Cardigan Estate Limited

01093528

active

Private Limited Company

england wales

Companies House

Health Score

73 / 100

Some Concerns

25/30

Filing

10/30

Financial

38/40

Risk

No accounts filed in last 18 months (-5)
Current liabilities exceed current assets (-10)
1 outstanding charge (-2)

Details

36 SWAN COURT, LONDON, SW3 5RT

Incorporated 31/01/1973

Compliance

Last accounts

31/10/2024

total exemption full

Next accounts due

30/07/2026

On track

Confirmation statement

Last: 31/10/2025

Due 14/11/2026

On track

Industry

41201

Construction of commercial buildings

Officers

Mr Alexander St John Millett

director · Since 19/10/2007

ESTATE AGENT

BRITISH · UNITED KINGDOM · Age 46

Also on 6 other boards

Mr Matthew Terence Millett

director · Since 03/07/2015

CONSULTANT

BRITISH · ENGLAND · Age 44

Also on 10 other boards

Persons with Significant Control

Cardigan Group Ltd

75–100% shares

Flat 22, 34, Sloane Court West, London, SW3 4TB

Reg: 10881262 · England And Wales Registrar Of Companies · Private Limited Company

Notified 07/11/2019

Former PSCs

Cardigan Securities Limited

Ceased 07/11/2019

Charges1 outstanding

Charge

outstanding

HINCKLEY AND RUGBY BUILDING SOCIETY

Created 06/03/2024Registered 07/03/2024

Charge

satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 17/02/2016Registered 23/02/2016Satisfied 28/01/2026

Charge

satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 17/02/2016Registered 23/02/2016Satisfied 28/01/2026

Charge

satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 17/02/2016Registered 23/02/2016Satisfied 29/01/2026

Charge

satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 17/02/2016Registered 23/02/2016Satisfied 28/01/2026

Charge

satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 17/02/2016Registered 23/02/2016Satisfied 29/01/2026

Charge

satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 17/02/2016Registered 23/02/2016Satisfied 28/01/2026

Charge

satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 17/02/2016Registered 22/02/2016Satisfied 28/01/2026

Charge

satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 17/02/2016Registered 22/02/2016Satisfied 28/01/2026

charge

satisfied

LLOYDS TSB BANK PLC

Created 23/02/2011Registered 25/02/2011Satisfied 19/02/2016

charge

satisfied

LLOYDS TSB BANK PLC

Created 29/10/2007Registered 31/10/2007Satisfied 19/02/2016

charge

satisfied

LLOYDS TSB BANK PLC

Created 30/06/2006Registered 04/07/2006Satisfied 19/02/2016

charge

satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 04/06/2004Registered 09/06/2004Satisfied 16/02/2016

charge

satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 08/11/2000Registered 11/11/2000Satisfied 16/02/2016

charge

satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 22/09/2000Registered 29/09/2000Satisfied 16/02/2016

charge

satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 01/02/1999Registered 02/02/1999Satisfied 29/01/2026

charge

satisfied

MIDLAND BANK PLC

Created 10/01/1997Registered 15/01/1997Satisfied 26/02/1999

charge

satisfied

LLOYDS BANK PLC

Created 31/05/1996Registered 01/06/1996Satisfied 26/02/1999

charge

satisfied

BARCLAYS BANK PLC

Created 03/05/1995Registered 12/05/1995Satisfied 29/01/2026

charge

satisfied

LLOYDS BANK PLC

Created 31/01/1995Registered 15/02/1995Satisfied 26/02/1999

charge

satisfied

LLOYDS BANK PLC

Created 27/05/1993Registered 09/06/1993Satisfied 27/09/1994

charge

satisfied

BARCLAYS BANK PLC

Created 04/06/1992Registered 11/06/1992Satisfied 14/07/1995

charge

satisfied

KELINWORT BENSON LIMITED

Created 28/02/1991Registered 15/03/1991Satisfied 14/07/1995

charge

satisfied

LLOYDS BANK PLC

Created 06/01/1989Registered 10/01/1989Satisfied 20/07/1989

charge

satisfied

LLOYDS BANK PLC

Created 06/01/1989Registered 10/01/1989Satisfied 03/05/1991

charge

satisfied

BARCLAYS BANK PLC

Created 03/11/1988Registered 10/11/1988Satisfied 29/01/2026

charge

satisfied

BOSTON SAFE DEPOSIT AND TRUST COMPANY

Created 02/09/1988Registered 07/09/1988Satisfied 20/04/1991

charge

satisfied

BARCLAYS BANK PLC

Created 25/11/1987Registered 07/12/1987Satisfied 29/01/2026

charge

satisfied

BARCLAYS BANK PLC

Created 28/02/1986Registered 14/03/1986

charge

satisfied

BARCLAYS BANK PLC

Created 08/05/1984Registered 22/05/1984

charge

satisfied

THE EAST SURREY BUILDING SOCIETY

Created 01/02/1984Registered 08/02/1984Satisfied 03/05/1991

charge

satisfied

BARCLAYS BANK PLC

Created 10/09/1982Registered 30/09/1982

CompanyRankvs 2787+ SIC 41201 peers
65

Financial strength99th percentile among SIC peers · 25/25

Employees0th percentile among SIC peers · 0/15

LiquidityCurrent ratio 4.62× · 20/20

Longevity15 years trading (max 15) · 15/15

Filing complianceAll filings up to date · 15/15

Outstanding charges -10

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2787Cardigan Estate Limited

75

How is this score calculated?

Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2024

Net Worth

£7.2M

Balance sheet strength

Cash

£118k

Cash in the bank

Net Current Assets

£8.4M

Working capital

Current Assets

£10.7M

Current Liabilities

£2.3M

Fixed Assets

£815

Debtors

£8.4M

Tax at Year End

VAT£6k

Balance Sheet

Assets less current liabilities£8.4M

Signed by Mr Matthew Millett 30/07/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

Year	Current Ratio	Implied Profit	Est. Revenue
2024	4.62	+£25k	£113k
2023	13.81	-£121k	£156k
2022	47.55	+£14k	£91k
2021	36.47	+£44k	£154k
2020	28.07	+£10k	£94k
2019	24.93	+£23k	£160k
2018	30.12	—	£105k

Derived from filed accounts. Not audited figures.