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Ramac Holdings Limited

00944933

active
Private Limited Company
england wales
Companies House
Health Score
62 / 100

Some Concerns

30/30
Filing
0/30
Financial
32/40
Risk
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 4 outstanding charges (-8)

Details

HARDY'S YARD, RIVERHEAD, TN13 2DN
Incorporated 30/12/1968

Compliance

Last accounts

28/02/2025

small

Next accounts due

30/11/2026

On track

Confirmation statement

Last: 12/10/2025

Due 26/10/2026

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr Michael Mcguirk

director · Since 12/10/1991

BUILDING CONTRACTOR

IRISH · ENGLAND · Age 83

Also on 22 other boards

James David Charles Hambling

director · Since 01/03/2007

RAMAC GROUP LIMITED RAMAC HOLD

BRITISH · ENGLAND · Age 47

Also on 5 other boards

Mr James David Charles Hambling

secretary · Since 01/12/2015

Mr Richard William Ashley Lawrence

director · Since 01/11/2016

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 49

Also on 4 other boards

Persons with Significant Control

Ramac Group Ltd

75–100% shares

Hardys Yard, London Road, Sevenoaks, TN13 2DN

Reg: 04761066 · England And Wales · Limited Company

Notified 06/04/2016

Charges4 outstanding

Charge
outstanding

BARCLAYS BANK PLC

Created 06/07/2020Registered 09/07/2020
Charge
outstanding

BARCLAYS BANK PLC

Created 06/07/2020Registered 08/07/2020
charge
outstanding

BARCLAYS BANK PLC

Created 03/08/2010Registered 05/08/2010
charge
satisfied

SOUTH EAST ENGLAND DEVELOPMENT AGENCY

Created 07/05/2002Registered 10/05/2002Satisfied 24/08/2016
charge
satisfied

BARCLAYS BANK PLC

Created 28/02/2002Registered 13/03/2002Satisfied 24/08/2016
charge
satisfied

BARCLAYS BANK PLC

Created 28/02/2002Registered 13/03/2002Satisfied 24/08/2016
charge
satisfied

BARCLAYS BANK PLC

Created 28/02/2002Registered 13/03/2002Satisfied 24/08/2016
charge
satisfied

BARCLAYS BANK PLC

Created 28/02/2002Registered 13/03/2002Satisfied 24/08/2016
charge
satisfied

BARCLAYS BANK PLC

Created 28/02/2002Registered 13/03/2002Satisfied 24/08/2016
charge
satisfied

BARCLAYS BANK PLC

Created 28/02/2002Registered 13/03/2002Satisfied 24/08/2016
charge
satisfied

BARCLAYS BANK PLC

Created 30/03/1999Registered 20/04/1999Satisfied 24/08/2016
charge
satisfied

BARCLAYS BANK PLC

Created 15/08/1996Registered 22/08/1996Satisfied 24/08/2016
charge
satisfied

BARCLAYS DE ZOETE WEDD LIMITED (AS TRUSTEE FOR ITSELF AND THE BANKS)

Created 28/02/1996Registered 14/03/1996Satisfied 11/01/1997
charge
satisfied

BARCLAYS BANK PLC

Created 03/11/1995Registered 08/11/1995Satisfied 30/06/2000
charge
satisfied

BARCLAYS DE ZOETE WEDD LIMITED

Created 13/09/1994Registered 21/09/1994Satisfied 11/01/1997
charge
satisfied

BARCLAYS DE ZOETE WEDD LIMITED

Created 13/09/1994Registered 21/09/1994Satisfied 11/01/1997
charge
satisfied

BARCLAYS DE ZOETE WEDD LIMITED

Created 04/12/1992Registered 11/12/1992Satisfied 11/01/1997
charge
satisfied

BARCLAYS DE ZOETE WEDD LIMITED AS TRUSTEE FOR ISELF AND/OR THE BANKS(AS DEFINED)

Created 28/09/1992Registered 02/10/1992Satisfied 23/06/1995
charge
satisfied

BARCLAYS DE:ZOETE WEDD LIMITED(THE TRUSTEE)

Created 28/10/1991Registered 05/11/1991Satisfied 11/01/1997
charge
satisfied

BARCLAYS DE ZOETE WEDD LIMITED.(THE TRUSTEE)

Created 28/10/1991Registered 05/11/1991Satisfied 23/06/1995
charge
satisfied

BARCLAYS DE ZOETE WEDD LIMITED(THE TRUSTEE)

Created 28/10/1991Registered 05/11/1991Satisfied 23/06/1995
charge
satisfied

BARCLAYS DE ZOETE WEDD LIMITED

Created 28/07/1989Registered 16/08/1989Satisfied 11/01/1997
charge
satisfied

BARCLAYS DE ZOETTE WEDD LIMITED

Created 29/11/1988Registered 08/12/1988Satisfied 11/01/1997
charge
outstanding

BARCLAYS BANK PLC

Created 09/09/1981Registered 23/09/1981
charge
satisfied

BARCLAYS BANK PLC

Created 28/07/1981Registered 06/08/1981Satisfied 20/07/1989
charge
satisfied

G.A. HARVEY & CO (LONDON) LIMITED

Created 25/06/1981Registered 29/06/1981
charge
satisfied

BARCLAYS BANK PLC

Created 14/11/1980Registered 18/11/1980
charge
satisfied

LLOYDS BANK PLC

Created 04/11/1975Registered 07/11/1975Satisfied 11/01/1997
charge
satisfied

BARCLAYS BANK PLC

Created 24/09/1975Registered 30/09/1975Satisfied 15/07/2000
charge
satisfied

BARCLAYS BANK PLC

Created 18/04/1974Registered 23/04/1974Satisfied 22/08/2016

CompanyRankvs 906+ SIC 68209 peers
69

Financial strength100th percentile among SIC peers · 25/25
Employees93th percentile among SIC peers · 14/15
LiquidityCurrent ratio 5.99× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

Based on these assessments and having regard to the resources available to the entity, the directors have concluded that there is no material uncertainty and that they can continue to adopt the going concern basis in preparing the annual report and financial statements. true 1.3 Revenue Revenue comprises operating lease income, which is recognised on a straight-line basis over the term of th

Key FinancialsYear ending 28/02/2025

Net Worth

£58.9M

Balance sheet strength

Cash

£545k

Cash in the bank

Net Current Assets

£22.0M

Working capital

Current Assets

£26.4M

Current Liabilities

£4.4M

Fixed Assets

£57.1M

Debtors

£25.9M

3avg. employees

Balance Sheet

Assets less current liabilities£79.1M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20255.99+£2.5M
20244.80+£2.8M
20233.10+£8.6M
20223.01+£1.3M
20212.43+£11.8M
20201.46+£4.0M
20190.92

Derived from filed accounts. Not audited figures.