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Mountain And Cowell Limited

00568594

active
Private Limited Company
england wales
Companies House
Health Score
72 / 100

Some Concerns

30/30
Filing
10/30
Financial
32/40
Risk
  • Current liabilities exceed current assets (-10)
  • 4 outstanding charges (-8)

Details

C/O 224 HARDHORN ROAD, POULTON LE FYLDE, FY6 8DW
Incorporated 05/07/1956

Compliance

Last accounts

30/06/2025

micro entity

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 14/12/2025

Due 28/12/2026

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr Andrew Cowell

director · Since 14/12/1991

FURNISHER

BRITISH · ENGLAND · Age 59

Also on 2 other boards

Mr Philip John Murphy

director · Since 14/12/1991

HOUSE FURNISHER

BRITISH · ENGLAND · Age 62

Also on 1 other board

Mr Andrew Cowell

secretary · Since 16/10/1993

FURNISHER

BRITISH · ENGLAND · Age 59

Also on 2 other boards

Persons with Significant Control

Mr Andrew Cowell

25–50% shares
25–50% votes

British · England · Age 59

17 St Peters Place, Fleetwood, FY7 6EB

Notified 06/04/2016

Mr Philip John Murphy

25–50% shares
25–50% votes

British · England · Age 62

17 St Peters Place, Fleetwood, FY7 6EB

Notified 06/04/2016

Charges4 outstanding

charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 09/08/2004Registered 14/08/2004
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 02/08/2004Registered 03/08/2004
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 11/06/1991Registered 17/06/1991
charge
outstanding

LLOYDS BANK PLC

Created 20/09/1982Registered 27/09/1982
charge
satisfied

THE YORKSHIRE PENNY BANK LTD

Created 08/03/1962Registered 22/03/1962

CompanyRankvs 38617+ SIC 68209 peers
61

Financial strength82th percentile among SIC peers · 21/25
Employees93th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.56× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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38617Mountain And Cowell Limited
67
How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£178k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£29k

Working capital

Current Assets

£37k

Current Liabilities

£65k

Fixed Assets

£240k

3avg. employees

Balance Sheet

Assets less current liabilities£212k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20250.56+£0
20250.56+£5k
20240.57-£17k
20230.82—

Derived from filed accounts. Not audited figures.