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Camberford Law Limited

00608819

active
Private Limited Company
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

7TH FLOOR CORN EXCHANGE, LONDON, EC3R 7NE
Incorporated 29/07/1958

Compliance

Last accounts

31/12/2024

audit exemption subsidiary

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 19/05/2026

Due 02/06/2027

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Andrew Stewart Hunter

secretary · Since 01/02/2018

Mr Clive Adam Nathan

director · Since 17/07/2018

DIRECTOR

BRITISH · ENGLAND · Age 61

Also on 24 other boards

Mr Daniel Berry

director · Since 10/02/2023

DIRECTOR

BRITISH · ENGLAND · Age 40

Also on 3 other boards

Barry Driscoll

director · Since 21/04/2023

DIRECTOR

BRITISH · UNITED KINGDOM · Age 56

Also on 1 other board

Persons with Significant Control

Brown & Brown Mga Holdco (Uk) Limited

75–100% shares
75–100% votes
Appoint directors

7th Floor, Corn Exchange, 55 Mark Lane, London, EC3R 7NE

Reg: 08708482 · Companies House · Private Company Limited By Shares

Notified 24/06/2024

Former PSCs

Mr David Glyn Ottewill

Ceased 06/04/2016

Camberford Law 2008 Ltd

Ceased 24/06/2024

Charges0 outstanding

charge
satisfied

ZPC CAPITAL LIMITED

Created 04/04/2008Registered 16/04/2008Satisfied 21/03/2017
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF IRELAND

Created 02/08/2002Registered 09/08/2002Satisfied 03/05/2008
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF IRELAND

Created 03/08/1981Registered 20/08/1981Satisfied 03/05/2008
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF IRELAND

Created 03/08/1981Registered 20/08/1981Satisfied 03/05/2008
charge
satisfied

BRADFORD & BINGLEY BUILDING SOCIETY.

Created 09/05/1979Registered 18/04/1980Satisfied 03/05/2008
charge
satisfied

BARCLAYS BANK PLC

Created 29/09/1977Registered 19/10/1977Satisfied 03/05/2008
charge
satisfied

BARCLAYS BANK PLC

Created 29/09/1977Registered 19/10/1977Satisfied 03/05/2008

CompanyRankvs 105+ SIC 66220 peers
80

Financial strength100th percentile among SIC peers · 25/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 4.02× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

or - the directors have not disclosed in the financial statements any identified material uncertainties that may cast significant doubt about the company's ability to continue to adopt the going concern basis of accounting for a period of at least twelve months from the date when the financial statements are authorised for issue. Other information The directors are responsible for the o

Key FinancialsYear ending 31/03/2018

Turnover

£8.5M

Annual revenue

Net Worth

£15.3M

Balance sheet strength

Cash

£9.2M

Cash in the bank

Profit Before Tax

£2.3M

Bottom line earnings

Net Current Assets

£15.3M

Working capital

Current Assets

£20.3M

Current Liabilities

£5.0M

Fixed Assets

£10k

Debtors

£11.1M

Cost of Sales

£4.0M

Gross Profit

£4.5M

Admin Expenses

£2.3M

Operating Profit

£2.3M

Profit After Tax

£1.9M

47avg. employees-6

Tax at Year End

Corp tax£457k
Dividends paid£180k

People Costs

Wages & salaries£1.3M
NI contributions£125k

Balance Sheet

Assets less current liabilities£15.3M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20184.02+£15.2M
20172.51

Derived from filed accounts. Not audited figures.