M.Gardner Limited

00475421

active

Private Limited Company

england wales

Companies House

Health Score

70 / 100

Some Concerns

30/30

Filing

10/30

Financial

30/40

Risk

Current liabilities exceed current assets (-10)
11 outstanding charges (-10)

Details

1 RINGLEY PARK, MANCHESTER, M45 7NT

Incorporated 26/11/1949

Compliance

Last accounts

28/02/2025

total exemption full

Next accounts due

30/11/2026

On track

Confirmation statement

Last: 30/09/2025

Due 14/10/2026

On track

Industry

68100

Buying and selling of own real estate

Officers

Mr Kenneth Alan Gardner

secretary · Since 20/11/1991

BRITISH · ENGLAND · Age 72

Also on 11 other boards

director · Since 20/11/1991

SALES ASSISTANT

BRITISH · UNITED KINGDOM · Age 68

Also on 2 other boards

Mr Kenneth Alan Gardner

director · Since 20/11/1991

CHEMIST

BRITISH · ENGLAND · Age 72

Also on 11 other boards

Mr Ben John Gardner

director · Since 21/12/2023

DIRECTOR

ENGLISH · ENGLAND · Age 40

Also on 1 other board

Mrs Natalie Ethel Levine

director · Since 21/12/2023

DIRECTOR

BRITISH · UNITED KINGDOM · Age 38

Persons with Significant Control

Mrs Aliza Gardner

25–50% shares

25–50% votes

Appoint directors

British · England · Age 68

1 Ringley Park, Manchester, M45 7NT

Notified 06/04/2016

Mr Kenneth Alan Gardner

25–50% shares

25–50% votes

Appoint directors

British · England · Age 72

1 Ringley Park, Manchester, M45 7NT

Notified 06/04/2016

Charges11 outstanding

Charge

outstanding

HANDELSBANKEN PLC

Created 17/04/2026Registered 21/04/2026

Charge

outstanding

HANDELSBANKEN PLC

Created 17/04/2026Registered 21/04/2026

charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 14/07/2011Registered 23/07/2011

charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 14/05/2007Registered 25/05/2007

charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 04/05/2006Registered 13/05/2006

charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 04/07/2005Registered 06/07/2005

charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 04/07/2005Registered 06/07/2005

charge

satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/04/2005Registered 16/04/2005Satisfied 08/12/2025

charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 17/01/2005Registered 02/02/2005

charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 25/10/2004Registered 02/11/2004

charge

outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 25/10/2004Registered 02/11/2004

charge

satisfied

BARCLAYS BANK PLC

Created 22/07/1996Registered 29/07/1996Satisfied 01/07/2003

charge

satisfied

BARCLAYS BANK PLC

Created 22/07/1996Registered 29/07/1996Satisfied 01/07/2003

charge

satisfied

BARCLAYS BANK PLC

Created 22/07/1996Registered 29/07/1996Satisfied 11/03/2000

charge

satisfied

BARCLAYS BANK PLC

Created 11/11/1994Registered 17/11/1994Satisfied 27/02/1995

charge

satisfied

BARCLAYS BANK PLC

Created 02/01/1992Registered 17/01/1992Satisfied 20/01/1995

charge

satisfied

BARCLAYS BANK PLC

Created 07/07/1989Registered 20/07/1989Satisfied 01/07/2003

charge

outstanding

BARCLAYS BANK PLC

Created 01/11/1988Registered 14/11/1988

charge

satisfied

BARCLAYS BANK PLC

Created 01/11/1988Registered 08/11/1988Satisfied 29/06/2011

charge

satisfied

BARCLAYS BANK PLC

Created 26/08/1983Registered 15/09/1983Satisfied 29/04/1992

CompanyRankvs 30107+ SIC 68100 peers
54

Financial strength99th percentile among SIC peers · 25/25

Employees19th percentile among SIC peers · 3/15

LiquidityCurrent ratio 0.53× · 6/20

Longevity15 years trading (max 15) · 15/15

Filing complianceAll filings up to date · 15/15

Outstanding charges -10

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30107M.Gardner Limited

60

How is this score calculated?

Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2025

Net Worth

£3.8M

Balance sheet strength

Cash

£251k

Cash in the bank

Net Current Assets

-£278k

Working capital

Current Assets

£313k

Current Liabilities

£590k

Fixed Assets

£0

Debtors

£62k

0avg. employees-3

Tax at Year End

Corp tax£8k

Balance Sheet

Assets less current liabilities£5.3M

Prepared with CCH Software

EstimatesDerived

Year	Current Ratio	Implied Profit
2025	0.53	-£66k
2024	0.06	+£1.8M
2023	0.16	+£19k
2022	0.16	+£54k
2021	0.11	+£53k
2020	0.04	—

Derived from filed accounts. Not audited figures.