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Phoenix Life Limited

01016269

active
ltd
england wales
Companies House
Health Score
55 / 100

Notable Risks

25/30
Filing
0/30
Financial
30/40
Risk
  • 113 outstanding charges (-10)

Details

10 Brindleyplace, Birmingham, B1 2JB
Incorporated 30/06/1971

Previously known as

Royal & Sun Alliance Linked Insurances Limited · until 29/12/2005
Royal Heritage Life Assurance Limited · until 31/12/1998
Lloyd'S Life Assurance Limited · until 09/06/1986

Compliance

Last accounts

31/12/2025

full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 24/09/2025

Due 08/10/2026

On track

Industry

65110
Life insurance

Officers

Pearl Group Secretariat Services Limited

secretary · Since 01/09/2006

BRITISH

Also on 83 other boards

Mrs Rosemary Harris

director · Since 01/01/2022

DIRECTOR

BRITISH · UNITED KINGDOM · Age 68

Also on 5 other boards

Mr Timothy Walter Harris

director · Since 01/05/2022

ACCOUNTANT

BRITISH · UNITED KINGDOM · Age 57

Also on 1 other board

Mr Andrew David Briggs Fia

director · Since 01/10/2022

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 60

Also on 10 other boards

Mrs Karin Alexandra Cook

director · Since 01/05/2024

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 60

Also on 2 other boards

Mr Martin John Muir

director · Since 01/01/2025

NON EXECUTIVE DIRECTOR

BRITISH · UNITED KINGDOM · Age 59

Also on 5 other boards

Mr Mark Julian Gregory

director · Since 25/08/2025

NON EXECUTIVE DIRECTOR

BRITISH · UNITED KINGDOM · Age 63

Also on 6 other boards

Mr Nicolaos Andreas Nicandrou

director · Since 08/05/2026

BRITISH · UNITED KINGDOM · Age 61

Pearl Group Secretariat Services Limited

corporate secretary · Since 01/09/2006

Reg: 03588041

Also on 83 other boards

Rosemary Harris

director · Since 01/01/2022

British · United Kingdom · Age 68

Timothy Walter Harris

director · Since 01/05/2022

British · United Kingdom · Age 57

Andrew David Briggs

director · Since 01/10/2022

British · United Kingdom · Age 60

Karin Alexandra Cook

director · Since 01/05/2024

British · United Kingdom · Age 60

Martin John Muir

director · Since 01/01/2025

British · United Kingdom · Age 59

Mark Julian Gregory

director · Since 25/08/2025

British · United Kingdom · Age 63

Nicolaos Andreas Nicandrou

director · Since 08/05/2026

British · United Kingdom · Age 61

Former

James Edward Hughes

secretary · Resigned 17/06/1992

David Murray Heather

director · Resigned 12/08/1993

Mohammed Iqbal

director · Resigned 31/08/1996

David John Morgan

secretary · Resigned 12/05/1997

Julian Christopher Hance

director · Resigned 23/04/1998

Richard Anthony Eves

secretary · Resigned 01/07/1998

Ronald Calver

director · Resigned 13/03/2000

Brian John Hall

director · Resigned 13/03/2000

Nick Criticos

director · Resigned 13/03/2000

John Hilton Berg

secretary · Resigned 15/09/2000

Heather Gwendolyn Brierley

secretary · Resigned 11/12/2000

Jill Carnie

director · Resigned 30/06/2001

Bernadette Clare Young

secretary · Resigned 06/12/2001

Vanessa Jones

secretary · Resigned 26/04/2002

Jan Victor Miller

secretary · Resigned 17/07/2002

John Joseph Keane

director · Resigned 31/08/2002

William John Bradburn

director · Resigned 30/09/2002

Andrew Kerr

director · Resigned 30/04/2003

Philip Stephen Egan

director · Resigned 30/04/2003

Peter Nicholas Hanby

director · Resigned 01/04/2004

Jacqueline Elizabeth Fox

secretary · Resigned 30/09/2004

Clive Adam Cowdery

director · Resigned 06/09/2005

Michael Nicholas Biggs

director · Resigned 10/07/2006

Jennifer Jane Wilman

secretary · Resigned 01/09/2006

Roger Craine

director · Resigned 30/04/2007

Richard Edward Keith Greenfield

director · Resigned 31/12/2007

Manjit Dale

director · Resigned 02/09/2009

Edward Jonathan Cameron Hawkes

director · Resigned 02/09/2009

Duncan George Robin Ferguson

director · Resigned 25/09/2009

Anthony Beverley Davidson

director · Resigned 12/10/2015

Jonathan Peter Evans

director · Resigned 31/08/2016

David Richard Cheeseman

director · Resigned 17/07/2019

Richard David Houghton

director · Resigned 31/12/2019

James Daniel Gallagher

director · Resigned 30/09/2021

Stephen Andrew Clarke

director · Resigned 01/10/2022

Michael John Eakins

director · Resigned 01/10/2022

Margaret Grace Hassall

director · Resigned 31/03/2023

Amanda Helen Bowe

director · Resigned 30/04/2024

Bernard Andrew Curran

director · Resigned 08/05/2025

Ian Adam Craston

director · Resigned 31/10/2025

Arlene Cairns

director · Resigned 07/05/2026

Mr Jora Singh Gill

director · Resigned 31/07/2026

Jora Singh Gill

director · Resigned 31/07/2026

Persons with Significant Control

Pearl Life Holdings Limited

75–100% shares
75–100% votes
Appoint directors

10, Brindleyplace, Birmingham, B1 2JB

Reg: 4560778 · Companies House · Limited By Shares

Notified 06/04/2016

Charges113 outstanding

A registered charge
outstanding

MÜNCHENER RÜCKVERSICHERUNGS-GESELLSCHAFT AKTIENGESELLSCHAFT IN MÜNCHEN, ACTING THROUGH ITS UK B

Created 30/06/2026Registered 08/07/2026
A registered charge
outstanding

STANDARD LIFE INTERNATIONAL DAC (AND ITS SUCCESSORS IN TITLE AND PERMITTED TRANSFEREES)

Created 01/07/2026Registered 02/07/2026
Charge
outstanding

PACIFIC LIFE RE INTERNATIONAL LIMITED (ACTING THROUGH ITS UK BRANCH)

Created 15/04/2026Registered 16/04/2026
Charge
outstanding

RGA AMERICAS REINSURANCE COMPANY, LTD

Created 06/02/2026Registered 13/02/2026
Charge
outstanding

QUILTER LIFE & PENSIONS LIMITED

Created 28/11/2025Registered 05/12/2025
Charge
outstanding

QUILTER LIFE & PENSIONS LIMITED

Created 28/11/2025Registered 05/12/2025
Charge
outstanding

SWISS RE EUROPE S.A.

Created 09/06/2025Registered 20/06/2025
Charge
outstanding

ABRDN LIFE AND PENSIONS LIMITED (AND ITS SUCCESSORS IN TITLE AND PERMITTED TRANSFEREES)

Created 28/03/2025Registered 16/04/2025
Charge
outstanding

ABRDN LIFE AND PENSIONS LIMITED (AND ITS SUCCESSORS IN TITLE AND PERMITTED TRANSFEREES)

