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Severnside Finance Company Limited

00907299

active
Private Limited Company
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

MARKET CHAMBERS, PONTYPRIDD, CF37 2ST
Incorporated 30/05/1967

Compliance

Last accounts

31/12/2024

unaudited abridged

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 14/01/2026

Due 28/01/2027

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr David Peter Stradling John

director · Since 07/07/1990

DIRECTOR

BRITISH · WALES · Age 55

Also on 22 other boards

Mr David Peter Stradling John

secretary · Since 01/09/1994

DIRECTOR

BRITISH · WALES · Age 55

Also on 22 other boards

Mr Nigel Stradling John

director · Since 07/07/1995

TEXTILE DESIGNER

BRITISH · UNITED KINGDOM · Age 55

Also on 4 other boards

Persons with Significant Control

Mr David Peter Stradling John

25–50% votes

British · Wales · Age 55

Esterling, Common Road, Pontypridd, CF37 4AF

Notified 13/09/2016

Charges1 outstanding

charge
outstanding

HSBC BANK PLC

Created 15/08/2008Registered 19/08/2008
charge
satisfied

HSBC BANK PLC

Created 11/05/2007Registered 15/05/2007Satisfied 29/04/2020
charge
satisfied

BARCLAYS BANK PLC

Created 03/11/2006Registered 07/11/2006Satisfied 26/02/2011
charge
satisfied

BARCLAYS BANK PLC

Created 29/11/2005Registered 06/12/2005Satisfied 26/02/2011
charge
satisfied

JANICE MICHAEL JOHN

Created 21/07/2000Registered 10/08/2000Satisfied 28/07/2004
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 05/10/1988Registered 10/10/1988Satisfied 03/08/2004

CompanyRankvs 62612+ SIC 68209 peers
50

Financial strength99th percentile among SIC peers · 25/25
Employees18th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.05× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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62612Severnside Finance Company Limited
60
How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£5.6M

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

-£771k

Working capital

Current Assets

£43k

Current Liabilities

£815k

Fixed Assets

£0

Debtors

£43k

0avg. employees-1

Balance Sheet

Intangible assets£0
Assets less current liabilities£5.6M
Signed by 2024-01-01Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20240.05+£0
20220.05+£1.0M
20210.05+£252k
20190.05+£87k
20180.05—

Derived from filed accounts. Not audited figures.