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Paul Williams Builders And Decorators Limited

01218397

active
Private Limited Company
england wales
Companies House
Health Score
72 / 100

Some Concerns

30/30
Filing
10/30
Financial
32/40
Risk
  • Current liabilities exceed current assets (-10)
  • 4 outstanding charges (-8)

Details

HIGH BANK ST. THOMAS STREET, BANBURY, OX15 0SY
Incorporated 03/07/1975

Compliance

Last accounts

31/03/2025

micro entity

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 31/12/2025

Due 14/01/2027

On track

Industry

41202
Construction of domestic buildings

Officers

Mr Paul Michael John Williams

secretary · Since 31/12/1990

BRITISH · ENGLAND · Age 71

Also on 3 other boards

Mrs Julia Mary Williams

director · Since 31/12/1990

DIRECTOR

BRITISH · ENGLAND · Age 76

Mr Paul Michael John Williams

director · Since 31/12/1990

BUILDER

BRITISH · ENGLAND · Age 71

Also on 3 other boards

Persons with Significant Control

Mrs Julia Mary Williams

25–50% shares
25–50% votes

British · England · Age 76

High Bank, St. Thomas Street, Banbury, OX15 0SY

Notified 01/06/2016

Mr Paul Michael John Williams

25–50% shares
25–50% votes

British · England · Age 71

High Bank, St. Thomas Street, Banbury, OX15 0SY

Notified 01/06/2016

Charges4 outstanding

charge
outstanding

LLOYDS BANK PLC

Created 30/04/1996Registered 11/05/1996
charge
outstanding

LLOYDS BANK PLC

Created 23/06/1993Registered 05/07/1993
charge
outstanding

LLOYDS BANK PLC

Created 09/06/1988Registered 25/06/1988
charge
outstanding

LLOYDS BANK PLC

Created 12/01/1988Registered 23/01/1988

CompanyRankvs 13011+ SIC 41202 peers
55

Financial strength96th percentile among SIC peers · 24/25
Employees62th percentile among SIC peers · 9/15
LiquidityCurrent ratio 0.08× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£595k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£52k

Working capital

Current Assets

£5k

Current Liabilities

£56k

Fixed Assets

£659k

2avg. employees

Balance Sheet

Assets less current liabilities£607k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20250.08+£41k
20240.06+£2k
20230.21+£16k
20220.48+£86k
20210.49+£58k
20200.14+£51k
20190.01

Derived from filed accounts. Not audited figures.