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F.P. Investment Company Ltd.

00734947

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 6 outstanding charges (-10)

Details

HARBORNE, CHELTENHAM, GL52 6EF
Incorporated 10/09/1962

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 17/06/2026

Due 01/07/2027

On track

Industry

43390
Other building completion and finishing
68209
Other letting and operating of own or leased real estate

Officers

Decage Ltd

secretary · Since 02/01/2003

BRITISH

Mr Adam Peter Hughes

director · Since 08/01/2026

BRITISH · ENGLAND · Age 38

Also on 2 other boards

Persons with Significant Control

Decage Limited

50–75% shares

15, Sydenham Road South, Cheltenham, GL52 6EF

Reg: 00664517 · Companies House · Private Limited Company

Notified 08/01/2026

Mr Adam Peter Hughes

Significant control

British · England · Age 38

Harborne, 15 Sydenham Road South, Cheltenham, GL52 6EF

Notified 08/01/2026

Former PSCs

Decage Ltd

Ceased 06/01/2019

Mrs Christine Anne Hughes

Ceased 22/11/2024

Charges6 outstanding

charge
outstanding

LLOYDS BANK PLC

Created 30/09/1988Registered 19/10/1988
charge
outstanding

LLOYDS BANK PLC

Created 05/07/1978Registered 10/07/1978
charge
outstanding

LLOYDS BANK PLC

Created 05/07/1978Registered 10/07/1978
charge
outstanding

LLOYDS BANK PLC

Created 07/03/1973Registered 15/03/1973
charge
outstanding

LLOYDS BANK PLC

Created 16/11/1970Registered 24/11/1970
charge
satisfied
Created 21/07/1970Registered 29/07/1970
charge
outstanding

BRISTOL & WEST BUILDING SOCIETY

Created 20/03/1970Registered 23/03/1970

CompanyRankvs 12371+ SIC 43390 peers
51

Financial strength98th percentile among SIC peers · 25/25
Employees25th percentile among SIC peers · 4/15
LiquidityCurrent ratio 0.46× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees4/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£1.0M

Balance sheet strength

Cash

£154k

Cash in the bank

Net Current Assets

-£184k

Working capital

Current Assets

£159k

Current Liabilities

£342k

Fixed Assets

£1.3M

Debtors

£5k

1avg. employees

Tax at Year End

VAT£2k

Balance Sheet

Assets less current liabilities£1.1M
Signed by Mr Adam Hughes 30/07/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied ProfitEst. Revenue
20250.46+£159k£30k
20240.56-£5k£30k
20230.60£30k

Derived from filed accounts. Not audited figures.