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Maurice J. Ruddy (Gloucester) Limited

01208561

active
Private Limited Company
england wales
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

10 OLD CHELTENHAM ROAD, GLOUCESTER, GL2 0AW
Incorporated 21/04/1975

Compliance

Last accounts

30/06/2025

total exemption full

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 31/12/2025

Due 14/01/2027

On track

Industry

56101
Licensed restaurants

Officers

Mr James Maurice Ruddy

director · Since 31/12/1990

FISH & CHIP CATERER

BRITISH · ENGLAND · Age 71

Also on 6 other boards

Mr James Maurice Ruddy

secretary · Since 30/12/2014

Also on 6 other boards

Grant Roger John Ruddy

director · Since 18/11/2019

DIRECTOR

BRITISH · ENGLAND · Age 38

Also on 1 other board

Persons with Significant Control

Mr James Maurice Ruddy

25–50% shares
25–50% votes

British · England · Age 71

Staverton Court, Staverton, Cheltenham, GL51 0UX

Notified 06/04/2016

Mrs Carol Ruddy

25–50% shares
25–50% votes

British · England · Age 65

Staverton Court, Staverton, Cheltenham, GL51 0UX

Notified 06/04/2016

Charges3 outstanding

charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 08/04/1991Registered 15/04/1991
charge
outstanding

NATIONAL WESTMINSTER BANK LTD

Created 16/02/1976Registered 27/02/1976
charge
outstanding

A. E. J. BRAISBY · J. E. BRAISBY

Created 30/09/1975Registered 15/10/1975

CompanyRankvs 3676+ SIC 56101 peers
63

Financial strength90th percentile among SIC peers · 23/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.59× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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3676Maurice J. Ruddy (Gloucester) Limited
69
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£169k

Balance sheet strength

Cash

£111k

Cash in the bank

Net Current Assets

-£81k

Working capital

Current Assets

£118k

Current Liabilities

£200k

Fixed Assets

£251k

Debtors

£2k

23avg. employees+1

Tax at Year End(2023)

Corp tax£27k

Balance Sheet

Assets less current liabilities£169k
Prepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20250.59-£85k
20241.03-£40k
20231.34—

Derived from filed accounts. Not audited figures.