Gower Homes Limited

01204658

active

Private Limited Company

england wales

Companies House

Health Score

84 / 100

Healthy

30/30

Filing

20/30

Financial

34/40

Risk

3 outstanding charges (-6)

Details

8 TEMPLE ROW, WREXHAM, LL13 8LY

Incorporated 21/03/1975

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 11/12/2025

Due 25/12/2026

On track

Industry

41202

Construction of domestic buildings

Officers

Mr Michael William Forgrave

director · Since 01/10/1998

BUILDER

BRITISH · UNITED KINGDOM · Age 62

Mr George Forgrave

director · Since 12/09/2023

DIRECTOR

BRITISH · WALES · Age 35

Persons with Significant Control

Mr Michael William Forgrave

75–100% shares

75–100% votes

Appoint directors

British · United Kingdom · Age 62

8, Temple Row, Wrexham, LL13 8LY

Notified 06/04/2016

Charges3 outstanding

Charge

outstanding

HERITABLE DEVELOPMENT FINANCE LIMITED

Created 04/07/2024Registered 05/07/2024

Charge

outstanding

HERITABLE DEVELOPMENT FINANCE LIMITED

Created 01/03/2024Registered 06/03/2024

Charge

outstanding

HERITABLE DEVELOPMENT FINANCE LIMITED

Created 01/03/2024Registered 06/03/2024

Charge

satisfied

HERITABLE DEVELOPMENT FINANCE LIMITED

Created 28/07/2022Registered 29/07/2022Satisfied 01/02/2024

Charge

satisfied

HERITABLE DEVELOPMENT FINANCE LIMITED

Created 15/03/2022Registered 22/03/2022Satisfied 01/02/2024

Charge

satisfied

HERITABLE DEVELOPMENT FINANCE LIMITED

Created 15/03/2022Registered 22/03/2022Satisfied 01/02/2024

Charge

satisfied

HERITABLE DEVELOPMENT FINANCE LIMITED

Created 28/05/2019Registered 29/05/2019Satisfied 01/02/2024

Charge

satisfied

HERITABLE DEVELOPMENT FINANCE LIMITED

Created 23/01/2019Registered 23/01/2019Satisfied 01/02/2024

Charge

satisfied

HERITABLE DEVELOPMENT FINANCE LIMITED

Created 12/03/2018Registered 13/03/2018Satisfied 01/02/2024

charge

satisfied

LLOYDS BANK PLC

Created 23/11/1987Registered 25/11/1987

charge

satisfied

HENRY ANSBACHER & CO. LIMITED.

Created 16/06/1986Registered 17/06/1986

charge

satisfied

CHARTERED TRUST PLC

Created 04/10/1985Registered 17/10/1985

charge

satisfied

CHARTERED TRUST PLC

Created 22/02/1985Registered 17/08/1985

charge

satisfied

THE BUILDER AND GENERAL MORTGAGE CO. LIMITED

Created 21/10/1983Registered 26/10/1983

charge

satisfied

LLOYDS BANK PLC

Created 13/05/1983Registered 16/05/1983

charge

satisfied

HENRY ANSBACHER AND CO. LIMITED

Created 04/11/1982Registered 05/11/1982

charge

satisfied

HENRY ANSBACHER & CO. LIMITED

Created 30/11/1981Registered 02/12/1980

charge

satisfied

HENRY ANSBACHER & CO LTD

Created 06/11/1980Registered 11/11/1980

charge

satisfied

LLOYDS BANK PLC

Created 18/08/1980Registered 21/08/1980

charge

satisfied

LLOYDS BANK PLC

Created 18/08/1980Registered 21/08/1980

charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 29/04/1980Registered 12/05/1980

charge

satisfied

HENRY ANSBACHER & COMPANY LTD

Created 27/03/1980Registered 16/04/1980

CompanyRankvs 2041+ SIC 41202 peers
71

Financial strength98th percentile among SIC peers · 25/25

Employees93th percentile among SIC peers · 14/15

LiquidityCurrent ratio 1.48× · 12/20

Longevity15 years trading (max 15) · 15/15

Filing complianceAll filings up to date · 15/15

Outstanding charges -10

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2041Gower Homes Limited

81

How is this score calculated?

Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£1.3M

Balance sheet strength

Cash

£205k

Cash in the bank

Net Current Assets

£1.3M

Working capital

Current Assets

£4.1M

Current Liabilities

£2.8M

Fixed Assets

£10k

Debtors

£24k

5avg. employees

Balance Sheet

Bank loans & overdrafts£2.0M

Assets less current liabilities£1.3M

Prepared with IRIS Accounts Production

EstimatesDerived

Year	Current Ratio	Implied Profit
2025	1.48	-£358k
2024	2.75	-£11k
2023	2.95	—

Derived from filed accounts. Not audited figures.