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Ramac Holdings Limited

00944933

active
ltd
england wales
Companies House
Health Score
57 / 100

Notable Risks

25/30
Filing
0/30
Financial
32/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 4 outstanding charges (-8)

Details

Hardy's Yard, London Rd, Riverhead, TN13 2DN
Incorporated 30/12/1968

Compliance

Last accounts

28/02/2025

small

Next accounts due

30/11/2026

On track

Confirmation statement

Last: 12/10/2025

Due 26/10/2026

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr Michael Mcguirk

director · Since 12/10/1991

BUILDING CONTRACTOR

IRISH · ENGLAND · Age 84

Also on 22 other boards

James David Charles Hambling

director · Since 01/03/2007

RAMAC GROUP LIMITED RAMAC HOLD

BRITISH · ENGLAND · Age 48

Also on 5 other boards

Mr James David Charles Hambling

secretary · Since 01/12/2015

Mr Richard William Ashley Lawrence

director · Since 01/11/2016

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 50

Also on 4 other boards

Michael Mcguirk

director

Irish · England · Age 84

James David Charles Hambling

director · Since 01/03/2007

British · England · Age 48

James David Charles Hambling

secretary · Since 01/12/2015

Richard William Ashley Lawrence

director · Since 01/11/2016

British · England · Age 50

Former

John Cyril Lovett

director · Resigned 29/02/2008

Gerald Anthony Ravenscroft

director · Resigned 01/12/2015

Michael Gregory Hart

director · Resigned 01/12/2015

Michael Gregory Hart

secretary · Resigned 01/12/2015

Persons with Significant Control

Ramac Group Ltd

75–100% shares

Hardys Yard, London Road, Sevenoaks, TN13 2DN

Reg: 04761066 · England And Wales · Limited Company

Notified 06/04/2016

Charges4 outstanding

Charge
outstanding

BARCLAYS BANK PLC

Created 06/07/2020Registered 09/07/2020
Charge
outstanding

BARCLAYS BANK PLC

Created 06/07/2020Registered 08/07/2020
charge
outstanding

BARCLAYS BANK PLC

Created 03/08/2010Registered 05/08/2010
charge
outstanding

BARCLAYS BANK PLC

Created 09/09/1981Registered 23/09/1981
charge
satisfied

G.A. HARVEY & CO (LONDON) LIMITED

Created 25/06/1981Registered 29/06/1981
charge
satisfied

BARCLAYS BANK PLC

Created 14/11/1980Registered 18/11/1980

Change History

statusactive
2026-07-11

Active

typeltd
2026-07-11

Private Limited Company

address line1Hardy's Yard
2026-07-11

HARDY'S YARD

post townRiverhead
2026-07-11

RIVERHEAD

CompanyRankvs 934+ SIC 68209 peers
69

Financial strength100th percentile among SIC peers · 25/25
Employees93th percentile among SIC peers · 14/15
LiquidityCurrent ratio 5.99× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

Based on these assessments and having regard to the resources available to the entity, the directors have concluded that there is no material uncertainty and that they can continue to adopt the going concern basis in preparing the annual report and financial statements. true 1.3 Revenue Revenue comprises operating lease income, which is recognised on a straight-line basis over the term of th

Key FinancialsYear ending 28/02/2025

Net Worth

£58.9M

Balance sheet strength

Cash

£545k

Cash in the bank

Net Current Assets

£22.0M

Working capital

Current Assets

£26.4M

Current Liabilities

£4.4M

Fixed Assets

£57.1M

Debtors

£25.9M

3avg. employees

Balance Sheet

Assets less current liabilities£79.1M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20255.99+£2.5M
20244.80+£2.8M
20233.10

Derived from filed accounts. Not audited figures.