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Banyard & Houchell Limited

00532731

active
Private Limited Company
england wales
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

BUILDING & DESIGN CENTRE, WOODBRIDGE, IP12 4HG
Incorporated 01/05/1954

Compliance

Last accounts

31/10/2024

micro entity

Next accounts due

31/07/2026

On track

Confirmation statement

Last: 10/06/2025

Due 24/06/2026

Overdue

Industry

47190
Other retail sale in non-specialised stores

Officers

Mr David Houchell

director · Since 10/06/1991

BUILDING DESIGN CONSULTANT

BRITISH · ENGLAND · Age 80

Also on 1 other board

Persons with Significant Control

Mr David Houchell

50–75% shares

British · England · Age 80

Building & Design Centre, Woodbridge, IP12 4HG

Notified 01/01/2017

Charges3 outstanding

charge
outstanding

BARCLAYS BANK PLC

Created 05/01/1989Registered 18/01/1989
charge
outstanding

BARCLAYS BANK PLC

Created 03/07/1987Registered 09/07/1987
charge
outstanding

BARCLAYS BANK LTD

Created 26/01/1959Registered 16/02/1959

CompanyRankvs 6742+ SIC 47190 peers
48

Financial strength81th percentile among SIC peers · 20/25
Employees39th percentile among SIC peers · 6/15
LiquidityCurrent ratio 0.27× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£34k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£36k

Working capital

Current Assets

£13k

Current Liabilities

£50k

Fixed Assets

£2k

1avg. employees

Balance Sheet

Assets less current liabilities£34k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20250.27-£5k
20240.22-£40k
20232.59

Derived from filed accounts. Not audited figures.