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S.W.Cross And Sons Limited

00436738

active
Private Limited Company
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)

Details

DAIRY FARM, BURY ST EDMUNDS, IP31 2HB
Incorporated 10/06/1947

Compliance

Last accounts

30/09/2024

total exemption full

Next accounts due

30/06/2026

On track

Confirmation statement

Last: 02/01/2026

Due 16/01/2027

On track

Industry

01110
Growing of cereals (except rice), leguminous crops and oil seeds

Officers

Mrs Philippa Jane Charatan

director · Since 31/08/1992

SPEECH THERAPIST

BRITISH · UNITED KINGDOM · Age 62

Also on 4 other boards

Mr Anthony William Patrick Cross

director · Since 31/08/1992

MERCHANT BANKER

BRITISH · UNITED KINGDOM · Age 58

Also on 2 other boards

Mr Nicholas John Cross

director · Since 31/08/1992

MARKETING CONSULTANT

BRITISH · UNITED KINGDOM · Age 63

Also on 5 other boards

Mrs Philippa Jane Charatan

secretary · Since 13/06/2022

Also on 4 other boards

Persons with Significant Control

Mr Nicholas John Cross

25–50% shares
25–50% votes

British · United Kingdom · Age 63

Dairy Farm, Bury St Edmunds, IP31 2HB

Notified 18/05/2018

Mr Anthony William Patrick Cross

25–50% shares
25–50% votes

British · United Kingdom · Age 58

Dairy Farm, Bury St Edmunds, IP31 2HB

Notified 18/05/2018

Mrs Philippa Jane Charatan

25–50% shares
25–50% votes

British · United Kingdom · Age 62

Dairy Farm, Bury St Edmunds, IP31 2HB

Notified 18/05/2018

Former PSCs

Mrs Janet Patricia Cross

Ceased 26/11/2018

Mr John Stanley Cross

Ceased 20/09/2016

Charges0 outstanding

charge
satisfied

LLOYDS TSB BANK PLC

Created 19/08/2008Registered 27/08/2008Satisfied 03/10/2024
charge
satisfied

LLOYDS BANK PLC

Created 21/01/1987Registered 23/01/1987Satisfied 12/09/2007

CompanyRankvs 87+ SIC 01110 peers
86

Financial strength95th percentile among SIC peers · 24/25
Employees77th percentile among SIC peers · 12/15
LiquidityCurrent ratio 9.82× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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87S.W.Cross And Sons Limited
86
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2024

Net Worth

£9.6M

Balance sheet strength

Cash

£8.3M

Cash in the bank

Net Current Assets

£7.7M

Working capital

Current Assets

£8.6M

Current Liabilities

£874k

Fixed Assets

£2.2M

Debtors

£51k

5avg. employees

Tax at Year End(2019)

Corp tax£17k

Balance Sheet

Assets less current liabilities£9.9M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20249.82+£6.6M
20231.59-£26k
20222.00+£67k
20211.69+£118k
20201.39-£22k
20191.38-£15k
20181.60—

Derived from filed accounts. Not audited figures.