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W.D. Coe Limited

00671546

active
Private Limited Company
england wales
Companies House
Health Score
60 / 100

Some Concerns

30/30
Filing
0/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 24 outstanding charges (-10)

Details

20-28 NORWICH ROAD, SUFFOLK, IP1 2NH
Incorporated 30/09/1960

Compliance

Last accounts

31/01/2025

group

Next accounts due

31/10/2026

On track

Confirmation statement

Last: 20/04/2026

Due 04/05/2027

On track

Industry

47710
Retail sale of clothing in specialised stores

Officers

Mr William David Coe Bsc (Hons) Aca

director · Since 01/03/1997

DIRECTOR

BRITISH · ENGLAND · Age 57

Also on 2 other boards

Miss Bridget Jane Coe

director · Since 01/03/2005

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 59

Also on 1 other board

Persons with Significant Control

Miss Bridget Jane Coe

Significant control

British · England · Age 59

20-28 Norwich Road, Suffolk, IP1 2NH

Notified 30/11/2016

Mr William David Coe

Significant control

British · England · Age 57

20-28 Norwich Road, Suffolk, IP1 2NH

Notified 30/11/2016

Former PSCs

Mr Matthew Steven Rawlings

Ceased 31/12/2021

Mrs Charlotte Ruth Rowlands

Ceased 19/12/2018

Mr Peter Paul Hubka

Ceased 03/10/2020

Mr David John Coe

Ceased 04/03/2020

Charges24 outstanding

Charge
outstanding

HORNBUCKLE MITCHELL TRUSTEES LIMITED AS TRUSTEES OF THE W D COE LTD RETIREMENT BENEFITS SCHEME · WILLIAM COE AS TRUSTEE OF THE W D COE LTD RETIREMENT BENEFITS SCHEME · FIONA LUCY COE AS TRUSTEE OF THE W D COE LTD RETIREMENT BENEFITS SCHEME · BRIDGET COE AS TRUSTEE OF THE W D COE LTD RETIREMENT BENEFITS SCHEME

Created 22/03/2024Registered 25/03/2024
Charge
satisfied

WILLIAM DAVID COE AND BRIDGET COE AS TRUSTEES OF THE W.D.COE LIMITED PENSION SCHEME

Created 26/03/2019Registered 26/03/2019Satisfied 20/03/2024
Charge
outstanding

WILLIAM DAVID COE AND BRIDGET COE AS TRUSTEES OF W.D.COE LIMITED PENSION SCHEME

Created 26/03/2019Registered 26/03/2019
Charge
outstanding

HORNBUCKLE MITCHELL TRUSTEES LIMITED AS TRUSTEE OF THE W D COE LTD RETIREMENT BENEFITS SCHEME · WILLIAM COE AS TRUSTEE OF THE W D COE LTD RETIREMENT BENEFITS SCHEME · BRIDGET COE AS TRUSTEE OF THE W D COE LTD RETIREMENT BENEFITS SCHEME

Created 31/05/2018Registered 01/06/2018
Charge
outstanding

CHARLOTTE ROWLANDS · WILLIAM DAVID COE

Created 01/03/2017Registered 07/03/2017
Charge
outstanding

LLOYDS BANK PLC

Created 14/07/2016Registered 15/07/2016
Charge
satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 02/11/2015Registered 14/11/2015Satisfied 12/02/2020
charge
satisfied

LLOYDS TSB BANK PLC

Created 18/03/2013Registered 05/04/2013Satisfied 10/05/2018
charge
satisfied

LLOYDS TSB BANK PLC

Created 18/03/2013Registered 05/04/2013Satisfied 08/07/2020
charge
outstanding

LLOYDS TSB BANK PLC

Created 18/03/2013Registered 05/04/2013
charge
satisfied

LLOYDS TSB BANK PLC

Created 18/03/2013Registered 05/04/2013Satisfied 16/07/2021
charge
outstanding

WILLIAM DAVID COE AND CHARLOTTE ROWLANDS TRUSTEES OF W D COE LIMITED PENSION SCHEME

Created 18/03/2013Registered 19/03/2013
charge
outstanding

LLOYDS TSB BANK PLC

Created 27/02/2009Registered 03/03/2009
charge
satisfied

LLOYDS TSB BANK PLC

Created 12/09/2007Registered 20/09/2007Satisfied 29/07/2019
charge
outstanding

LLOYDS TSB BANK PLC

Created 02/05/2006Registered 04/05/2006
charge
satisfied

LLOYDS TSB BANK PLC

Created 02/10/2001Registered 06/10/2001Satisfied 21/07/2020
charge
outstanding

LLOYDS TSB BANK PLC

Created 14/09/2001Registered 15/09/2001
charge
outstanding

LLOYDS TSB BANK PLC

Created 30/08/2001Registered 05/09/2001
charge
outstanding

LLOYDS TSB BANK PLC

Created 30/08/2001Registered 04/09/2001
charge
satisfied

LLOYDS TSB BANK PLC

Created 30/08/2001Registered 04/09/2001Satisfied 21/07/2020
charge
outstanding

LLOYDS TSB BANK PLC

Created 05/07/2001Registered 11/07/2001
charge
outstanding

LLOYDS TSB BANK PLC

Created 05/07/2001Registered 11/07/2001
charge
outstanding

LLOYDS TSB BANK PLC

Created 05/07/2001Registered 11/07/2001
charge
outstanding

LLOYDS TSB BANK PLC

Created 26/06/2000Registered 11/07/2000
charge
satisfied

LLOYDS TSB BANK PLC

Created 17/05/2000Registered 03/06/2000Satisfied 11/09/2001
charge
outstanding

LLOYDS TSB BANK PLC

Created 18/08/1999Registered 24/08/1999
charge
outstanding

LLOYDS BANK PLC

Created 11/01/1991Registered 01/02/1991
charge
outstanding

LLOYDS BANK PLC

Created 02/06/1986Registered 19/06/1986
charge
outstanding

LLOYDS BANK PLC

Created 01/07/1980Registered 08/07/1980
charge
outstanding

LLOYDS BANK PLC

Created 04/12/1974Registered 09/12/1974
charge
outstanding

LLOYDS BANK PLC

Created 04/12/1974Registered 09/12/1974
charge
outstanding

LLOYDS BANK PLC

Created 28/08/1974Registered 30/08/1974
charge
outstanding

LLOYDS BANK PLC

Created 28/08/1974Registered 30/08/1974

CompanyRankvs 3058+ SIC 47710 peers
51

Financial strength99th percentile among SIC peers · 25/25
Employees68th percentile among SIC peers · 10/15
LiquidityCurrent ratio 0.95× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and parent company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 31/01/2025

Net Worth

£3.0M

Balance sheet strength

Cash

£4k

Cash in the bank

Net Current Assets

-£202k

Working capital

Current Assets

£3.6M

Current Liabilities

£3.8M

Fixed Assets

£3.0M

Debtors

£492k

Profit After Tax

-£90k

2avg. employees-148

Tax at Year End

Corp tax£48k
Dividends paid-£18k

People Costs

Wages & salaries£3.0M

Balance Sheet

Intangible assets£297k
Bank loans & overdrafts£11k
Assets less current liabilities£3.4M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20250.95+£19k
20241.04-£948k
20231.04+£2.0M
20220.82+£472k
20210.97-£411k
20201.15-£3.2M
20191.23

Derived from filed accounts. Not audited figures.