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Barford Finance Limited

01094098

active
Private Limited Company
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

OLD BANK CHAMBERS, ERDINGTON, B24 9ND
Incorporated 02/02/1973

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 27/11/2025

Due 11/12/2026

On track

Industry

68100
Buying and selling of own real estate

Officers

Simon John Kirkpatrick

director · Since 26/07/1994

RETAILER

BRITISH · UNITED KINGDOM · Age 68

Also on 21 other boards

Mrs Charlotte Barbara Dance

secretary · Since 01/06/2008

DIRECTOR

BRITISH · UNITED KINGDOM · Age 54

Also on 5 other boards

Mrs Charlotte Barbara Dance

director · Since 01/06/2008

DIRECTOR

BRITISH · UNITED KINGDOM · Age 54

Also on 5 other boards

Mr Jonathan William Dance

director · Since 12/01/2017

DIRECTOR

BRITISH · ENGLAND · Age 51

Ms Gillian Lesley Kirkpatrick

director · Since 12/01/2017

DIRECTOR

SCOTTISH · SCOTLAND · Age 71

Also on 5 other boards

Persons with Significant Control

Mr Simon John Kirkpatrick

Significant control

British · England · Age 68

Old Bank Chambers, Erdington, B24 9ND

Notified 01/06/2016

Charges1 outstanding

charge
outstanding

LLOYDS BANK PLC

Created 04/08/1995Registered 16/08/1995

CompanyRankvs 402+ SIC 68100 peers
79

Financial strength97th percentile among SIC peers · 24/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 7.54× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£1.6M

Balance sheet strength

Cash

£267k

Cash in the bank

Net Current Assets

£1.2M

Working capital

Current Assets

£1.4M

Current Liabilities

£187k

Debtors

£1.1M

4avg. employees

Tax at Year End

Corp tax£186k

Balance Sheet

Assets less current liabilities£1.7M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20257.54+£603k
2024553.40-£72k
202337.30

Derived from filed accounts. Not audited figures.