W.J. Ladd (Builders) Limited

01131160

active

Private Limited Company

england wales

Companies House

Health Score

76 / 100

Some Concerns

30/30

Filing

10/30

Financial

36/40

Risk

Current liabilities exceed current assets (-10)
2 outstanding charges (-4)

Details

18A BARNCOOSE INDUSTRIAL ESTAE, REDRUTH, TR15 3RQ

Incorporated 24/08/1973

Compliance

Last accounts

31/10/2025

total exemption full

Next accounts due

31/07/2027

On track

Confirmation statement

Last: 07/06/2025

Due 21/06/2026

On track

Industry

41202

Construction of domestic buildings

Officers

Gloria Jean Ladd

secretary · Since 13/04/1992

BRITISH

Also on 1 other board

Mr Roy Charles Ladd

director · Since 13/04/1992

BUILDER

BRITISH · UNITED KINGDOM · Age 81

Also on 1 other board

Mr Philip Grant Ladd

director · Since 06/09/2012

CONTRACT MANAGER

BRITISH · UNITED KINGDOM · Age 54

Mr David John Kneebone

director · Since 01/02/2019

BUILDER

BRITISH · ENGLAND · Age 52

Persons with Significant Control

Mr Roy Charles Ladd

25–50% shares

British · United Kingdom · Age 81

18a, Barncoose Industrial Estae, Redruth, TR15 3RQ

Notified 06/04/2016

Mr Philip Grant Ladd

25–50% shares

British · United Kingdom · Age 54

18a, Barncoose Industrial Estae, Redruth, TR15 3RQ

Notified 06/04/2016

Charges2 outstanding

Charge

outstanding

ROWANMOOR TRUSTEES LIMITED · ROY CHARLES LADD · GLORIA JEAN LADD · PHILIP GRANT LADD

Created 30/11/2022Registered 01/12/2022

Charge

outstanding

GLORIA JEAN LADD AS TRUSTEE OF THE W J LADD BUILDERS EXECUTIVE · ROY CHARLES LADD AS TRUSTEE OF THE W J LADD BUILDERS EXECUTIVE · ROWANMOOR TRUSTEES LIMITED AS TRUSTEE OF THE W J LADD BUILDERS EXECUTIVE

Created 15/06/2016Registered 02/07/2016

charge

satisfied

BARCLAYS BANK PLC

Created 20/06/2007Registered 23/06/2007Satisfied 04/03/2016

charge

satisfied

BARCLAYS BANK PLC

Created 14/09/2005Registered 17/09/2005Satisfied 04/03/2016

charge

satisfied

BARCLAYS BANK PLC

Created 30/08/2002Registered 03/09/2002Satisfied 04/03/2016

charge

satisfied

BARCLAYS BANK PLC

Created 14/06/2002Registered 20/06/2002Satisfied 04/03/2016

charge

satisfied

BARCLAYS BANK PLC

Created 03/10/2001Registered 17/05/2002Satisfied 04/03/2016

charge

satisfied

BARCLAYS BANK PLC

Created 24/11/2000Registered 07/12/2000Satisfied 04/03/2016

charge

satisfied

BARCLAYS BANK PLC

Created 01/05/1998Registered 21/05/1998Satisfied 04/03/2016

charge

satisfied

BARCLAYS BANK PLC

Created 01/05/1998Registered 21/05/1998Satisfied 04/03/2016

charge

satisfied

BARCLAYS BANK PLC

Created 01/05/1998Registered 21/05/1998Satisfied 04/03/2016

charge

satisfied

BARCLAYS BANK PLC

Created 01/05/1998Registered 21/05/1998Satisfied 04/03/2016

charge

satisfied

BARCLAYS BANK PLC

Created 01/05/1998Registered 21/05/1998Satisfied 04/03/2016

charge

satisfied

LLOYDS BANK PLC

Created 11/03/1994Registered 22/03/1994Satisfied 02/07/1999

charge

satisfied

LLOYDS BANK PLC

Created 02/11/1992Registered 05/11/1992Satisfied 02/07/1999

charge

satisfied

LLOYDS BANK PLC

Created 14/06/1990Registered 18/06/1990Satisfied 02/07/1999

charge

satisfied

LLOYDS BANK PLC

Created 24/01/1989Registered 26/01/1989Satisfied 02/07/1999

charge

satisfied

LLOYDS BANK PLC

Created 17/01/1989Registered 20/01/1989Satisfied 02/07/1999

charge

satisfied

LLOYDS BANK PLC

Created 06/03/1986Registered 11/03/1986Satisfied 02/07/1999

charge

satisfied

BARCLAYS BANK PLC

Created 13/10/1982Registered 21/10/1982Satisfied 05/05/1993

charge

satisfied

BARCLAYS BANK PLC

Created 16/02/1978Registered 21/02/1978Satisfied 05/05/1993

charge

satisfied

BARCLAYS BANK PLC

Created 29/10/1976Registered 09/11/1976Satisfied 05/05/1993

charge

satisfied

BARCLAYS BANK PLC

Created 18/08/1976Registered 27/08/1976Satisfied 05/05/1993

charge

satisfied

BARCLAYS BANK PLC

Created 18/08/1976Registered 27/08/1976Satisfied 05/05/1993

charge

satisfied

BARCLAYS BANK PLC

Created 18/08/1976Registered 27/08/1976Satisfied 05/05/1993

charge

satisfied

BARCLAYS BANK PLC

Created 18/08/1976Registered 24/08/1976Satisfied 05/05/1993

CompanyRankvs 2432+ SIC 41202 peers
74

Financial strength97th percentile among SIC peers · 24/25

Employees95th percentile among SIC peers · 14/15

LiquidityCurrent ratio 1.95× · 16/20

Longevity15 years trading (max 15) · 15/15

Filing complianceAll filings up to date · 15/15

Outstanding charges -10

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2432W.J. Ladd (Builders) Limited

80

How is this score calculated?

Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£991k

Balance sheet strength

Cash

£455k

Cash in the bank

Net Current Assets

£686k

Working capital

Current Assets

£1.4M

Current Liabilities

£720k

Fixed Assets

£429k

Debtors

£5k

6avg. employees+1

Balance Sheet

Bank loans & overdrafts£121k

Assets less current liabilities£1.1M

Prepared with VT Final Accounts

EstimatesDerived

Year	Current Ratio	Implied Profit
2025	1.95	+£149k
2024	1.84	+£96k
2023	2.12	+£130k
2022	1.35	+£258k
2021	1.10	-£71k
2020	1.15	+£78k
2019	1.11	+£12k
2018	1.16	—

Derived from filed accounts. Not audited figures.