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W V Howe Limited

00507835

active
Private Limited Company
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

65 MELCHETT ROAD, BIRMINGHAM, B30 3HP
Incorporated 10/05/1952

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

46440
Wholesale of china and glassware and cleaning materials

Officers

Mr Derek Walter Howe

director · Since 24/09/1991

MANAGING DIRECTOR

BRITISH · UNITED KINGDOM · Age 74

Also on 1 other board

Mrs Rebecca Jane Peake

director · Since 20/09/2012

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 42

Mrs Jane Charlotte Irene Howe

secretary · Since 19/12/2012

Mr Kenneth Grant Shaw

director · Since 01/03/2023

TECHNICAL DIRECTOR

BRITISH · ENGLAND · Age 50

Mr Alexander William Peake

director · Since 18/07/2025

BUSINESS STRATEGY AND DEVELOPMENT MANAGE

BRITISH · ENGLAND · Age 39

Persons with Significant Control

W V Howe Holdings Limited

75–100% shares
75–100% votes
Appoint directors

65-67, Melchett Road, Birmingham, B30 3HP

Reg: 15663530 · Companies House, Cardiff · Private Company Limited By Shares

Notified 23/05/2024

Former PSCs

Mr Derek Walter Howe

Ceased 23/05/2024

Charges2 outstanding

Charge
outstanding

LLOYDS BANK COMMERCIAL FINANCE LIMITED

Created 28/03/2025Registered 04/04/2025
Charge
satisfied

ABN AMRO ASSET BASED FINANCE N.V.

Created 16/12/2021Registered 16/12/2021Satisfied 08/05/2025
Charge
outstanding

LLOYDS BANK PLC

Created 14/04/2021Registered 14/04/2021
Charge
satisfied

ABN AMRO COMMERCIAL FINANCE PLC

Created 27/06/2016Registered 07/07/2016Satisfied 08/05/2025
charge
satisfied

LLOYDS TSB BANK PLC

Created 31/08/2004Registered 01/09/2004Satisfied 27/06/2016
charge
satisfied

LLOYDS BANK PLC

Created 13/05/1999Registered 17/05/1999Satisfied 27/06/2016
charge
satisfied

NORTHERN ROCK PLC

Created 25/03/1999Registered 10/04/1999Satisfied 25/02/2005
charge
satisfied

G E CAPITAL COMMERCIAL FINANCE LIMITED

Created 11/09/1998Registered 18/09/1998Satisfied 11/07/2016
charge
satisfied

LLOYDS BANK PLC

Created 25/09/1996Registered 01/10/1996Satisfied 25/02/2005
charge
satisfied

LLOYDS BANK PLC

Created 25/09/1996Registered 01/10/1996Satisfied 25/02/2005
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 21/05/1992Registered 22/05/1992Satisfied 25/02/2005
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC.

Created 28/08/1991Registered 04/09/1991Satisfied 25/02/2005
charge
satisfied

LLOYDS BANK PLC

Created 17/09/1982Registered 20/09/1982Satisfied 07/02/1992

CompanyRankvs 40+ SIC 46440 peers
73

Financial strength92th percentile among SIC peers · 23/25
Employees95th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.81× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£767k

Balance sheet strength

Cash

£111k

Cash in the bank

Net Current Assets

£715k

Working capital

Current Assets

£1.6M

Current Liabilities

£886k

Fixed Assets

£64k

Debtors

£829k

17avg. employees

Tax at Year End

Corp tax£93k

Balance Sheet

Assets less current liabilities£779k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20251.81-£256k
20242.28+£3k
20232.57+£171k
20222.07+£118k
20212.20+£30k
20202.59-£23k
20192.35+£10k
20172.88—

Derived from filed accounts. Not audited figures.