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M. & J.S. Properties Limited

00482607

active
Private Limited Company
england wales
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

73 CORNHILL, LONDON, EC3V 3QQ
Incorporated 25/05/1950

Compliance

Last accounts

30/06/2025

total exemption full

Next accounts due

29/03/2027

On track

Confirmation statement

Last: 29/12/2025

Due 12/01/2027

On track

Industry

41100
Development of building projects
98000
Undifferentiated goods-and services-producing activities of private households for own use

Officers

Mr Lawrence Michael Spelman

director · Since 01/08/2017

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 34

Also on 8 other boards

Mrs Marcella Spelman

secretary · Since 16/05/2025

Mrs Sheryl Spelman

director · Since 16/05/2025

DIRECTOR

ENGLISH · UNITED KINGDOM · Age 61

Also on 8 other boards

Persons with Significant Control

Mrs Sheryl Spelman

25–50% shares
25–50% votes

English · United Kingdom · Age 61

73, Cornhill, London, EC3V 3QQ

Notified 23/03/2023

Mr Lawrence Michael Spelman

50–75% shares
50–75% votes
Appoint directors

British · United Kingdom · Age 34

73, Cornhill, London, EC3V 3QQ

Notified 27/11/2023

Former PSCs

Mr Max Spelman

Ceased 23/03/2023

Charges2 outstanding

Charge
outstanding

ALLICA BANK LIMITED

Created 03/06/2025Registered 09/06/2025
Charge
outstanding

ALLICA BANK LIMITED

Created 03/06/2025Registered 09/06/2025
Charge
satisfied

BARCLAYS BANK PLC

Created 16/02/2016Registered 18/02/2016Satisfied 06/05/2025
Charge
satisfied

BARCLAYS BANK PLC

Created 16/02/2016Registered 18/02/2016Satisfied 06/05/2025
Charge
satisfied

BARCLAYS BANK PLC

Created 09/02/2016Registered 15/02/2016Satisfied 06/05/2025
charge
satisfied

BARCLAYS BANK PLC

Created 07/04/1983Registered 13/04/1983
charge
satisfied

BARCLAYS BANK PLC

Created 24/12/1982Registered 24/12/1982
charge
satisfied

BARCLAYS BANK PLC

Created 17/11/1982Registered 17/11/1982
charge
satisfied

BARCLAYS BANK PLC

Created 08/09/1982Registered 16/09/1982
charge
satisfied

BARCLAYS BANK PLC

Created 20/08/1982Registered 31/08/1982
charge
satisfied

BARCLAYS BANK PLC

Created 22/02/1982Registered 20/03/1982
charge
satisfied

BARCLAYS BANK PLC

Created 09/10/1981Registered 14/10/1981
charge
satisfied

BARCLAYS BANK PLC

Created 02/10/1981Registered 07/10/1981
charge
satisfied

BARCLAYS BANK PLC

Created 28/04/1981Registered 06/05/1981
charge
satisfied

BARCLAYS BANK PLC

Created 02/04/1981Registered 13/04/1981
charge
satisfied

MIDLAND BANK PLC

Created 30/01/1981Registered 05/02/1981
charge
satisfied

BARCLAYS BANK PLC

Created 18/09/1980Registered 25/09/1980
charge
satisfied

BARCLAYS BANK PLC

Created 29/09/1980Registered 09/09/1980
charge
satisfied

BARCLAYS BANK PLC

Created 22/08/1980Registered 02/09/1980
charge
satisfied

BARCLAYS BANK PLC

Created 18/01/1980Registered 30/01/1980

CompanyRankvs 24239+ SIC 41100 peers
53

Financial strength99th percentile among SIC peers · 25/25
Employees14th percentile among SIC peers · 2/15
LiquidityCurrent ratio 0.89× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£10.0M

Balance sheet strength

Cash

£552k

Cash in the bank

Net Current Assets

-£203k

Working capital

Current Assets

£1.7M

Current Liabilities

£1.9M

Fixed Assets

£13.3M

Debtors

£1.2M

0avg. employees

Balance Sheet

Assets less current liabilities£13.1M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20250.89+£0
20250.89+£211k
20240.66+£56k
20230.68

Derived from filed accounts. Not audited figures.