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E.C. Joseph & Sons Limited

01143923

active
Private Limited Company
england wales
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

119 ST OWEN STREET, HR1 2JW
Incorporated 07/11/1973

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 16/09/2025

Due 30/09/2026

On track

Industry

41202
Construction of domestic buildings

Officers

Mr Andrew Paul Joseph

director · Since 12/01/1998

BUILDER

BRITISH · UNITED KINGDOM · Age 51

Also on 1 other board

Joan Joseph

director · Since 22/01/2003

DIRECTOR

BRITISH · UNITED KINGDOM · Age 81

Persons with Significant Control

Mr Andrew Paul Joseph

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 51

The Lodge, Bartestree, Hereford, HR1 4DU

Notified 06/04/2016

Former PSCs

Joan Joseph

Ceased 02/10/2025

Charges2 outstanding

charge
outstanding

LLOYDS TSB BANK PLC

Created 23/08/2010Registered 01/09/2010
charge
outstanding

LLOYDS BANK PLC

Created 28/08/1998Registered 03/09/1998
charge
satisfied

BARCLAYS BANK LTD

Created 27/06/1978Registered 06/07/1978Satisfied 03/09/1998

CompanyRankvs 234+ SIC 41202 peers
79

Financial strength96th percentile among SIC peers · 24/25
Employees97th percentile among SIC peers · 15/15
LiquidityCurrent ratio 5.85× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£542k

Balance sheet strength

Cash

£41k

Cash in the bank

Net Current Assets

£345k

Working capital

Current Assets

£416k

Current Liabilities

£71k

Fixed Assets

£200k

Debtors

£374k

9avg. employees+1

Balance Sheet

Assets less current liabilities£545k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20245.85+£18k
20235.33-£3k
20225.32-£20k
20215.18-£9k
20205.95+£53k
20192.34+£167k
20182.26+£12k
20171.95

Derived from filed accounts. Not audited figures.