Created 14/01/2025Registered 15/01/2025
Charge
outstanding

STANDARD LIFE INTERNATIONAL DESIGNATED ACTIVITY COMPANY (AND ITS SUCCESSORS IN TITLE AND PERMIT

Created 01/01/2025Registered 02/01/2025
Charge
outstanding

STANDARD LIFE INTERNATIONAL DESIGNATED ACTIVITY COMPANY (AND ITS SUCCESSORS IN TITLE AND PERMIT

Created 01/01/2025Registered 02/01/2025
Charge
outstanding

STANDARD LIFE INTERNATIONAL DESIGNATED ACTIVITY COMPANY (AND ITS SUCCESSORS IN TITLE AND PERMIT

Created 12/12/2024Registered 18/12/2024
Charge
outstanding

STANDARD LIFE INTERNATIONAL DESIGNATED ACTIVITY COMPANY (AND ITS SUCCESSORS IN TITLE AND PERMIT

Created 12/12/2024Registered 18/12/2024
Charge
outstanding

DEUTSCHE BANK AG

Created 19/11/2024Registered 28/11/2024
charge
outstanding

SANTANDER FINANCIAL SERVICES PLC FORMERLY ABBEY NATIONAL TREASURY SERVICES PLC

Created 30/09/1999Registered 18/09/2024
charge
outstanding

CANADA LIFE RE IRELAND DESIGNATED ACTIVITY COMPANY

Created 13/02/2008Registered 18/09/2024
Charge
outstanding

GOLDMAN SACHS INTERNATIONAL

Created 24/07/2024Registered 31/07/2024
Charge
satisfied

DEUTSCHE BANK AG

Created 14/06/2024Registered 04/07/2024
charge
outstanding

SANTANDER FINANCIAL SERVICES PLC, FORMERLY (AND AT THE TIME THE CHARGE WAS ENTERED INTO) NAMED

Created 30/09/1999Registered 06/06/2024
charge
outstanding

DEUTSCHE TRUSTEE COMPANY LIMITED

Created 19/07/2012Registered 29/05/2024
charge
outstanding

BMW (UK) TRUSTEES LIMITED

Created 20/02/2010Registered 29/05/2024
charge
outstanding

SANTANDER SEGUROS Y REASEGUROS,COMPANIA ASEGURADORA,S.A.

