Back to search

Banyard & Houchell Limited

00532731

active
Private Limited Company
england wales
Companies House
Health Score
69 / 100

Some Concerns

25/30
Filing
10/30
Financial
34/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

BUILDING & DESIGN CENTRE, WOODBRIDGE, IP12 4HG
Incorporated 01/05/1954

Compliance

Last accounts

31/10/2024

micro entity

Next accounts due

31/07/2026

On track

Confirmation statement

Last: 10/06/2025

Due 24/06/2026

On track

Industry

47190
Other retail sale in non-specialised stores

Officers

Mr David Houchell

director · Since 10/06/1991

BUILDING DESIGN CONSULTANT

BRITISH · ENGLAND · Age 80

Also on 1 other board

Persons with Significant Control

Mr David Houchell

50–75% shares

British · England · Age 80

Building & Design Centre, Woodbridge, IP12 4HG

Notified 01/01/2017

Charges3 outstanding

charge
satisfied

BARCLAYS BANK PLC

Created 04/10/1991Registered 17/10/1991Satisfied 26/05/1994
charge
outstanding

BARCLAYS BANK PLC

Created 05/01/1989Registered 18/01/1989
charge
outstanding

BARCLAYS BANK PLC

Created 03/07/1987Registered 09/07/1987
charge
outstanding

BARCLAYS BANK LTD

Created 26/01/1959Registered 16/02/1959

CompanyRankvs 6591+ SIC 47190 peers
49

Financial strength83th percentile among SIC peers · 21/25
Employees39th percentile among SIC peers · 6/15
LiquidityCurrent ratio 0.22× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2024

Net Worth

£39k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£39k

Working capital

Current Assets

£11k

Current Liabilities

£50k

1avg. employees-1

Balance Sheet

Assets less current liabilities£39k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20240.22-£40k
20232.59-£5k
20222.71-£15k
20212.98-£13k
20203.24-£10k
20193.44-£12k
20183.68

Derived from filed accounts. Not audited figures.