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R.T.Rate Limited

00553972

active
ltd
england wales
Companies House
Health Score
59 / 100

Notable Risks

25/30
Filing
0/30
Financial
34/40
Risk
  • No accounts filed in last 18 months (-5)
  • Loss before tax (-10)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 3 outstanding charges (-6)

Details

Hogg Lane Service Station, Hogg Lane, Grays, RM17 5QL
Incorporated 30/08/1955

Compliance

Last accounts

31/12/2024

medium

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 14/11/2025

Due 28/11/2026

On track

Industry

45111
Sale of new cars and light motor vehicles
45112
Sale of used cars and light motor vehicles

Officers

Mrs Catharina Adriana Maria Rate

director · Since 01/06/2012

DIRECTOR

DUTCH · ENGLAND · Age 72

Also on 2 other boards

Mr Sebastiaan John Rate

director · Since 01/06/2016

MANAGING DIRECTOR

BRITISH · ENGLAND · Age 45

Mr Luke Padbury-Clark

director · Since 01/06/2016

SALES DIRECTOR

BRITISH · ENGLAND · Age 46

Also on 1 other board

Catharina Adriana Maria Rate

director · Since 01/06/2012

Dutch · England · Age 72

Luke Padbury-Clark

director · Since 01/06/2016

British · England · Age 46

Sebastiaan John Rate

director · Since 01/06/2016

British · England · Age 45

Former

Nigel Redmond London

director · Resigned 10/09/1993

Derek Ernest Rattenbury

director · Resigned 01/06/1995

Derek Ernest Rattenbury

secretary · Resigned 01/06/1995

Raymond John Bradley

director · Resigned 09/04/1996

Alan William Allman

director · Resigned 01/05/1997

Raymond John Bradley

secretary · Resigned 30/06/1998

Anthony Goulding Cade

secretary · Resigned 18/11/1998

Howard Kingston Pemberton

director · Resigned 29/04/1999

Donald Matthew Baker

director · Resigned 15/07/2003

David Lander

director · Resigned 01/10/2005

Ronald Joseph Cecil Pegram

director · Resigned 31/07/2007

Anthony Goulding Cade

secretary · Resigned 27/03/2015

Anthony William Brigden

director · Resigned 18/05/2015

Michael Day

director · Resigned 04/04/2022

Colin John Rate

director · Resigned 05/11/2025

Persons with Significant Control

Ratesford Store Limited

75–100% shares
75–100% votes
Appoint directors

21 Lodge Lane, Grays, RM17 5RY

Reg: 09645661 · England & Wales · Limited Company

Notified 28/02/2017

Former PSCs

Mr Colin John Rate

Ceased 05/10/2016

Mrs Catharina Adriana Maria Rate

Ceased 05/10/2016

Charges3 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 26/08/2021Registered 02/09/2021
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 30/06/2021Registered 07/07/2021
Charge
outstanding

FCE BANK PLC

Created 17/06/2015Registered 17/06/2015

Change History

statusactive
2026-08-08

Active

typeltd
2026-08-08

Private Limited Company

address line1Hogg Lane Service Station
2026-08-08

HOGG LANE SERVICE STATION

post townGrays
2026-08-08

GRAYS

officer appointedPADBURY-CLARK, Luke
2026-08-08
officer appointedRATE, Catharina Adriana Maria
2026-08-08
officer appointedRATE, Sebastiaan John
2026-08-08

CompanyRankvs 264+ SIC 45111 peers
60

Financial strength96th percentile among SIC peers · 24/25
Employees96th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.47× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going co

Key FinancialsYear ending 31/12/2024

Turnover

£70.7M

Annual revenue

Net Worth

£5.9M

Balance sheet strength

Cash

£46k

Cash in the bank

Profit Before Tax

-£1.1M

Bottom line earnings

Net Current Assets

£3.5M

Working capital

Current Assets

£10.8M

Current Liabilities

£7.4M

Fixed Assets

£3.8M

Debtors

£1.3M

Cost of Sales

£69.8M

Gross Profit

£959k

Admin Expenses

£2.0M

Operating Profit

-£974k

Profit After Tax

-£957k

75avg. employees+5

Tax at Year End

Dividends paid£86k

People Costs

Wages & salaries£3.2M
NI contributions£437k

Balance Sheet

Bank loans & overdrafts£54k
Assets less current liabilities£7.2M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20241.47-£1.3M
20231.77

Derived from filed accounts. Not audited figures.