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White & Joyce Limited

00945132

active
Private Limited Company
england wales
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

8 RYEHILL COURT, NORTHAMPTON, NN5 7EU
Incorporated 01/01/1969

Compliance

Last accounts

31/12/2024

micro entity

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 23/07/2025

Due 06/08/2026

On track

Industry

43999
Specialised construction activities

Officers

David Nicholas Underwood

director · Since 01/07/1996

OFFICE MANAGER

BRITISH · ENGLAND · Age 65

Lorraine Joan Underwood

secretary · Since 08/10/2003

BRITISH · Age 60

Persons with Significant Control

Mr David Underwood

75–100% shares

British · England · Age 65

25, Crestwood Close, Northampton, NN3 8NR

Notified 06/04/2016

Charges1 outstanding

charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 28/07/1999Registered 05/08/1999

CompanyRankvs 1993+ SIC 43999 peers
73

Financial strength78th percentile among SIC peers · 20/25
Employees84th percentile among SIC peers · 13/15
LiquidityCurrent ratio 2.17× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£64k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£47k

Working capital

Current Assets

£87k

Current Liabilities

£40k

Fixed Assets

£23k

4avg. employees

Balance Sheet

Assets less current liabilities£70k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20242.17+£12k
20232.45-£15k
20223.52-£12k
20213.90+£22k
20203.42+£7k
20192.34-£20k
20182.59+£21k
20172.05

Derived from filed accounts. Not audited figures.