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Cardigan Estate Limited

01093528

active
Private Limited Company
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

36 SWAN COURT, LONDON, SW3 5RT
Incorporated 31/01/1973

Compliance

Last accounts

31/10/2024

total exemption full

Next accounts due

30/07/2026

On track

Confirmation statement

Last: 31/10/2025

Due 14/11/2026

On track

Industry

41201
Construction of commercial buildings

Officers

Mr Alexander St John Millett

director · Since 19/10/2007

ESTATE AGENT

BRITISH · UNITED KINGDOM · Age 46

Also on 6 other boards

Mr Matthew Terence Millett

director · Since 03/07/2015

CONSULTANT

BRITISH · ENGLAND · Age 44

Also on 10 other boards

Persons with Significant Control

Cardigan Group Ltd

75–100% shares

Flat 22, 34, Sloane Court West, London, SW3 4TB

Reg: 10881262 · England And Wales Registrar Of Companies · Private Limited Company

Notified 07/11/2019

Former PSCs

Cardigan Securities Limited

Ceased 07/11/2019

Charges1 outstanding

Charge
outstanding

HINCKLEY AND RUGBY BUILDING SOCIETY

Created 06/03/2024Registered 07/03/2024
Charge
satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 17/02/2016Registered 23/02/2016Satisfied 28/01/2026
Charge
satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 17/02/2016Registered 23/02/2016Satisfied 29/01/2026
Charge
satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 17/02/2016Registered 23/02/2016Satisfied 29/01/2026
Charge
satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 17/02/2016Registered 23/02/2016Satisfied 28/01/2026
Charge
satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 17/02/2016Registered 23/02/2016Satisfied 28/01/2026
Charge
satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 17/02/2016Registered 23/02/2016Satisfied 28/01/2026
Charge
satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 17/02/2016Registered 22/02/2016Satisfied 28/01/2026
Charge
satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 17/02/2016Registered 22/02/2016Satisfied 28/01/2026
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 01/02/1999Registered 02/02/1999Satisfied 29/01/2026
charge
satisfied

BARCLAYS BANK PLC

Created 03/05/1995Registered 12/05/1995Satisfied 29/01/2026
charge
satisfied

BARCLAYS BANK PLC

Created 03/11/1988Registered 10/11/1988Satisfied 29/01/2026
charge
satisfied

BARCLAYS BANK PLC

Created 25/11/1987Registered 07/12/1987Satisfied 29/01/2026
charge
satisfied

BARCLAYS BANK PLC

Created 28/02/1986Registered 14/03/1986
charge
satisfied

BARCLAYS BANK PLC

Created 08/05/1984Registered 22/05/1984
charge
satisfied

BARCLAYS BANK PLC

Created 10/09/1982Registered 30/09/1982

CompanyRankvs 2765+ SIC 41201 peers
65

Financial strength99th percentile among SIC peers · 25/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 3.21× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£7.2M

Balance sheet strength

Cash

£382k

Cash in the bank

Net Current Assets

£7.2M

Working capital

Current Assets

£10.5M

Current Liabilities

£3.3M

Fixed Assets

£652

Debtors

£7.9M

Tax at Year End

VAT£7k

Balance Sheet

Assets less current liabilities£7.2M
Signed by Mr Matthew Millett 28/07/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied ProfitEst. Revenue
20253.21-£5k£140k
20244.62+£25k£113k
202313.81£156k

Derived from filed accounts. Not audited figures.