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Penarth Commercial Properties Limited

00668982

active
ltd
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Loss before tax (-10)
  • Going concern doubt noted in accounts (-10)

Details

C/O Acuity Law 3 Assembly Square, Britannia Quay, Cardiff, CF10 4PL
Incorporated 31/08/1960

Compliance

Last accounts

28/02/2025

full

Next accounts due

31/05/2027

On track

Confirmation statement

Last: 31/12/2025

Due 14/01/2027

On track

Industry

70100
Activities of head offices

Officers

Roger Charles Pugsley

director

British · United Kingdom · Age 73

Former

William Moorhouse Barritt

secretary · Resigned 04/05/2006

William Moorhouse Barritt

director · Resigned 01/12/2016

Robert John Evans

secretary · Resigned 30/04/2026

Persons with Significant Control

Mr Roger Charles Pugsley

Significant control

British · Wales · Age 73

C/O Acuity Law, 3 Assembly Square, Cardiff, CF10 4PL

Notified 06/04/2016

Penarth Commercial Properties Holdings Ltd

75–100% shares

281, Penarth Road, Cardiff, CF11 8YZ

Reg: 05159037 · Companies House Cardiff · Limited Company

Notified 07/07/2025

Charges0 outstanding

Charge
satisfied

ORTUS SECURED FINANCE I LIMITED (CRN: 08380992) AS SECURITY TRUSTEE

Created 09/01/2026Registered 19/01/2026Satisfied 05/05/2026
Charge
satisfied

ORTUS SECURED FINANCE I LIMITED (CRN: 08380992) AS SECURITY TRUSTEE

Created 09/01/2026Registered 15/01/2026Satisfied 05/05/2026
Charge
satisfied

ORTUS SECURED FINANCE I LIMITED (CRN: 08380992) AS SECURITY TRUSTEE

Created 09/01/2026Registered 15/01/2026Satisfied 05/05/2026
Charge
satisfied

CREATION CONSUMER FINANCE LIMITED, TRADING AS BNP PARIBAS PERSONAL FINANCE

Created 08/07/2025Registered 09/01/2026Satisfied 05/05/2026
Charge
satisfied

HSBC UK BANK PLC

Created 22/10/2025Registered 07/11/2025Satisfied 09/04/2026
charge
satisfied

HSBC BANK PLC

Created 26/10/1999Registered 12/11/1999Satisfied 06/09/2011
charge
satisfied

3I PLC

Created 26/11/1992Registered 26/11/1992Satisfied 16/10/1999
charge
satisfied

3I PLC

Created 08/06/1990Registered 09/06/1990Satisfied 16/10/1999
charge
satisfied

3I PLC

Created 08/06/1990Registered 09/06/1990Satisfied 16/10/1999
charge
satisfied

3I PLC

Created 01/03/1990Registered 02/03/1990Satisfied 16/10/1999
charge
satisfied

LLOYDS BANK PLC

Created 21/02/1984Registered 24/02/1984Satisfied 16/10/1999
charge
satisfied

BARCLAYS BANK PLC

Created 16/12/1983Registered 21/12/1983
charge
satisfied

MIDLAND BANK PLC

Created 05/06/1980Registered 13/06/1980Satisfied 16/10/1999
charge
satisfied

MIDLAND BANK PLC

Created 18/02/1980Registered 25/02/1980Satisfied 16/10/1999
charge
satisfied

MIDLAND BANK PLC

Created 18/02/1980Registered 25/02/1980Satisfied 09/04/2026
charge
satisfied

MIDLAND BANK PLC

Created 18/02/1980Registered 25/02/1980Satisfied 16/10/1999
charge
satisfied

MIDLAND BANK PLC

Created 10/01/1980Registered 25/01/1980Satisfied 16/10/1999
charge
satisfied

MIDLAND BANK PLC

Created 16/11/1979Registered 03/12/1979Satisfied 16/10/1999
charge
satisfied

MIDLAND BANK PLC

Created 16/11/1979Registered 03/12/1979Satisfied 16/10/1999
charge
satisfied

INDUSTRIAL AND COMMERCIAL FINANCE CORPORATION LIMITED

Created 19/11/1979Registered 26/11/1979Satisfied 16/10/1999

Change History

statusactive
2026-06-11

Active

typeltd
2026-06-11

Private Limited Company

address line1C/O Acuity Law 3 Assembly Square
2026-06-11

281 PENARTH ROAD

post townCardiff
2026-06-11

S GLAM

postcodeCF10 4PL
2026-06-11

CF11 8YZ

officer appointedPUGSLEY, Roger Charles
2026-06-11

CompanyRankvs 6821+ SIC 70100 peers
46

Financial strength96th percentile among SIC peers · 24/25
Employees15th percentile among SIC peers · 2/15
LiquidityNo balance sheet data · 0/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the director with respect to g

Key FinancialsYear ending 28/02/2025

Net Worth

£10.0M

Balance sheet strength

Cash

£1.6M

Cash in the bank

Profit Before Tax

-£206k

Bottom line earnings

Net Current Assets

Working capital

Current Assets

Current Liabilities

£510k

Fixed Assets

£9.0M

Debtors

£59k

Admin Expenses

£127k

Profit After Tax

-£206k

0avg. employees-2

Tax at Year End(2022)

Dividends paid£100k

People Costs

Wages & salaries£187k

Balance Sheet

Assets less current liabilities£10.1M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
2025-£772k
20224.37+£820k
20212.89

Derived from filed accounts. Not audited figures.