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G.H.Ratcliffe Investments Limited

01060808

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 7 outstanding charges (-10)

Details

BANK GALLERY, KENILWORTH, CV8 1LY
Incorporated 07/07/1972

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 22/02/2026

Due 08/03/2027

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr Stephen Felstead Ratcliffe

director · Since 22/02/1991

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 87

Also on 2 other boards

Kenilworth Trading Limited

secretary · Since 05/05/2011

BRITISH

Persons with Significant Control

Mr Stephen Felstead Ratcliffe

50–75% shares

British · England · Age 87

Bank Gallery, High Street, Kenilworth, CV8 1LY

Notified 06/04/2016

Charges7 outstanding

charge
outstanding

BARCLAYS BANK PLC

Created 12/04/1999Registered 20/04/1999
charge
outstanding

BARCLAYS BANK PLC

Created 12/09/1992Registered 23/09/1992
charge
satisfied

BARCLAYS BANK PLC

Created 19/08/1992Registered 03/09/1992Satisfied 11/11/1992
charge
satisfied

BARCLAYS BANK PLC

Created 11/06/1992Registered 27/06/1992Satisfied 11/11/1992
charge
outstanding

BARCLAYS BANK PLC

Created 18/01/1991Registered 31/01/1991
charge
outstanding

BARCLAYS BANK PLC

Created 18/01/1991Registered 31/01/1991
charge
outstanding

BARCLAYS BANK PLC

Created 27/07/1989Registered 03/08/1989
charge
outstanding

BARCLAYS BANK PLC

Created 09/11/1988Registered 29/11/1988
charge
satisfied

CHELTENHAM & GLOUCESTER BUILDING SOCIETY

Created 26/01/1988Registered 28/01/1988Satisfied 16/07/1992
charge
satisfied

BARCLAYS BANK PLC

Created 25/08/1987Registered 08/09/1987Satisfied 27/01/1990
charge
outstanding

BARCLAYS BANK PLC

Created 22/06/1987Registered 04/07/1987
charge
satisfied

BARCLAYS BANK PLC

Created 19/03/1984Registered 06/04/1984Satisfied 09/06/1989
charge
satisfied

BARCLAYS BANK PLC

Created 26/03/1984Registered 06/04/1984Satisfied 12/12/1988

CompanyRankvs 38015+ SIC 68209 peers
57

Financial strength90th percentile among SIC peers · 23/25
Employees77th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.32× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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38015G.H.Ratcliffe Investments Limited
67
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£563k

Balance sheet strength

Cash

£26k

Cash in the bank

Net Current Assets

-£368k

Working capital

Current Assets

£173k

Current Liabilities

£541k

Fixed Assets

£1.0M

Debtors

£194

2avg. employees

Tax at Year End(2019)

Dividends paid£95k

Balance Sheet

Assets less current liabilities£640k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.32+£38k
20240.29-£39k
20230.31-£32k
20220.31-£46k
20210.37+£193k
20200.28-£86k
20190.32—

Derived from filed accounts. Not audited figures.