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Pentland Homes Limited

01031651

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • Going concern doubt noted in accounts (-10)
  • 9 outstanding charges (-10)

Details

THE ESTATE OFFICE CANTERBURY ROAD, FOLKESTONE, CT18 8FA
Incorporated 18/11/1971

Compliance

Last accounts

31/01/2026

full

Next accounts due

31/10/2027

On track

Confirmation statement

Last: 07/10/2025

Due 21/10/2026

On track

Industry

41202
Construction of domestic buildings

Officers

Mr Peter Nettlam Tory

director · Since 18/05/1992

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 87

Also on 14 other boards

Mr James Nettlam Tory

director · Since 08/12/1997

DIRECTOR

BRITISH · CAYMAN ISLANDS · Age 53

Mr David Johnathan Callister

director · Since 18/07/2003

GOLF PROFESSIONAL

BRITISH · UNITED KINGDOM · Age 52

Also on 1 other board

Mr Daren Blake Eagle

director · Since 06/02/2019

BUILD DIRECTOR

BRITISH · ENGLAND · Age 53

Mr Peter Reed

director · Since 27/07/2022

DIRECTOR

BRITISH · ENGLAND · Age 61

Mr Paul James Rosbrook Bsc Hons Aca

director · Since 08/08/2022

CHARTERED ACCOUNTANT

BRITISH · UNITED KINGDOM · Age 53

Also on 16 other boards

Mr Paul James Rosbrook

secretary · Since 08/08/2022

Mr Paul James Kitchingman

director · Since 03/10/2022

MANAGING DIRECTOR

BRITISH · ENGLAND · Age 46

Also on 1 other board

Mr Darren Smith

director · Since 01/11/2023

SURVEYOR

BRITISH · ENGLAND · Age 48

Persons with Significant Control

Mr James Nettlam Tory

Significant control

British · Cayman Islands · Age 53

The Estate Office, Canterbury Road, Folkestone, CT18 8FA

Notified 06/04/2016

Former PSCs

Mr Peter Nettlam Tory

Ceased 01/02/2025

Charges9 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 05/08/2025Registered 13/08/2025
Charge
outstanding

