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J. Gard & Sons Limited

00469864

active
Private Limited Company
Companies House
Health Score
71 / 100

Some Concerns

25/30
Filing
10/30
Financial
36/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

THE TIMBER MILL ROUGH HILL COMPLEX, CHELMSFORD, CM3 8BY
Incorporated 20/06/1949

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

46130
Agents involved in the sale of timber and building materials

Officers

Martyn Gard

director · Since 14/06/1992

DIRECTOR

BRITISH · ENGLAND · Age 82

Also on 2 other boards

Mr Kevin Ralph Gard

director · Since 22/08/2005

BUYER

BRITISH · ENGLAND · Age 55

Also on 1 other board

Angela Jane Richards

secretary · Since 24/11/2005

SALES MANAGER

BRITISH · Age 50

Also on 1 other board

Angela Jane Richards

director · Since 24/11/2005

SALES MANAGER

BRITISH · ENGLAND · Age 50

Also on 1 other board

Persons with Significant Control

Mr Martyn Gard

25–50% shares
25–50% votes

British · England · Age 82

Swift House, Ground Floor, 18 Hoffmanns Way, Chelmsford, CM1 1GU

Notified 15/06/2016

Mrs Kay Georgina Gard

25–50% shares
25–50% votes

British · United Kingdom · Age 80

3 Rough Hill Farm Cottages, The Tye, Chelmsford, CM3 8AA

Notified 15/06/2016

Charges2 outstanding

charge
outstanding

BANK OF SCOTLAND CORPORATE

Created 28/08/2008Registered 06/09/2008
charge
outstanding

BANK OF SCOTLAND CORPORATE

Created 28/08/2008Registered 06/09/2008

CompanyRankvs 296+ SIC 46130 peers
74

Financial strength97th percentile among SIC peers · 24/25
Employees96th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.99× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£5.7M

Balance sheet strength

Cash

£416k

Cash in the bank

Net Current Assets

£882k

Working capital

Current Assets

£1.8M

Current Liabilities

£894k

Fixed Assets

£5.3M

Debtors

£248k

33avg. employees+6

Balance Sheet

Intangible assets£0
Assets less current liabilities£6.2M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20241.99+£95k
20232.37

Derived from filed accounts. Not audited figures.