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Tactful Finance Limited

00996398

active
ltd
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

4th Floor 95 Gresham Street, London, EC2V 7AB
Incorporated 08/12/1970

Compliance

Last accounts

30/09/2025

total exemption full

Next accounts due

30/06/2027

On track

Confirmation statement

Last: 01/02/2026

Due 15/02/2027

On track

Industry

41100
Development of building projects

Officers

Cyril Charles Shack

secretary

British

Jonathan Shack

director

British · United Kingdom · Age 67

Former

Neville Shack

director · Resigned 06/01/2020

Cyril Charles Shack

director · Resigned 10/02/2026

Persons with Significant Control

Mr Jonathan Shack

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 67

7, Queensmead, London, NW8 6RE

Notified 06/04/2016

Charges1 outstanding

Charge
outstanding

UBS AG, LONDON BRANCH

Created 28/07/2014Registered 09/08/2014
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND.

Created 09/12/1985Registered 11/12/1985Satisfied 25/06/1993
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND.

Created 17/10/1980Registered 23/10/1980Satisfied 25/06/1993
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BAN OF SCOTLAND

Created 23/07/1980Registered 04/08/1980Satisfied 22/04/1989
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 07/11/1979Registered 22/11/1979Satisfied 25/06/1993

Change History

statusactive
2026-06-08

Active

typeltd
2026-06-08

Private Limited Company

address line14th Floor 95 Gresham Street
2026-06-08

4TH FLOOR

post townLondon
2026-06-08

LONDON

officer appointedSHACK, Cyril Charles
2026-06-08
officer appointedSHACK, Jonathan
2026-06-08

CompanyRankvs 15405+ SIC 41100 peers
56

Financial strength95th percentile among SIC peers · 24/25
Employees68th percentile among SIC peers · 10/15
LiquidityCurrent ratio 0.48× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£1.4M

Balance sheet strength

Cash

£18k

Cash in the bank

Net Current Assets

-£1.3M

Working capital

Current Assets

£1.2M

Current Liabilities

£2.5M

Fixed Assets

£3.0M

Debtors

£75k

2avg. employees

Tax at Year End(2020)

Corp tax-£1

Balance Sheet

Assets less current liabilities£1.7M
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20250.48+£0
20250.48+£790k
20240.43-£303k
20230.40+£1.3M
20220.25-£134k
20210.19-£21k
20200.19

Derived from filed accounts. Not audited figures.