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Arthur Chatwin Limited

00716597

active
Private Limited Company
england wales
Companies House
Health Score
72 / 100

Some Concerns

30/30
Filing
10/30
Financial
32/40
Risk
  • Loss before tax (-10)
  • Going concern doubt noted in accounts (-10)
  • 4 outstanding charges (-8)

Details

4 MARKET STREET, CHESHIRE, CW5 5DJ
Incorporated 28/02/1962

Compliance

Last accounts

31/12/2025

full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 10/11/2025

Due 24/11/2026

On track

Industry

10710
Manufacture of bread; manufacture of fresh pastry goods and cakes

Officers

Mr Edward Robert Chatwin

director · Since 03/04/2000

CHAIRMAN

BRITISH · ENGLAND · Age 54

Also on 1 other board

Mrs Sharon Elizabeth Cooper

director · Since 14/07/2025

SALES DIRECTOR

BRITISH · WALES · Age 58

Persons with Significant Control

Mr Edward Robert Chatwin

25–50% shares
50–75% votes
Appoint directors

British · England · Age 54

4 Market Street, Cheshire, CW5 5DJ

Notified 06/04/2016

Charges4 outstanding

Charge
outstanding

BARCLAYS BANK PLC

Created 06/05/2026Registered 07/05/2026
Charge
outstanding

SANTANDER UK PLC AS SECURITY TRUSTEE

Created 02/03/2022Registered 02/03/2022
Charge
outstanding

SANTANDER UK PLC AS SECURITY TRUSTEE

Created 02/03/2022Registered 02/03/2022
Charge
satisfied

BARCLAYS BANK PLC

Created 11/12/2020Registered 14/12/2020Satisfied 21/04/2022
Charge
satisfied

BARCLAYS BANK PLC

Created 30/09/2020Registered 01/10/2020Satisfied 28/03/2022
Charge
satisfied

BARCLAYS BANK PLC

Created 07/10/2014Registered 11/10/2014Satisfied 28/03/2022
Charge
outstanding

JAYNE YVONNE EVANS · EDWARD ROBERT CHATWIN · BRIAN PHILIP LIGHTFOOT

Created 16/09/2014Registered 23/09/2014
charge
satisfied

BARCLAYS BANK PLC

Created 28/02/1985Registered 07/03/1985Satisfied 21/04/2022
charge
satisfied

BARCLAYS BANK PLC

Created 28/02/1985Registered 07/03/1985
charge
satisfied

BARCLAYS BANK PLC

Created 28/02/1985Registered 07/03/1985Satisfied 21/04/2022

CompanyRankvs 155+ SIC 10710 peers
66

Financial strength99th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.74× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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10Keylex Limited
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155Arthur Chatwin Limited
82
How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going concern are d

Key FinancialsYear ending 31/12/2025

Turnover

£13.3M

Annual revenue

Net Worth

£3.2M

Balance sheet strength

Cash

£1.1M

Cash in the bank

Profit Before Tax

-£35k

Bottom line earnings

Net Current Assets

£743k

Working capital

Current Assets

£1.7M

Current Liabilities

£1.0M

Fixed Assets

£3.6M

Cost of Sales

£3.2M

Gross Profit

£10.1M

Admin Expenses

£811k

Operating Profit

£16k

Profit After Tax

-£117k

316avg. employees+3

Tax at Year End

Corp tax£43k
Dividends paid-£161k

People Costs

Wages & salaries£5.7M
NI contributions£572k

Balance Sheet

Intangible assets£97k
Bank loans & overdrafts£73k
Assets less current liabilities£4.4M
Prepared with Caseware UK (AP4) 2025.0.111

EstimatesDerived

YearCurrent RatioImplied Profit
20251.74-£278k
20241.51+£68k
20231.38—

Derived from filed accounts. Not audited figures.