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R. Gardner & Company (Lancaster) Limited

00431547

active
ltd
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

The Old Court House, Clark Street, Morecambe, LA4 5HR
Incorporated 21/03/1947

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 28/06/2026

Due 12/07/2027

On track

Industry

74990
Non-trading company

Officers

Mr Stephen Loxam

secretary · Since 28/06/1991

BRITISH · ENGLAND · Age 70

Also on 11 other boards

Mr Stephen Loxam

director · Since 28/06/1991

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 70

Also on 11 other boards

Stephen Loxam

secretary

British

Stephen Loxam

director

British · England · Age 70

Former

Vera Loxam

director · Resigned 19/01/2009

Ronald Loxam

director · Resigned 21/08/2017

Persons with Significant Control

Mr Stephen Loxam

Significant control

British · England · Age 70

The Old Court House, Clark Street, Morecambe, LA4 5HR

Notified 28/06/2017

Loxam (Lancaster) Ltd

75–100% shares
75–100% votes

Parkfield, Greaves Road, Lancaster, LA1 4TZ

Reg: 09669509 · England And Wales · Private Limited Company

Notified 28/06/2017

Charges1 outstanding

charge
outstanding

MARTINS BANK LTD

Created 13/06/1961Registered 22/06/1961

Change History

statusactive
2026-07-13

Active

typeltd
2026-07-13

Private Limited Company

address line1The Old Court House
2026-07-13

THE OLD COURT HOUSE

post townMorecambe
2026-07-13

MORECAMBE

CompanyRankvs 4342+ SIC 74990 peers
50

Financial strength87th percentile among SIC peers · 22/25
Employees53th percentile among SIC peers · 8/15
LiquidityNo balance sheet data · 0/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees8/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£24k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£57k

Working capital

Current Assets

Current Liabilities

0avg. employees-1
Prepared with CCH Software

EstimatesDerived

YearImplied Profit
2025+£0
2024+£0

Derived from filed accounts. Not audited figures.