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Fine Lady Bakeries Limited

00455692

active
Private Limited Company
england wales
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 2 outstanding charges (-4)

Details

BUGBROOKE MILLS, NORTHAMPTON, NN7 3QH
Incorporated 18/06/1948

Compliance

Last accounts

29/03/2025

full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 01/12/2025

Due 15/12/2026

On track

Industry

10710
Manufacture of bread; manufacture of fresh pastry goods and cakes

Officers

Mr Arthur Robert Heygate

director · Since 01/12/1991

FARMER AND FLOUR MILLER

BRITISH · ENGLAND · Age 81

Also on 26 other boards

Mr Paul Michael Heygate

director · Since 01/12/1991

MILLER AND FARMER

BRITISH · ENGLAND · Age 83

Also on 23 other boards

Mr Christopher Dathan Roberts Ba Hons Aca

director · Since 31/10/2007

FINANCE DIRECTOR

BRITISH · UNITED KINGDOM · Age 56

Mrs Sarah Elizabeth Kreckler

director · Since 19/03/2010

NONE

BRITISH · UNITED KINGDOM · Age 49

Also on 6 other boards

Mr Arthur Robert Heygate

director · Since 19/03/2010

NONE

BRITISH · ENGLAND · Age 51

Also on 26 other boards

Stephen Chia

secretary · Since 03/11/2010

BRITISH

Mr Kayode Joseph Adisa

director · Since 11/06/2024

SITE DIRECTOR

BRITISH · ENGLAND · Age 53

Also on 1 other board

Mr Thomas Peter Heygate

director · Since 01/06/2025

DIRECTOR

BRITISH · UNITED KINGDOM · Age 49

Also on 2 other boards

Mr Philip John Skelding

director · Since 28/11/2025

BRITISH · UNITED KINGDOM · Age 51

Also on 2 other boards

Persons with Significant Control

Heygate & Sons Limited

75–100% shares

Bugbrooke Mills, Bugbrooke, Northampton, NN7 3QH

Reg: 00719446 · England And Wales · Private Company Limited By Shares

Notified 06/04/2016

Charges2 outstanding

Charge
outstanding

HSBC INVOICE FINANCE (UK) LTD

Created 29/10/2013Registered 29/10/2013
charge
satisfied

HSBC ASSET FINANCE (UK) LTD AND HSBC EQUIPMENT FINANCE (UK) LTD

Created 22/06/2011Registered 24/06/2011Satisfied 06/03/2012
charge
outstanding

HSBC BANK PLC

Created 20/04/2011Registered 23/04/2011
charge
satisfied

HSBC BANK PLC

Created 11/10/2004Registered 15/10/2004Satisfied 11/07/2006

CompanyRankvs 430+ SIC 10710 peers
56

Financial strength100th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.65× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going co

Key FinancialsYear ending 29/03/2025

Turnover

£163.9M

Annual revenue

Net Worth

£15.2M

Balance sheet strength

Cash

£242

Cash in the bank

Profit Before Tax

£822k

Bottom line earnings

Net Current Assets

-£16.1M

Working capital

Current Assets

£30.1M

Current Liabilities

£46.2M

Fixed Assets

£43.9M

Debtors

£27.7M

Cost of Sales

£140.1M

Gross Profit

£23.8M

Admin Expenses

£8.2M

Operating Profit

£2.6M

Profit After Tax

£117k

739avg. employees-24

Balance Sheet

Assets less current liabilities£27.7M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.65+£1.1M
20240.81

Derived from filed accounts. Not audited figures.