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Michael Belcher Limited

01011014

active
Private Limited Company
england wales
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

56 TEMPLE ROAD, STOWMARKET, IP14 1AT
Incorporated 13/05/1971

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 20/12/2025

Due 03/01/2027

On track

Industry

41201
Construction of commercial buildings
41202
Construction of domestic buildings
43999
Specialised construction activities
77320
Renting and leasing of construction and civil engineering machinery and equipment

Officers

Michael Wynn Belcher

director · Since 30/01/1992

DIRECTOR

BRITISH · UNITED KINGDOM · Age 75

Brenda Zoe Belcher

secretary · Since 19/02/2013

BRITISH

Mark Wynn Belcher

director · Since 12/03/2014

DIRECTOR

BRITISH · UNITED KINGDOM · Age 46

Also on 1 other board

Persons with Significant Control

Michael Wynn Belcher

50–75% votes
Appoint directors

British · United Kingdom · Age 75

56 Temple Road, Stowmarket, IP14 1AT

Notified 06/04/2016

Mark Wynn Belcher

75–100% shares
25–50% votes

British · United Kingdom · Age 46

56 Temple Road, Stowmarket, IP14 1AT

Notified 06/04/2016

Former PSCs

Brian Wynn Belcher

Ceased 15/12/2022

Charges1 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 23/06/2017Registered 23/06/2017
Charge
satisfied

LLOYDS BANK PLC

Created 13/06/2017Registered 16/06/2017Satisfied 14/10/2019
Charge
satisfied

LLOYDS BANK PLC

Created 17/12/2015Registered 22/12/2015Satisfied 30/11/2022
charge
satisfied

LLOYDS TSB BANK PLC

Created 05/10/2011Registered 12/10/2011Satisfied 30/11/2022
charge
satisfied

LLOYDS BANK PLC

Created 14/08/1998Registered 18/08/1998Satisfied 30/11/2022

CompanyRankvs 2786+ SIC 41201 peers
65

Financial strength91th percentile among SIC peers · 23/25
Employees10th percentile among SIC peers · 2/15
LiquidityCurrent ratio 6.72× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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2786Michael Belcher Limited
75
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£389k

Balance sheet strength

Cash

£390k

Cash in the bank

Net Current Assets

£639k

Working capital

Current Assets

£751k

Current Liabilities

£112k

Fixed Assets

£305k

Debtors

£44k

0avg. employees-5

Tax at Year End(2023)

Corp tax£9k

Balance Sheet

Assets less current liabilities£944k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20256.72-£591k
20244.25-£59k
20237.66+£19k
20225.02+£59k
20217.28-£654
20208.06+£476k
20191.25-£28k
20171.35—

Derived from filed accounts. Not audited figures.