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Smith Mcdonald & Co. Limited

00995844

active
ltd
england wales
Companies House
Insolvency history
Health Score
55 / 100

Notable Risks

25/30
Filing
10/30
Financial
20/40
Risk
  • No accounts filed in last 18 months (-5)
  • Active insolvency proceedings (-20)

Details

41 River Way, Loughton, IG10 3LJ
Incorporated 02/12/1970

Compliance

Last accounts

31/12/2025

unaudited abridged

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 05/10/2025

Due 19/10/2026

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Brian Hector Mcdonald

director

British · England · Age 86

Graham John Fennell

secretary · Since 09/05/2021

Graham John Fennell

director · Since 09/05/2021

British · England · Age 68

Former

Kenneth William Smith

director · Resigned 31/01/2021

June Christine Smith

secretary · Resigned 09/05/2021

June Christine Smith

director · Resigned 23/06/2025

Persons with Significant Control

Mr Brian Hector Mcdonald

25–50% shares

British · England · Age 86

7, Hasborough Road, Folkestone, CT19 6BD

Notified 06/04/2016

Former PSCs

Mr Kenneth William Smith

Ceased 31/01/2021

Mrs June Christine Smith

Ceased 23/06/2025

Insolvency History1 case

members voluntary liquidation21/06/2026

Richard Jeffery Rones (practitioner)

Change History

status → active
2026-06-04

Active

type → ltd
2026-06-04

Private Limited Company

address line1 → 41 River Way
2026-06-04

41 RIVER WAY

post town → Loughton
2026-06-04

LOUGHTON

CompanyRankvs 33207+ SIC 68209 peers
59

Financial strength98th percentile among SIC peers · 25/25
Employees93th percentile among SIC peers · 14/15
LiquidityNo balance sheet data · 0/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Insolvency history -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Insolvency history: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£3.1M

Balance sheet strength

Cash

£1.5M

Cash in the bank

Net Current Assets

£1.4M

Working capital

Current Assets

—

Current Liabilities

£81k

3avg. employees

Balance Sheet

Assets less current liabilities£3.2M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
2024—+£148k
202314.08—

Derived from filed accounts. Not audited figures.