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Dick Lovett Companies Limited

01101960

active
Private Limited Company
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Going concern doubt noted in accounts (-10)
  • 1 outstanding charge (-2)

Details

THE COPSE FRANKLAND ROAD, SWINDON, SN5 8YW
Incorporated 14/03/1973

Compliance

Last accounts

31/12/2025

group

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 21/11/2025

Due 05/12/2026

On track

Industry

45111
Sale of new cars and light motor vehicles
45112
Sale of used cars and light motor vehicles
45200
Maintenance and repair of motor vehicles
45400
Sale, maintenance and repair of motorcycles and related parts and accessories

Officers

Mr Peter Charles Lovett

director · Since 23/08/1992

DIRECTOR

BRITISH · ENGLAND · Age 76

Also on 12 other boards

Mr Julian Winterburn

secretary · Since 01/04/2018

Also on 15 other boards

Mr Julian Winterburn

director · Since 01/04/2018

FINANCE DIRECTOR

BRITISH · UNITED KINGDOM · Age 56

Also on 15 other boards

Mrs Rebecca Jane Maloney

director · Since 26/04/2021

DIRECTOR

BRITISH · ENGLAND · Age 46

Also on 9 other boards

Mr Russell John Trotman

director · Since 03/04/2025

DIRECTOR

BRITISH · ENGLAND · Age 60

Also on 13 other boards

Persons with Significant Control

Mrs Rebecca Jane Maloney

75–100% shares
75–100% votes

British · England · Age 46

The Copse, Frankland Road, Swindon, SN5 8YW

Notified 18/11/2025

Former PSCs

Mr Peter Charles Lovett

Ceased 18/11/2025

Charges1 outstanding

charge
outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 25/02/2011Registered 03/03/2011
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 25/05/2006Registered 01/06/2006Satisfied 14/04/2011
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 30/09/2004Registered 01/10/2004Satisfied 14/04/2011
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 23/07/2003Registered 24/07/2003Satisfied 14/04/2011
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 23/07/2003Registered 24/07/2003Satisfied 14/04/2011
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 10/07/2003Registered 15/07/2003Satisfied 18/08/2004
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 10/07/2003Registered 12/07/2003Satisfied 14/04/2011
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 10/07/2003Registered 12/07/2003Satisfied 14/04/2011
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 11/03/1999Registered 19/03/1999Satisfied 29/07/2011
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 26/03/1997Registered 07/04/1997Satisfied 12/10/1999
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 05/07/1996Registered 11/07/1996Satisfied 14/04/2011
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/06/1992Registered 19/06/1992Satisfied 29/07/2011
charge
satisfied

LOMBARD NORTH CENTRAL PLC

Created 07/02/1992Registered 11/02/1992Satisfied 06/07/2002
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/12/1991Registered 02/01/1992Satisfied 29/07/2011
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/12/1991Registered 02/01/1992Satisfied 29/07/2011
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/12/1991Registered 02/01/1992Satisfied 14/04/2011
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/12/1991Registered 02/01/1992Satisfied 29/07/2011
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 16/12/1991Registered 19/12/1991Satisfied 26/03/2011
charge
satisfied

BMW FINANCE (GB) LIMITED

Created 14/01/1988Registered 20/01/1988Satisfied 18/09/2003
charge
satisfied

LLOYDS BOWMAKER LIMITED

Created 11/01/1988Registered 19/01/1988Satisfied 22/11/1991
charge
satisfied

LLOYDS BANK PLC

Created 16/11/1984Registered 21/11/1984Satisfied 17/06/1993
charge
satisfied

LLOYDS BANK PLC

Created 20/12/1983Registered 07/01/1984Satisfied 17/06/1993
charge
satisfied

LLOYDS & SCOTTISH TRUST LIMITED

Created 15/12/1981Registered 05/01/1982

CompanyRankvs 70+ SIC 45111 peers
66

Financial strength100th percentile among SIC peers · 25/25
Employees75th percentile among SIC peers · 11/15
LiquidityCurrent ratio 13.31× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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70Dick Lovett Companies Limited
86
How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and parent company’s ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 31/12/2024

Net Worth

£128.6M

Balance sheet strength

Cash

£18.7M

Cash in the bank

Net Current Assets

—

Working capital

Current Assets

£22.0M

Current Liabilities

£1.7M

Fixed Assets

£117.4M

Debtors

£3.3M

Cost of Sales

£745.9M

Admin Expenses

£28.6M

Profit After Tax

£7.8M

5avg. employees-959

Tax at Year End(2023)

Dividends paid-£2.0M

People Costs

Wages & salaries£36.3M

Balance Sheet

Intangible assets£416k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
202413.31+£16.7M
20235.50+£16.1M
20222.95+£28.4M
2020—+£67.2M

Derived from filed accounts. Not audited figures.