After Tax

£4.4M

222avg. employees+18

Tax at Year End

Dividends paid£12.0M

People Costs

Wages & salaries£8.1M

Balance Sheet

Assets less current liabilities£24.2M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20241.61-£5.6M
20231.89+£436k
20222.18+£28.1M
20202.32+£0
20191.87—

Derived from filed accounts. Not audited figures.