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J.T.Peach & Son Limited

00675207

active
Private Limited Company
england wales
Companies House
Health Score
72 / 100

Some Concerns

30/30
Filing
10/30
Financial
32/40
Risk
  • Current liabilities exceed current assets (-10)
  • 4 outstanding charges (-8)

Details

ALBION HOUSE, SPALDING, PE11 1QD
Incorporated 16/11/1960

Compliance

Last accounts

05/04/2025

total exemption full

Next accounts due

05/01/2027

On track

Confirmation statement

Last: 19/01/2026

Due 02/02/2027

On track

Industry

01110
Growing of cereals (except rice), leguminous crops and oil seeds

Officers

Andrew Thomas Peach

director · Since 21/01/1991

FARMER

BRITISH · UNITED KINGDOM · Age 75

Christopher John Peach

director · Since 21/01/1991

FARMER

BRITISH · UNITED KINGDOM · Age 57

James Michael Peach

director · Since 21/01/1991

FARMER

BRITISH · UNITED KINGDOM · Age 89

Caroline Louise Peach

secretary · Since 26/10/2010

Persons with Significant Control

Mr Andrew Thomas Peach

25–50% shares
25–50% votes

British · United Kingdom · Age 75

Glenside South, West Pinchbeck, Spalding, PE11 3NH

Notified 01/07/2016

Charges4 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 18/02/2015Registered 19/02/2015
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 09/11/1999Registered 17/11/1999
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 07/01/1985Registered 17/01/1985
charge
outstanding

INVESTORS IN INDUSTRY PLC

Created 05/01/1984Registered 12/01/1984

CompanyRankvs 2247+ SIC 01110 peers
47

Financial strength33th percentile among SIC peers · 8/25
Employees86th percentile among SIC peers · 13/15
LiquidityCurrent ratio 0.82× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength8/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 05/04/2025

Net Worth

£210k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£46k

Working capital

Current Assets

£210k

Current Liabilities

£257k

Fixed Assets

£471k

Debtors

£45k

7avg. employees-1

Balance Sheet

Bank loans & overdrafts£177k
Assets less current liabilities£425k
Signed by 00675207 2024-04-06 2025-04-05 00675207 2025-04-05 00675207 bus:OrdinaryShareClass1 2025-04-05 00675207 bus:OrdinarySharPrepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20250.82-£13k
20240.81-£35k
20230.94-£16k
20221.00+£34k
20210.84+£37k
20200.65-£25k
20190.75-£9k
20180.82

Derived from filed accounts. Not audited figures.