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Gavin Murray Limited

00698935

active
Private Limited Company
england wales
Companies House
Health Score
72 / 100

Some Concerns

30/30
Filing
10/30
Financial
32/40
Risk
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 4 outstanding charges (-8)

Details

61 BOUNDARY ROAD, ST HELENS, WA10 2LX
Incorporated 20/07/1961

Compliance

Last accounts

31/10/2025

full

Next accounts due

30/07/2027

On track

Confirmation statement

Last: 25/02/2026

Due 11/03/2027

On track

Industry

49390
Other passenger land transport

Officers

Andrew John Magowan

director · Since 20/04/1998

MANAGING DIRECTOR

BRITISH · ENGLAND · Age 60

Also on 2 other boards

Michael Gavin Magowan

director · Since 20/04/1998

FINANCE DIRECTOR

BRITISH · ENGLAND · Age 63

Also on 13 other boards

Michael Gavin Magowan

secretary · Since 20/05/2000

BRITISH · ENGLAND · Age 63

Also on 13 other boards

Persons with Significant Control

Ellisons Travel Services Limited

75–100% shares
75–100% votes
Appoint directors

61, Boundary Road, St. Helens, WA10 2LX

Reg: 10886116 · Companies House · Private Limited Company

Notified 20/03/2018

Former PSCs

Michael Gavin Magowan

Ceased 20/03/2018

Andrew John Magowan

Ceased 20/03/2018

Charges4 outstanding

Charge
outstanding

HSBC UK BANK PLC

Created 23/01/2024Registered 26/01/2024
charge
satisfied

HSBC BANK PLC

Created 27/09/2012Registered 29/09/2012Satisfied 03/02/2026
charge
outstanding

HSBC INVOICE FINANCE (UK) LTD (THE SECURITY HOLDER)

Created 11/09/2012Registered 13/09/2012
charge
outstanding

HSBC INVOICE FINANCE (UK) LTD (SECURITY HOLDER)

Created 11/09/2012Registered 13/09/2012
charge
outstanding

HSBC BANK PLC

Created 13/08/2012Registered 15/08/2012
charge
satisfied

ROYAL BANK OF SCOTLAND INVOICE FINANCE LIMITED

Created 15/01/2010Registered 23/01/2010Satisfied 23/08/2013
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 24/02/2009Registered 26/02/2009Satisfied 20/06/2013
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 04/10/1989Registered 17/10/1989Satisfied 20/06/2013

CompanyRankvs 1609+ SIC 49390 peers
42

Financial strength99th percentile among SIC peers · 25/25
Employees36th percentile among SIC peers · 5/15
LiquidityCurrent ratio 0.44× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees5/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 31/10/2025

Net Worth

£2.7M

Balance sheet strength

Cash

£11k

Cash in the bank

Profit Before Tax

£1.1M

Bottom line earnings

Net Current Assets

-£2.4M

Working capital

Current Assets

£1.9M

Current Liabilities

£4.3M

Fixed Assets

£10.8M

Debtors

£1.8M

Cost of Sales

£9.1M

Admin Expenses

£1.6M

Profit After Tax

£787k

1avg. employees

Tax at Year End

Dividends paid£267k

People Costs

Wages & salaries£4.7M

Balance Sheet

Bank loans & overdrafts£303k
Assets less current liabilities£8.4M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20250.44+£0
20250.44+£482k
20240.59+£339k
20230.71+£611k
20210.44

Derived from filed accounts. Not audited figures.