G.S.Garey & Sons Limited

00437951

active

Private Limited Company

england wales

Companies House

Health Score

70 / 100

Some Concerns

30/30

Filing

10/30

Financial

30/40

Risk

Current liabilities exceed current assets (-10)
6 outstanding charges (-10)

Details

CART LODGE HARPS FARM BEDLARS GREEN, BISHOPS STORTFORD, CM22 7TL

Incorporated 30/06/1947

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 15/05/2025

Due 29/05/2026

On track

Industry

43999

Specialised construction activities

Officers

Mr Jonathan Hugh Garey

director · Since 30/04/1992

SURVEYOR

ENGLISH · ENGLAND · Age 55

Also on 3 other boards

Mr Jonathan Hugh Garey

secretary · Since 01/07/1998

BRITISH · Age 55

Also on 3 other boards

Mrs Amanda Ilona Garey

director · Since 16/10/2023

HOUSEWIFE

BRITISH · ENGLAND · Age 53

Persons with Significant Control

Mr Jonathan Hugh Garey

Significant control

English · England · Age 55

Cart Lodge Harps Farm, Bedlars Green, Bishops Stortford, CM22 7TL

Notified 06/04/2016

Charges6 outstanding

Charge

outstanding

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LENDCO LIMITED

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LENDCO LIMITED

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LENDCO LIMITED

Created 26/01/2021Registered 26/01/2021

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satisfied

LLOYDS BANK PLC

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satisfied

LLOYDS BANK PLC

Created 23/02/2016Registered 26/02/2016Satisfied 28/01/2021

charge

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SVENSKA HANDELSBANKEN AB (PUBL)

Created 20/02/2012Registered 22/02/2012Satisfied 01/08/2018

charge

satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 20/02/2012Registered 22/02/2012Satisfied 01/08/2018

charge

satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 20/01/2012Registered 10/02/2012Satisfied 01/08/2018

charge

satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 20/01/2012Registered 10/02/2012Satisfied 01/08/2018

charge

satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 20/01/2012Registered 10/02/2012Satisfied 01/08/2018

charge

satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 20/01/2012Registered 10/02/2012Satisfied 01/08/2018

charge

satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 20/01/2012Registered 10/02/2012Satisfied 01/08/2018

charge

satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 20/01/2012Registered 10/02/2012Satisfied 01/08/2018

charge

satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 20/01/2012Registered 10/02/2012Satisfied 01/08/2018

charge

satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 20/01/2012Registered 10/02/2012Satisfied 01/08/2018

charge

satisfied

HSBC BANK PLC

Created 12/01/2006Registered 14/01/2006Satisfied 07/02/2012

charge

satisfied

HSBC BANK PLC

Created 21/12/2005Registered 10/01/2006Satisfied 07/02/2012

charge

satisfied

MIDLAND BANK PLC

Created 18/01/1996Registered 29/01/1996Satisfied 07/02/2012

charge

satisfied

MIDLAND BANK PLC

Created 12/03/1976Registered 22/03/1976Satisfied 07/02/2012

charge

satisfied

ENFIELD BUILDING SOCIETY.

Created 08/01/1974Registered 23/01/1974Satisfied 11/12/2010

charge

satisfied

ENFIELD BUILDING SOCIETY.

Created 20/01/1970Registered 06/03/1970Satisfied 11/12/2010

charge

satisfied

ENFIELD BUILDING SOCIETY.

Created 20/01/1970Registered 06/03/1970Satisfied 11/12/2010

charge

satisfied

ENFIELD BUILDING SOCIETY

Created 16/10/1969Registered 27/10/1969Satisfied 11/12/2010

charge

satisfied

ENFIELD, BUILDING SOCIETY

Created 16/10/1969Registered 27/10/1969Satisfied 11/12/2010

charge

satisfied

MIDLAND BANK PLC

Created 22/11/1963Registered 03/12/1963Satisfied 07/02/2012

charge

satisfied

MIDLAND BANK PLC

Created 25/10/1963Registered 04/11/1963Satisfied 07/02/2012

charge

satisfied

ENFIELD BUILDING SOCIETY

Created 10/11/1958Registered 02/03/1959Satisfied 11/12/2010

CompanyRankvs 1245+ SIC 43999 peers
76

Financial strength97th percentile among SIC peers · 24/25

Employees77th percentile among SIC peers · 12/15

LiquidityCurrent ratio 5.31× · 20/20

Longevity15 years trading (max 15) · 15/15

Filing complianceAll filings up to date · 15/15

Outstanding charges -10

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1245G.S.Garey & Sons Limited

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How is this score calculated?

Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£1.6M

Balance sheet strength

Cash

£7k

Cash in the bank

Net Current Assets

£3.1M

Working capital

Current Assets

£3.8M

Current Liabilities

£717k

Fixed Assets

£3.2M

Debtors

£3.3M

3avg. employees-2

Tax at Year End

Corp tax£601k

Balance Sheet

Bank loans & overdrafts£1.7M

Assets less current liabilities£6.3M

Prepared with IRIS Accounts Production

EstimatesDerived

Year	Current Ratio	Implied Profit
2024	5.31	-£131k
2022	13.60	-£256k
2021	10.76	-£121k
2020	—	-£44k
2019	—	-£116k

Derived from filed accounts. Not audited figures.