Created 19/07/2012Registered 29/05/2024
Charge
outstanding

STANDARD LIFE INTERNATIONAL DAC (AND ITS SUCCESSORS IN TITLE AND PERMITTED TRANSFEREES AND ASSI

Created 27/08/2021Registered 28/02/2024
Charge
outstanding

STANDARD LIFE INTERNATIONAL DAC (AND ITS SUCCESSORS IN TITLE AND PERMITTED TRANSFEREES AND ASSI

Created 01/06/2023Registered 28/02/2024
Charge
outstanding

STANDARD LIFE INTERNATIONAL DAC (AND ITS SUCCESSORS IN TITLE AND PERMITTED TRANSFEREES AND ASSI

Created 08/04/2022Registered 28/02/2024
Charge
satisfied

PHOENIX LIFE ASSURANCE (EUROPE) DAC (AND ITS SUCCESSORS IN TITLE AND PERMITTED TRANSFEREES AND

Created 20/12/2023Registered 22/12/2023Satisfied 10/02/2025
Charge
outstanding

GOLDMAN SACHS INTERNATIONAL

Created 15/12/2023Registered 20/12/2023
Charge
outstanding

STANDARD LIFE INTERNATIONAL DAC (AND ITS SUCCESSORS IN TITLE AND PERMITTED TRANSFEREES AND ASSI

Created 29/03/2019Registered 13/11/2023
Charge
outstanding

THE LAW DEBENTURE TRUST CORPORATION P.L.C. (AND ITS SUCCESSORS IN TITLE AND PERMITTED TRANSFERE

Created 27/10/2023Registered 02/11/2023
Charge
outstanding

STANDARD LIFE INTERNATIONAL DAC (AND ITS SUCCESSORS IN TITLE AND PERMITTED TRANSFEREES AND ASSI

Created 27/10/2023Registered 02/11/2023
Charge
outstanding

AVIVA LIFE & PENSIONS UK LIMITED

Created 18/10/2023Registered 24/10/2023
Charge
outstanding

THE ROYAL LONDON MUTUAL INSURANCE SOCIETY LIMITED

Created 12/10/2023Registered 24/10/2023
Charge
outstanding

THE LAW DEBENTURE TRUST CORPORATION P.L.C. (AND ITS SUCCESSORS IN TITLE AND PERMITTED TRANSFERE

Created 26/09/2023Registered 29/09/2023
Charge
outstanding

STANDARD LIFE INTERNATIONAL DAC (AND ITS SUCCESSORS IN TITLE AND PERMITTED TRANSFEREES AND ASSI

Created 26/09/2023Registered 29/09/2023
Charge
satisfied

PHOENIX LIFE ASSURANCE (EUROPE) DAC (AND ITS SUCCESSORS IN TITLE AND PERMITTED TRANSFEREES AND

Created 01/01/2023Registered 03/01/2023Satisfied 10/02/2025
Charge
satisfied

PHOENIX LIFE ASSURANCE (EUROPE) DAC (AND ITS SUCCESSORS IN TITLE AND PERMITTED TRANSFEREES AND

Created 01/01/2023Registered 03/01/2023Satisfied 10/02/2025
Charge
satisfied

PHOENIX LIFE ASSURANCE (EUROPE) DAC (AND ITS SUCCESSORS IN TITLE AND PERMITTED TRANSFEREES AND

Created 17/10/2022Registered 19/10/2022Satisfied 10/02/2025
Charge
satisfied

PHOENIX LIFE ASSURANCE (EUROPE) DAC (AND ITS SUCCESSORS IN TITLE AND PERMITTED TRANSFEREES AND

Created 17/10/2022Registered 19/10/2022Satisfied 10/02/2025
Charge
outstanding

METROPOLITAN TOWER LIFE INSURANCE COMPANY

Created 01/06/2022Registered 09/06/2022
Charge
outstanding

METROPOLITAN TOWER LIFE INSURANCE COMPANY

Created 01/06/2022Registered 09/06/2022
Charge
outstanding

IMPERIAL TOBACCO PENSION TRUSTEES LIMITED

Created 01/03/2022Registered 09/03/2022
Charge
outstanding

RGA AMERICAS REINSURANCE COMPANY, LTD

Created 20/05/2021Registered 09/06/2021
Charge
outstanding

