R.Spenceley Limited

00474994

active

Private Limited Company

england wales

Companies House

Health Score

80 / 100

Healthy

30/30

Filing

20/30

Financial

30/40

Risk

13 outstanding charges (-10)

Details

ENTERPRISE HOUSE, 38 TYNDALL COURT, PETERBOROUGH, PE2 6LR

Incorporated 15/11/1949

Compliance

Last accounts

31/10/2025

total exemption full

Next accounts due

31/07/2027

On track

Confirmation statement

Last: 05/02/2026

Due 19/02/2027

On track

Industry

68209

Other letting and operating of own or leased real estate

Officers

Mr Robert Ian Spenceley

director · Since 05/02/1992

DIRECTOR

BRITISH · UNITED KINGDOM · Age 56

Also on 16 other boards

Streets Financial Consulting Plc

secretary · Since 17/01/2018

BRITISH

Also on 140 other boards

Persons with Significant Control

Robert Ian Spenceley

75–100% shares

British · United Kingdom · Age 56

Celey House, 4a, The Wentworths, Spalding, PE12 9RT

Notified 06/04/2016

Charges13 outstanding

Charge

outstanding

ALDERMORE BANK PLC

Created 27/11/2025Registered 03/12/2025

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outstanding

FLEET MORTGAGES LIMITED

Created 15/08/2025Registered 19/08/2025

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outstanding

FLEET MORTGAGES LIMITED

Created 15/08/2025Registered 18/08/2025

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outstanding

FLEET MORTGAGES LIMITED

Created 12/08/2025Registered 12/08/2025

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outstanding

FLEET MORTGAGES LIMITED

Created 08/08/2025Registered 11/08/2025

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 01/07/2025Registered 01/07/2025

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 01/07/2025Registered 01/07/2025

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 16/05/2025Registered 16/05/2025

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 16/05/2025Registered 16/05/2025

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 23/05/2024Registered 24/05/2024

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 23/05/2024Registered 24/05/2024

Charge

outstanding

PARAGON BANK PLC

Created 27/05/2022Registered 13/06/2022

Charge

satisfied

PARAGON BANK PLC

Created 01/07/2020Registered 01/07/2020Satisfied 10/12/2025

Charge

satisfied

PARAGON BANK PLC

Created 01/07/2020Registered 01/07/2020Satisfied 10/12/2025

Charge

satisfied

PARAGON BANK PLC

Created 30/04/2020Registered 30/04/2020Satisfied 10/12/2025

Charge

satisfied

PARAGON BANK PLC

Created 30/04/2020Registered 30/04/2020Satisfied 10/12/2025

Charge

outstanding

SHAWBROOK BANK LIMITED

Created 26/02/2019Registered 27/02/2019

Charge

satisfied

SHAWBROOK BANK LIMITED

Created 26/11/2018Registered 27/11/2018Satisfied 03/12/2025

Charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 22/03/2016Registered 23/03/2016Satisfied 12/12/2018

Charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 22/03/2016Registered 23/03/2016Satisfied 12/12/2018

Charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/04/2015Registered 18/04/2015Satisfied 12/12/2018

Charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/04/2015Registered 18/04/2015Satisfied 12/12/2018

Charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/04/2015Registered 18/04/2015Satisfied 12/12/2018

Charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/04/2015Registered 18/04/2015Satisfied 12/12/2018

Charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/04/2015Registered 18/04/2015Satisfied 12/12/2018

Charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/04/2015Registered 18/04/2015Satisfied 12/12/2018

Charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/04/2015Registered 18/04/2015Satisfied 12/12/2018

Charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/04/2015Registered 18/04/2015Satisfied 12/12/2018

Charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/04/2015Registered 18/04/2015Satisfied 12/12/2018

Charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/04/2015Registered 18/04/2015Satisfied 12/12/2018

Charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/04/2015Registered 18/04/2015Satisfied 12/12/2018

Charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 15/04/2015Registered 17/04/2015Satisfied 12/12/2018

Charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 04/03/2015Registered 06/03/2015Satisfied 16/07/2024

charge

satisfied

LLOYDS BANK PLC

Created 17/10/1986Registered 04/11/1986Satisfied 19/09/2012

charge

satisfied

LLOYDS BANK PLC

Created 09/12/1982Registered 13/12/1982Satisfied 01/03/1994

charge

satisfied

G. R. HASTINGS · B. K. TATNALL · F. B. MOLSON

Created 14/12/1981Registered 16/12/1981

charge

satisfied

A. BATTLEY

Created 14/12/1981Registered 16/12/1981

charge

satisfied

LLOYDS BANK PLC

Created 05/01/1979Registered 11/01/1979Satisfied 01/03/1994

charge

satisfied

MARTINS BANK LTD.

Created 07/08/1963Registered 21/08/1963Satisfied 16/02/1994

CompanyRankvs 66518+ SIC 68209 peers
53

Financial strength95th percentile among SIC peers · 24/25

Employees18th percentile among SIC peers · 3/15

LiquidityCurrent ratio 0.64× · 6/20

Longevity15 years trading (max 15) · 15/15

Filing complianceAll filings up to date · 15/15

Outstanding charges -10

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66518R.Spenceley Limited

59

How is this score calculated?

Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£1.6M

Balance sheet strength

Cash

£63k

Cash in the bank

Net Current Assets

-£40k

Working capital

Current Assets

£71k

Current Liabilities

£111k

Debtors

£8k

0avg. employees

Tax at Year End(2019)

Corp tax£2k

Balance Sheet

Assets less current liabilities£4.9M

Prepared with Sage Accounts Production Advanced 2024 - FRS102_2024

EstimatesDerived

Year	Current Ratio	Implied Profit
2025	0.64	+£221k
2024	0.25	+£39k
2023	1.16	-£129k
2022	0.83	+£201k
2021	6.03	+£237k
2020	0.74	+£327k
2019	0.13	—

Derived from filed accounts. Not audited figures.