LLOYDS BANK PLC

Created 14/04/2025Registered 23/04/2025
Charge
outstanding

LLOYDS BANK PLC

Created 20/09/2023Registered 26/09/2023
Charge
satisfied

G H DEAN & CO LIMITED

Created 10/05/2023Registered 11/05/2023Satisfied 21/01/2025
Charge
outstanding

LLOYDS BANK PLC

Created 17/02/2023Registered 21/02/2023
Charge
satisfied

LLOYDS BANK PLC

Created 13/12/2022Registered 13/12/2022Satisfied 16/06/2025
Charge
outstanding

LLOYDS BANK PLC

Created 07/09/2022Registered 07/09/2022
Charge
outstanding

LLOYDS BANK PLC

Created 10/08/2022Registered 10/08/2022
Charge
satisfied

RICHARD PRIOR · VIVIENNE TAYLOR · DANIEL LUKE NEWING · CORAL ANNE NEWING · THERE ARE MORE THAN FOUR PERSONS ENTITLED

Created 24/09/2020Registered 25/09/2020Satisfied 27/09/2021
Charge
satisfied

LLOYDS BANK PLC

Created 24/05/2019Registered 30/05/2019Satisfied 21/01/2025
Charge
satisfied

LLOYDS BANK PLC

Created 26/11/2018Registered 27/11/2018Satisfied 10/06/2025
Charge
satisfied

LLOYDS BANK PLC

Created 26/11/2018Registered 27/11/2018Satisfied 23/06/2021
Charge
outstanding

LLOYDS BANK PLC

Created 23/08/2016Registered 01/09/2016
Charge
satisfied

LLOYDS BANK PLC

Created 23/08/2016Registered 01/09/2016Satisfied 23/06/2021
Charge
outstanding

LLOYDS BANK PLC

Created 02/08/2016Registered 02/08/2016
Charge
outstanding

LLOYDS BANK PLC

Created 25/07/2016Registered 25/07/2016
Charge
satisfied

LLOYDS BANK PLC

Created 03/11/2015Registered 17/11/2015Satisfied 19/12/2019
Charge
satisfied

LLOYDS BANK PLC

Created 08/09/2015Registered 09/09/2015Satisfied 19/12/2019
Charge
satisfied

LLOYDS BANK PLC

Created 31/10/2014Registered 11/11/2014Satisfied 19/12/2019
Charge
satisfied

LLOYDS BANK PLC

Created 30/04/2014Registered 10/05/2014Satisfied 09/05/2016
Charge
satisfied

LLOYDS BANK PLC

Created 30/04/2014Registered 10/05/2014Satisfied 09/06/2016
charge
satisfied

LLOYDS TSB BANK PLC

Created 15/01/2013Registered 19/01/2013Satisfied 13/08/2015
charge
satisfied

LLOYDS TSB BANK PLC

Created 15/01/2013Registered 19/01/2013Satisfied 09/06/2016
charge
satisfied

A C HULME & SONS AND D A PHILLIPS & CO LIMITED

Created 29/02/2012Registered 06/03/2012Satisfied 16/12/2019
charge
satisfied

BELGRAVE PROPERTIES LIMITED

Created 05/11/2010Registered 13/11/2010Satisfied 09/06/2016
charge
satisfied

THE SECRETARY OF STATE FOR DEFENCE

Created 20/01/2010Registered 10/11/2010Satisfied 09/06/2016
charge
satisfied

JACQUELINE MARGARET STOKER, JAMES KEEFE

Created 23/03/2010Registered 27/03/2010Satisfied 16/12/2019
charge
satisfied

JACQUELINE MARGARET STOCKER, JAMES KEEFE

Created 23/03/2010Registered 27/03/2010Satisfied 16/12/2019
charge
satisfied

LLOYDS TSB BANK PLC

Created 23/03/2007Registered 29/03/2007Satisfied 13/08/2015
charge
satisfied

LLOYDS TSB BANK PLC

Created 19/12/2006Registered 20/12/2006Satisfied 13/08/2015
charge
satisfied

LLOYDS TSB BANK PLC

Created 12/07/2006Registered 13/07/2006Satisfied 13/08/2015
charge
satisfied

LLOYDS TSB BANK PLC

Created 06/06/2006Registered 09/06/2006Satisfied 13/08/2015
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 12/04/2006Registered 18/04/2006Satisfied 24/04/2007
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 04/07/2005Registered 09/07/2005Satisfied 24/04/2007
charge
satisfied

JOHN STUART LOWINGS AND RICHARD HARRY RIX

Created 17/06/2005Registered 20/06/2005Satisfied 24/04/2007
charge
satisfied

WESTERLY INVESTMENTS LIMITED

Created 14/05/2004Registered 20/05/2004Satisfied 06/10/2025
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 12/09/2003Registered 16/09/2003Satisfied 24/04/2007
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 08/05/2003Registered 09/05/2003Satisfied 24/04/2007
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 23/01/2003Registered 30/01/2003Satisfied 24/04/2007
charge
satisfied

HELEN FRANCES CHURCH AND JOHN STUART LOWINGS

Created 11/10/2000Registered 13/10/2000Satisfied 24/04/2007
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 01/08/2000Registered 07/08/2000Satisfied 24/04/2007
charge
satisfied

JOHN STUART LOWINGS AND HELEN FRANCES CHURCH

Created 01/08/2000Registered 04/08/2000Satisfied 07/06/2003
charge
satisfied

PETER NETTLAM TORY AND JOHN STUART LOWINGS

Created 01/08/2000Registered 04/08/2000Satisfied 24/04/2007
charge
satisfied

PETER NETTLAM TORY AND JOHN STUART LOWINGS

Created 01/08/2000Registered 04/08/2000Satisfied 24/04/2007
charge
satisfied

ALICE CONSTANCE MCCRACKEN · REGINALD JOHN THOMAS

Created 21/07/2000Registered 28/07/2000Satisfied 24/04/2007
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 24/11/1999Registered 26/11/1999Satisfied 24/04/2007
charge
satisfied

TSB BANK PLC

Created 02/12/1989Registered 07/12/1989Satisfied 11/01/2003
charge
satisfied

TSB BANK PLC

Created 04/12/1989Registered 07/12/1989Satisfied 06/06/1997
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/12/1987Registered 23/12/1987Satisfied 24/04/2007
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/12/1987Registered 23/12/1987Satisfied 08/06/2016
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/12/1987Registered 18/12/1987Satisfied 10/10/1990
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 06/07/1973Registered 27/07/1973Satisfied 24/04/2007

CompanyRankvs 26+ SIC 41202 peers
70

Financial strength100th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 2.19× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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26Pentland Homes Limited
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going co

Key FinancialsYear ending 31/01/2025

Turnover

£33.2M

Annual revenue

Net Worth

£28.3M

Balance sheet strength

Cash

£719k

Cash in the bank

Profit Before Tax

£1.4M

Bottom line earnings

Net Current Assets

£26.6M

Working capital

Current Assets

£48.9M

Current Liabilities

£22.3M

Fixed Assets

£1.8M

Debtors

£2.1M

Cost of Sales

£26.5M

Gross Profit

£6.8M

Admin Expenses

£4.2M

Operating Profit

£2.5M

Profit After Tax

£1.8M

37avg. employees-16

Tax at Year End(2023)

Dividends paid-£1.0M

People Costs

Wages & salaries£2.6M
NI contributions£364k

Balance Sheet

Intangible assets£563k
Bank loans & overdrafts£14.0M
Assets less current liabilities£28.4M
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20252.19+£1.8M
20242.09-£2.6M
20233.07+£757k
20223.25-£205k
20212.59—

Derived from filed accounts. Not audited figures.