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W.B.Gatward & Son Limited

00449862

active
Private Limited Company
england wales
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

20 MARKET PLACE, HITCHIN, SG5 1DU
Incorporated 20/02/1948

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 27/04/2026

Due 11/05/2027

On track

Industry

47770
Retail sale of watches and jewellery in specialised stores

Officers

Lisa Murray Pheazey

secretary · Since 28/08/1991

BRITISH · UNITED KINGDOM · Age 78

Mrs Charlotte Marie Mccrossin

director · Since 09/01/2019

DIRECTOR

BRITISH · ENGLAND · Age 46

Persons with Significant Control

Mrs Anna Playle

Significant control

British · England · Age 82

20, Market Place, Hitchin, SG5 1DU

Notified 06/04/2016

Mrs Lisa Murray Pheazey

25–50% shares

British · England · Age 78

20, Market Place, Hitchin, SG5 1DU

Notified 06/04/2016

Mrs Charlotte Marie Mccrossin

25–50% shares

British · England · Age 46

20, Market Place, Hitchin, SG5 1DU

Notified 01/05/2026

Charges1 outstanding

Charge
outstanding

HSBC UK BANK PLC

Created 23/06/2020Registered 24/06/2020
charge
satisfied

CLOSE BROTHERS LIMITED

Created 20/08/1993Registered 28/08/1993Satisfied 03/12/1996

CompanyRankvs 526+ SIC 47770 peers
72

Financial strength88th percentile among SIC peers · 22/25
Employees95th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.94× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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526W.B.Gatward & Son Limited
78
How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£214k

Balance sheet strength

Cash

£219

Cash in the bank

Net Current Assets

£313k

Working capital

Current Assets

£644k

Current Liabilities

£331k

Fixed Assets

£75k

Debtors

£143k

9avg. employees-1

Tax at Year End(2024)

Corp tax£1k
Dividends paid£105

Balance Sheet

Assets less current liabilities£388k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.94-£284k
20244.19+£2k
20233.77+£4k
20223.67+£24k
20217.45+£195k
20204.45-£270
20192.59-£107k
20172.53—

Derived from filed accounts. Not audited figures.