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Ash And Stock Limited

00705431

active
Private Limited Company
england wales
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

442 CRICKLADE ROAD, SWINDON, SN2 7BE
Incorporated 11/10/1961

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 19/04/2026

Due 03/05/2027

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mrs Ruth Lovering Andreski

director · Since 03/03/1992

DIRECTOR COMPANY SECRETARY

BRITISH · UNITED KINGDOM · Age 87

Anna-May Lovering Laugher

director · Since 01/04/1998

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 67

Also on 1 other board

Anna-May Lovering Laugher

secretary · Since 14/04/2013

Also on 1 other board

Persons with Significant Control

Mrs Ruth Lovering Andreski

25–50% shares
25–50% votes

British · United Kingdom · Age 87

3, Close End, Lambourn, RG17 8NJ

Notified 06/04/2016

Anna-May Lovering Laugher

50–75% shares
50–75% votes

British · United Kingdom · Age 67

442, Cricklade Road, Swindon, SN2 7BE

Notified 06/04/2016

Charges3 outstanding

Charge
outstanding

PARATUS AMC LIMITED

Created 21/07/2022Registered 21/07/2022
charge
outstanding

BARCLAYS BANK PLC

Created 26/08/2005Registered 02/09/2005
charge
outstanding

BARCLAYS BANK PLC

Created 30/04/2001Registered 10/05/2001

CompanyRankvs 2426+ SIC 68209 peers
77

Financial strength98th percentile among SIC peers · 25/25
Employees77th percentile among SIC peers · 12/15
LiquidityCurrent ratio 4.13× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£3.0M

Balance sheet strength

Cash

£122k

Cash in the bank

Net Current Assets

£95k

Working capital

Current Assets

£125k

Current Liabilities

£30k

Fixed Assets

£3.4M

Debtors

£4k

2avg. employees

Balance Sheet

Assets less current liabilities£3.5M
Signed by Mrs Anna-May Laugher 22nd December 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20254.13+£25k
20243.35+£21k
20234.80

Derived from filed accounts. Not audited figures.