SWISS RE EUROPE S.A.

Created 30/09/2020Registered 14/10/2020
Charge
outstanding

HANNOVER RÃœCK SE

Created 22/04/2020Registered 27/04/2020
Charge
outstanding

RGA AMERICAS REINSURANCE COMPANY LTD

Created 18/12/2019Registered 19/12/2019
Charge
outstanding

THE PRUDENTIAL INSURANCE COMPANY OF AMERICA

Created 03/07/2019Registered 12/07/2019
Charge
outstanding

RGA AMERICAS REINSURANCE COMPANY, LTD

Created 05/04/2018Registered 20/04/2018
Charge
outstanding

PARTNER REINSURANCE EUROPE SE

Created 15/12/2017Registered 22/12/2017
Charge
outstanding

RGA REINSURANCE COMPANY

Created 15/12/2017Registered 22/12/2017
Charge
outstanding

HANNOVER RUECK SE

Created 15/12/2017Registered 22/12/2017
Charge
outstanding

PACIFIC LIFE RE LIMITED

Created 15/12/2017Registered 20/12/2017
Charge
outstanding

PACIFIC LIFE RE LIMITED

Created 15/12/2017Registered 20/12/2017
Charge
outstanding

RGA AMERICAS REINSURANCE COMPANY, LTD.

Created 30/11/2017Registered 01/12/2017
Charge
outstanding

SCOTTISH MUTUAL INTERNATIONAL LIMITED

Created 02/12/2015Registered 09/12/2015
charge
outstanding

MIDLAND BANK PLC

Created 15/01/1993Registered 19/01/1993
charge
outstanding

MIDLAND BANK PLC

Created 15/01/1993Registered 19/01/1993
charge
outstanding

ADAMS & CO PLC

Created 19/08/1992Registered 29/08/1992
charge
outstanding

BARCLAYS BANK PLC

Created 19/08/1992Registered 27/08/1992
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 31/07/1992Registered 07/08/1992
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 06/03/1992Registered 10/03/1992
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 14/06/1991Registered 21/06/1991
charge
outstanding

BARCLAYS BANK PLC

Created 31/05/1991Registered 18/06/1991
charge
outstanding

BARCLAYS BANK PLC

Created 08/05/1991Registered 23/05/1991
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 23/04/1991Registered 01/05/1991
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 11/04/1991Registered 16/04/1991
charge
outstanding

BARCLAYS BANK PLC

Created 22/03/1991Registered 12/04/1991
charge
outstanding

BARCLAYS BANK PLC

Created 22/03/1991Registered 12/04/1991
charge
outstanding

BARCLAYS BANK PLC

Created 22/03/1991Registered 12/04/1991
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 25/01/1991Registered 06/02/1991
charge
outstanding

BARCLAYS BANK PLC

Created 17/01/1991Registered 29/01/1991
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 14/06/1990Registered 23/06/1990
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 18/04/1990Registered 30/04/1990
charge
outstanding

BARCLAYS BANK PLC

Created 20/12/1989Registered 02/01/1990
charge
outstanding

BARCLAYS BANK PLC

Created 02/11/1989Registered 10/11/1989
charge
outstanding

CO OPERATIVE BANK PLC

Created 23/08/1989Registered 04/09/1989
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 10/08/1989Registered 17/08/1989
charge
satisfied

LLOYDS BANK PLC

Created 03/07/1989Registered 15/07/1989Satisfied 02/05/2025
charge
outstanding

MIDLAND BANK PLC

Created 26/06/1989Registered 29/06/1989
charge
outstanding

BARCLAYS BANK PLC

Created 01/06/1989Registered 15/06/1989
charge
outstanding

MIDLAND BANK PLC

Created 17/05/1989Registered 24/05/1989
charge
satisfied

LLOYDS BANK PLC

Created 07/02/1989Registered 15/02/1989Satisfied 02/05/2025
charge
satisfied

LLOYDS BANK PLC

Created 07/02/1989Registered 15/02/1989Satisfied 02/05/2025
charge
outstanding

BARCLAYS BANK PLC

Created 16/12/1988Registered 03/01/1989
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 12/12/1988Registered 30/12/1988
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 16/11/1988Registered 06/12/1988
charge
outstanding

MIDLAND BANK PLC

Created 15/11/1988Registered 21/11/1988
charge
satisfied

LLOYDS BANK PLC

Created 25/08/1988Registered 12/09/1988Satisfied 02/05/2025
charge
outstanding

BARCLAYS BANK PLC

Created 16/08/1988Registered 18/08/1988
charge
outstanding

MIDLAND BANK PLC

Created 07/07/1988Registered 21/07/1988
charge
outstanding

YORKSHIRE BUILDING SOCIETY

Created 10/06/1988Registered 24/06/1988
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 24/05/1988Registered 27/05/1988
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC.

Created 08/04/1988Registered 15/04/1988
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 29/01/1988Registered 16/02/1988
charge
outstanding

MIDLAND BANK PLC

Created 29/01/1988Registered 12/02/1988
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 29/01/1988Registered 08/02/1988
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 16/11/1987Registered 20/11/1987
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 05/11/1987Registered 11/11/1987
charge
outstanding

BARCLAYS BANK PLC

Created 31/07/1987Registered 06/08/1987
charge
outstanding

BARCLAYS BANK PLC

Created 15/04/1987Registered 29/04/1987
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 22/12/1986Registered 09/01/1987
charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC.

Created 21/07/1986Registered 07/08/1986
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 25/07/1986Registered 05/08/1986
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 23/07/1986Registered 29/07/1986
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 10/07/1986Registered 18/07/1986
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 28/05/1986Registered 02/06/1986
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 24/04/1986Registered 08/05/1986
charge
outstanding

MIDLAND BANK PLC

Created 30/12/1985Registered 14/01/1986
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 21/11/1985Registered 26/11/1985
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 14/05/1985Registered 29/05/1985
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 12/04/1985Registered 25/04/1985
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 12/04/1985Registered 25/04/1985
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 12/04/1985Registered 25/04/1985
charge
outstanding

YORKSHIRE BANK PLC

Created 01/08/1984Registered 21/02/1985
charge
outstanding

YORKSHIRE BANK PLC

Created 01/08/1984Registered 21/02/1985
charge
outstanding

YORKSHIRE BANK PLC

Created 01/08/1984Registered 21/02/1985
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 26/07/1984Registered 01/08/1984
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 11/06/1984Registered 18/06/1984
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 13/04/1984Registered 19/04/1984
charge
satisfied

LLOYDS BANK PLC

Created 01/03/1984Registered 02/03/1984Satisfied 02/05/2025
charge
satisfied

LLOYDS BANK PLC

Created 19/08/1983Registered 03/09/1983
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 29/07/1983Registered 16/08/1983
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 08/08/1983Registered 16/08/1983
charge
outstanding

MIDLAND BANK PLC

Created 29/07/1983Registered 04/08/1983
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 31/03/1983Registered 26/04/1983
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 31/03/1983Registered 20/04/1983

Change History

officer appointed → PEARL GROUP SECRETARIAT SERVICES LIMITED
2026-08-17
officer appointed → BRIGGS, Andrew David
2026-08-17
officer appointed → COOK, Karin Alexandra
2026-08-17
officer appointed → GREGORY, Mark Julian, Mr
2026-08-17
officer appointed → HARRIS, Rosemary
2026-08-17
officer appointed → HARRIS, Timothy Walter
2026-08-17
officer appointed → MUIR, Martin John
2026-08-17
officer appointed → NICANDROU, Nicolaos Andreas
2026-08-17
status → active
2026-08-17

Active

type → ltd
2026-08-17

Private Limited Company

address line1 → 10 Brindleyplace
2026-08-17

10 BRINDLEYPLACE

post town → Birmingham
2026-08-17

BIRMINGHAM